Total 12 job vacancies by X Star Technology Pte. Ltd.

Job Description:

X Star Technology, a leading fin-tech company, is seeking a motivated, detail-oriented and analytical intern to join our team in Singapore and assist in the optimization of our business operations. You will be responsible for evaluating, documenting and optimizing our business processes. Additionally, you will use your analytical skills to gather, analyze, and interpret data to drive efficiency and informed decision-making within the organization. Your work will have a direct impact on enhancing operational processes and maximizing productivity.

Key Responsibilities:

• Support cross-functional teams (credit team and finance team) day-to-day activities, from loan credit review process to loan disbursement and post-disbursement collection process

• Work closely with our in-house SaaS development team to map and design operation workflow for in-house auto-finance system

• Be the product champion in driving rapid adoption of the in-house SaaS system among internal users and mitigating any technical issues users face in the system

• Identify issues and inefficiencies to improve system operations

• Other responsibilities allocated by management

Qualifications:

• Undergraduate in Information Systems, Business Analytics, Computer Science

• Able to commit full-time internship.

• Able to manage large data volume and to show effective use of analytics.

• Possess excellent analytical, problem-solving, organizational, communication, and project management skills.

• Independent, proactive, and team-oriented individual

• Proficiency in English

Role Highlights:

• One-to-one coaching

• Direct exposure with senior leadership team

• Great office location (at One-North MRT)

Job Description:

X Star Technology, a leading fin-tech company, is seeking a motivated, detail-oriented and analytical intern to join our team in Singapore and assist in our middle office operations. You will be responsible for assisting our middle office teams with day-to-day activities, from loan credit review process to loan disbursement and post-disbursement collection process. Additionally, you will use your analytical skills to gather, analyze, and interpret data to drive efficiency and informed decision-making within the organization. Your work will have a direct impact on enhancing operational processes and maximizing productivity.

Key Responsibilities:

• Supporting cross-functional teams (credit team and finance team) day-to-day activities, from loan credit review process to loan disbursement and post-disbursement collection process

• Identifying issues and inefficiencies to improve system operation workflow and efficiency

• Prepare daily and weekly operation report and financial report, establish and maintain integrations with enterprise platforms such as PowerBI, internal SaaS platform, etc.

• Carrying out internal administrative and business support duties

• Other responsibilities allocated by management

Qualifications:

• Undergraduate in Business Administration, Finance, Economics, Science, or related field

• Able to commit full-time internship

• Able to manage large data volume and to show effective use of analytics.

• Possess excellent analytical, problem-solving, organizational, communication, and project management skills.

• Independent, proactive, and team-oriented individual

• Proficiency in English

Role Highlights:

• One-to-one coaching

• Direct exposure with senior leadership team

• Great office location (at One-North MRT)

Job Scope:

Solutions engineers support the pre-sales process and work alongside the sales representative to identify the customer’s needs and generate customized business software solutions. Their role is to demonstrate and articulate the features of software products best suited for the customer.

Responsibilities:

• Working with internal and external delivery teams to map, design, and produce system integration.

• Determining the optimal and most cost-effective solutions.

• Presenting solutions to clients and stakeholders.

• Collaborating with cross-functional teams to gather and analyze system requirements.

• Providing cost and timeline estimates to clients and stakeholders.

• Creating business & solution proposals.

• Participating in continuous improvement initiatives to enhance(优化) system integration processes and methodologies.

• Identifying problems with solutions and recommending corrective actions.

• Ensuring that integrated systems meet quality standards and performance requirements.

• Ensuring that project proposals are technically feasible and aligned with business objectives through clear communication, negotiation, and the ability to anticipate potential conflicts or misunderstandings

• Creating and delivering demos, answering detailed product questions.

Job requirements:

• Diploma or bachelor’s degree in computer science, information technology or software engineering.

• 3-5 years of relevant experience.

• Up to date understanding of Programming and Scripting Languages (e.g. Python, Java), Database Management & SQL.

• Problem-Solving and Troubleshooting Skill.

• Empathy and Customer Focus.

• High-level Communication and Presentation Skills.

• Exceptional interpersonal skills.

• Ability to present ideas in a clean, user-friendly way.

• Sales experience is a plus.

• Can work under pressure and fast paced pattern.

Job Description:

1. Responsible for the daily tax declaration of Singapore entities (including but not limited to GST and CIT), and other tax-related declaration matters. Responsible for docking with local accounting firms in other overseas entities (Japan, Thailand), and completing daily tax declarations.

2. Familiar with Singapore's tax policies, and at the same time have a certain understanding of the tax laws and policies of Southeast Asia (including Japan, Thailand, etc.), cooperate with the business department, analyze the tax-related matters of overseas business, and review the tax terms of the contract

3. Assist the group in other tax-related work related to overseas operations.

4. Complete other tasks assigned by the leader.

Qualifications:

1. More than 2-3 years of working experience, working experience in accountants, tax agent firms or multinational companies is preferred.

2. Bachelor’s degree or above, major in finance and taxation is preferred;

3. Good communication skills and reading and writing skills in Chinese and English, and Chinese and English can be used as working languages

4. Have strong business understanding ability, learning ability, good communication, good team spirit, and a high sense of responsibility.

5. International finance and taxation professional certificate is preferred

Language requirements: English, Chinese

Location: Group Singapore Workplace

Reporting Line: Mrs. Wang Zhen

Responsibilities:

· Perform record creation and system updating in bank’s operating systems relating to secured Loans.

· Process documentation check, loan disbursement, loan servicing activities, loan redemption, fee payments & collection relating to secured Loans.

· Prepare instructions, payment, and notification letters to customers/ law firms.

· Perform imaging, indexing, and filing of collateral documents.

· Perform reconciliation of General ledger accounts, transactions & documents

· Review & update system reports on daily, weekly, and monthly basis.

· Handle filing of source reports & media and arranging for archival.

· Handle customer / lawyer’s enquiries.

· Escalate any discrepancy / deviation to the Team Manager.

· Assist Team Manager by providing ideas/initiatives in improving the existing workflow and identify operational risks and implement measures to address / mitigate the risk.

Requirement:

· Bachelor or Diploma holder in Banking, Finance or in any related majors

· At least 1-2 years of experience in Loans or in Credit Operations role.

· Good understanding of operational risks.

· Proficient in Microsoft office especially Microsoft Word and Excel.

Job purpose

We are seeking an experienced auto finance industry professional to join our dynamic sales team as Business Development Executive. The successful candidate will be instrumental in identifying new business opportunities, manage full sales cycle, and achieving the company's financial goals.

Responsibilities

· Proactively generate new sales leads via various channels and leveraging existing relationships with car dealers.

· Maintain and strengthen relationships with key partners and dealers, etc.

· Conduct regular market research to understand trends and competitors, consistently provide product/ market feedback to the senior management.

· Collaborate with the team to strategize how to approach potential clients.

· Ensure the customer satisfaction throughout the sales process and post-sales.

· Any other duties assigned from time to time.

Requirements

· Good understanding of the auto finance industry and its sales approach is mandatory.

· 3 to 5 years of working experience in a relevant field.

· Good track record of exceeding sales KPIs.

· Excellent communication and negotiation skills.

· Exceptional ability to build and maintain client relationships.

· Highly self-motivated, ambitious, and goal-oriented.

Job Summary:

We are seeking a meticulous and analytical Credit Officer to join our auto finance startup. As a Credit Officer, you will play a vital role in assessing the creditworthiness of loan applicants, conducting thorough credit analyses, and ensuring the overall quality of our loan portfolio. Your role will involve evaluating credit risks, making informed lending decisions, and maintaining compliance with internal policies and regulatory requirements.

Responsibilities:

• Assess the creditworthiness of loan applicants by analyzing their financial statements, credit history, and collateral value.
• Conduct detailed credit analyses to evaluate borrowers' ability to repay loans and determine appropriate loan terms and conditions.
• Review loan applications and supporting documentation to ensure accuracy, completeness, and compliance with established lending guidelines.
• Analyze financial data, including income statements, balance sheets, cash flow statements, and tax returns, to assess applicants' financial stability.
• Verify applicant information and perform credit checks using internal and external sources.
• Collaborate with loan officers and underwriters to gather additional information and clarify any credit-related issues.
• Prepare comprehensive credit reports and present findings to management for loan approval or rejection decisions.
• Evaluate collateral valuation reports and assess the adequacy of collateral coverage.
• Monitor loan portfolios to identify early signs of credit deterioration, assess risk ratings, and recommend appropriate remedial actions.
• Stay updated on industry trends, market conditions, and regulatory changes affecting the auto finance industry.
• Ensure compliance with internal credit policies, procedures, and regulatory requirements.
• Collaborate with other departments, such as sales and collections, to address credit-related concerns and provide guidance.
• Maintain accurate and up-to-date credit files and documentation.
• Provide support during loan audits, examinations, and regulatory reviews.
• Assist in the development and enhancement of credit risk assessment models and tools.
• Participate in credit committee meetings and provide insights on credit-related matters.
• Continuously improve credit analysis processes and procedures to enhance efficiency and effectiveness.

Requirements:

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field (or equivalent work experience).
• Proven experience as a Credit Officer or in a similar credit analysis role, preferably in the auto finance industry or financial services sector.
• Strong understanding of credit risk assessment, financial statement analysis, and lending principles.
• Familiarity with credit analysis tools, techniques, and credit scoring models.
• Excellent analytical and problem-solving skills.
• Ability to make sound credit decisions and recommendations.
• Ability to manage multiple tasks and meet deadlines in a fast-paced environment.
• Strong ethics and integrity.
• Proficiency in using financial analysis software and MS Office Suite.

Job purpose

We are seeking an experienced auto finance industry professional to join our dynamic sales team as Business Development Executive. The successful candidate will be instrumental in identifying new business opportunities, manage full sales cycle, and achieving the company's financial goals.

Responsibilities

· Proactively generate new sales leads via various channels and leveraging existing relationships with car dealers.

· Maintain and strengthen relationships with key partners and dealers, etc.

· Conduct regular market research to understand trends and competitors, consistently provide product/ market feedback to the senior management.

· Collaborate with the team to strategize how to approach potential clients.

· Ensure the customer satisfaction throughout the sales process and post-sales.

· Any other duties assigned from time to time.

Requirements

· Good understanding of the auto finance industry and its sales approach is mandatory.

· 3 to 5 years of working experience in a relevant field.

· Good track record of exceeding sales KPIs.

· Excellent communication and negotiation skills.

· Exceptional ability to build and maintain client relationships.

· Highly self-motivated, ambitious, and goal-oriented.

Job purpose

We are seeking an experienced auto finance industry professional to join our dynamic sales team as Business Development Executive. The successful candidate will be instrumental in identifying new business opportunities, manage full sales cycle, and achieving the company's financial goals.

Responsibilities

· Proactively generate new sales leads via various channels and leveraging existing relationships with car dealers.

· Maintain and strengthen relationships with key partners and dealers, etc.

· Conduct regular market research to understand trends and competitors, consistently provide product/market feedback to the senior management.

· Ensure the customer satisfaction throughout the sales process and post-sales.

· Any other duties assigned from time to time.

Requirements

· Good understanding of the auto finance industry and its sales approach is mandatory.

· 3 to 5 years of relevant working experience, with existing pool of partners/dealers strongly preferred.

· Good track record of exceeding sales KPIs.

· Excellent communication and negotiation skills.

· Exceptional ability to build and maintain client relationships.

· Highly self-motivated, ambitious, hands on and target driven.

Salary Range:

SGD 3,000-3,500 + Attractive Commission

Job Summary:

We are seeking a meticulous and analytical Credit Officer to join our auto finance startup. As a Credit Officer, you will play a vital role in assessing the creditworthiness of loan applicants, conducting thorough credit analyses, and ensuring the overall quality of our loan portfolio. Your role will involve evaluating credit risks, making informed lending decisions, and maintaining compliance with internal policies and regulatory requirements.

Responsibilities:

• Assess the creditworthiness of loan applicants by analyzing their financial statements, credit history, and collateral value.

• Conduct detailed credit analyses to evaluate borrowers' ability to repay loans and determine appropriate loan terms and conditions.

• Review loan applications and supporting documentation to ensure accuracy, completeness, and compliance with established lending guidelines.

• Analyze financial data, including income statements, balance sheets, cash flow statements, and tax returns, to assess applicants' financial stability.

• Verify applicant information and perform credit checks using internal and external sources.

• Collaborate with loan officers and underwriters to gather additional information and clarify any credit-related issues.

• Prepare comprehensive credit reports and present findings to management for loan approval or rejection decisions.

• Evaluate collateral valuation reports and assess the adequacy of collateral coverage.

• Monitor loan portfolios to identify early signs of credit deterioration, assess risk ratings, and recommend appropriate remedial actions.

• Stay updated on industry trends, market conditions, and regulatory changes affecting the auto finance industry.

• Ensure compliance with internal credit policies, procedures, and regulatory requirements.

• Collaborate with other departments, such as sales and collections, to address credit-related concerns and provide guidance.

• Maintain accurate and up-to-date credit files and documentation.

• Provide support during loan audits, examinations, and regulatory reviews.

• Assist in the development and enhancement of credit risk assessment models and tools.

• Participate in credit committee meetings and provide insights on credit-related matters.

• Continuously improve credit analysis processes and procedures to enhance efficiency and effectiveness.

Requirements:

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field (or equivalent work experience).

• Proven experience as a Credit Officer or in a similar credit analysis role, preferably in the auto finance industry or financial services sector.

• Strong understanding of credit risk assessment, financial statement analysis, and lending principles.

• Familiarity with credit analysis tools, techniques, and credit scoring models.

• Excellent analytical and problem-solving skills.

• Ability to make sound credit decisions and recommendations.

• Ability to manage multiple tasks and meet deadlines in a fast-paced environment.

• Strong ethics and integrity.

• Proficiency in using financial analysis software and MS Office Suite.

Responsibilities:

· Provide office general administrative support, including but not limited to receiving and distributing mail/parcels, organizing inventories, data entry, scanning and filing, etc.

· Provide customer service to both internal and external customers, including but not limited to the following tasks: attending to guests and walk-in visitors, simple house keeping, attending to customer enquiries, answering phone calls, etc.

· Assist in managing expense claims and simple bookkeeping.

· Able to prepare reports/ letters

· Other ad-hoc duties as assigned.

Requirements:

· Good computer skills, especially in Excel, Words, Power Point.

· Excellent communication skills.

· Have the initiative to improve processes.

· A fine eye for details

· Must be able to work in a fast pace environment.

· At least 1-2 years of relevant experience required.

· Positive working attitude and willing to learn.

· Able to work independently with minimal supervision.

Salary Range:

SGD 2,600 - 3,200

Job purpose:

We are looking for an experienced and dynamic Business Development Executive to join our team. The successful candidate will be instrumental in identifying new business opportunities, driving sales, and achieving the company's financial goals.

Responsibilities:

• Generate sales leads through various channels, and leveraging existing relationships.
• Maintain and strengthen relationships with key clients, dealers, etc.
• Manage and negotiate with clients, generating a profitable portfolio.
• Conduct market research to understand trends and competitors.
• Collaborate with the team to strategize how to approach potential clients.
• Provide feedback to the senior management regarding customers' insights and expectations.
• Monitor sales performance metrics and report to senior management.
• Ensure the customer satisfaction throughout the sales process and post-sales.
• Any other duties assigned from time to time

Requirements:

• 3 to 5 years of working experience in a relevant field.
• Proven experience in business development, sales, or a relevant role.
• Strong understanding of the auto finance industry and its sales approach.
• Excellent communication and negotiation skills.
• Exceptional ability to build and maintain client relationships.
• Highly self-motivated, ambitious, and goal-oriented.