Total 18 accounts officer job vacancies in Others category in Malaysia

Citibank, N.A. seeks a Model/Analysis/Validation Officer for its Irving, Texas location.

Duties: Develop credit risk models (scorecards) applying statistical analysis, credit life cycle principles, predictive modeling, machine learning and Big Data and using programming languages such as SAS, Python and SQL for international and U.S. business risk management. Develop, enhance, and validate methods of measuring and analyzing risk and risk types including market, credit and operational. Develop, validate and strategize uses of scoring models and scoring model related policies. Use Python, R, SAS, VBA, SQL, Microsoft Office, IBM-Answertree, SPSS-Clementine, and Angoss Knowledge Studio to develop models, conduct statistical analyses, merge, transform, and create datasets. Manage model risk across model life cycle including model validation, ongoing performance evaluation and annual model reviews with country business. Use modeling techniques including regressions, gradient boosting, random forest, cluster analysis, and decision trees to develop customer segmentation schemes, profile analyses, and other analytic tools. Design, automate, and adapt proprietary modules used for score development. Implement proprietary models for use in live operating environments using open source programming languages. Translate operational requests from business into programming and data criteria. Conduct systems and operational research to increase model expected results. Conduct analysis and create technical documentation report for validation purposes sufficient to meet regulatory guidelines and industry standards. Assess and quantify model risk due to model limitations to inform stakeholders of their risk profile and development of compensating controls. Use machine learning for predictive modeling. Develop and manage predictive models using machine learning, artificial intelligence and statistical methods on both conventional data sources (credit bureau, internal credit information) and alternative data (digital footprint and from other industries, such as e-commerce, e-wallet, telecommunications, utility). Identify modeling opportunities that yield measurable business results. Represent bank in interactions with regulatory agencies. Present model validation findings to senior management and supervisory authorities. Assesses and quantify model risk due to model limitations to inform stakeholders of their risk profile and development of compensating controls. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Requires a Master’s degree (or foreign equivalent), in Mathematics, Statistics, Business Analytics or related field and 3 years of experience as a Senior Specialist, Credit Risk Analyst, Business Analyst, Data Analyst or related position involving credit risk analysis for the financial services industry. Alternatively, employer will accept a Bachelor’s degree in the stated fields and 5 years of the specified progressive post-baccalaureate experience. 3 years of experience must include: Credit life cycle principles: Credit Acquisition, Maintenance and Collections; Modeling techniques: regressions, cluster analysis, and decision trees; Mathematical and statistical principals including statistical methods for predictive modeling; SAS, VBA, SQL, Microsoft Office, IBM-Answertree, SPSS-Clementine, and Angoss Knowledge Studio; Utilizing data types including credit bureau, financial, e-commerce and digital footprint. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #24730551. EO Employer.

Wage Range:               $131,000 to $162,843

Job Family Group:      Risk Management

Job Family:                  Risk Analytics, Modeling, and Validation

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Job Family Group:

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Job Family:

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Time Type:

Full time

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Primary Location:

Irving Texas United States

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Primary Location Full Time Salary Range:

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

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Anticipated Posting Close Date:

Mar 18, 2024

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Transaction Management is responsible for supporting multiple aspects of the lending lifecycle including but not limited to loan closing and servicing coordination, facilitating complex client onboarding, data management, and quality control.  The team will be accountable and responsible for operational oversight of the closing and servicing of all loan transactions of the business division being supported to ensure all internal and external requirements are met.

Responsibilities:

• Contribute to the build and development team to support loan origination and lifecycle management which includes large complex syndicated and bilateral loans covering but not limited to corporate, commercial, real estate, structured lending and trade.

• Assist with the creation of processes, standards, procedures, controls, training, and implementation of transaction management.

• Aid in the design and implementation of technology including testing and rollout.

• Provide training and support to transaction management staff and business constituents.

• Partner with each of the originating and coverage business lines, credit risk, operations, legal, etc.

• Ensure that quality of data, controls and processes performed meet internal policies and regulatory requirements/expectations.

• Work with lines of business, transaction management, and loan operations to define and implement operational metrics and risk and control reviews to ensure all stakeholders have end to end transparency.

• Constantly improve processes, controls and efficiencies within the group and front to back across loan lifecycle

• Participate in projects to enhance performance and efficiency.

• Take part in loan remediation and loan system testing / migrations.

• Actively manage and maintain a deal closing pipeline of loan transactions.

• Coordinate and close loan transactions/lifecycle events, capture data, store documentation, troubleshoot issues/roadblocks, perform quality control

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Minimum 1-2 years of experience

• Individual must have excellent communication, organizational and interpersonal skills.

• Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up. 

• Candidate has quantitative skills with a high proficiency with Excel and other Microsoft based programs.

• Tableau or visualization tool familiarity

• Experience with Loan IQ, transaction capture tools, etc.

• Keen attention to detail

• Developed analytical and problem-solving abilities

• Client relationship and solution skills

Additional non-core qualifications which will be considered are:

• Experience within a large global team supporting wholesale lending at large financial Institution

• Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.

• Experience working with clients under time constraints to facilitate a transaction or process.

• Proven ability to collaborate with team members, Senior management, and other business constituents

• Critical decision-making capabilities including the ability to identify, escalate, and propose solutions to problems

• Ability to manage multiple concurrent deadlines through the practice of strong organizational and time management skills with experience in continuously following-up with various stakeholders

• Understanding and awareness of appropriate corporate and regulatory policies in relation to Lending

• Deep understanding of operational processes supporting Wholesale lending

• Focus on achieving/exceeding key operating standards within a KPI/metrics driven culture

• Ability to work in an environment where priorities are frequently changing

Education:

• Bachelor's/University degree or equivalent experience

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Job Family Group:

Operations - Transaction Services

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Job Family:

Transaction Capture Services

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Time Type:

Full time

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Primary Location:

Irving Texas United States

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Primary Location Full Time Salary Range:

$54,100.00 - $75,500.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

------------------------------------------------------

Anticipated Posting Close Date:

Mar 18, 2024

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Transaction Management is responsible for supporting multiple aspects of the lending lifecycle including but not limited to loan closing and servicing coordination, facilitating complex client onboarding, data management, and quality control.  The team will be accountable and responsible for operational oversight of the closing and servicing of all loan transactions of the business division being supported to ensure all internal and external requirements are met.

Responsibilities:

• Contribute to the build and development team to support loan origination and lifecycle management which includes large complex syndicated and bilateral loans covering but not limited to corporate, commercial, real estate, structured lending and trade.

• Assist with the creation of processes, standards, procedures, controls, training, and implementation of transaction management.

• Aid in the design and implementation of technology including testing and rollout.

• Provide training and support to transaction management staff and business constituents.

• Partner with each of the originating and coverage business lines, credit risk, operations, legal, etc.

• Ensure that quality of data, controls and processes performed meet internal policies and regulatory requirements/expectations.

• Work with lines of business, transaction management, and loan operations to define and implement operational metrics and risk and control reviews to ensure all stakeholders have end to end transparency.

• Constantly improve processes, controls and efficiencies within the group and front to back across loan lifecycle

• Participate in projects to enhance performance and efficiency.

• Take part in loan remediation and loan system testing / migrations.

• Actively manage and maintain a deal closing pipeline of loan transactions.

• Coordinate and close loan transactions/lifecycle events, capture data, store documentation, troubleshoot issues/roadblocks, perform quality control

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years relevant experience

• Individual must have excellent communication, organizational and interpersonal skills.

• Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up. 

• Candidate has quantitative skills with a high proficiency with Excel and other Microsoft based programs.

• Tableau or visualization tool familiarity

• Experience with Loan IQ, transaction capture tools, etc.

• Keen attention to detail

• Developed analytical and problem-solving abilities

• Client relationship and solution skills

Additional non-core qualifications which will be considered are:

• Experience within a large global team supporting wholesale lending at large financial Institution

• Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.

• Experience working with clients under time constraints to facilitate a transaction or process.

• Proven ability to collaborate with team members, Senior management, and other business constituents

• Critical decision-making capabilities including the ability to identify, escalate, and propose solutions to problems

• Ability to multi-task through the practice of strong organizational and time management skills with experience in continuously following-up with various stakeholders

• Understanding and awareness of appropriate corporate and regulatory policies in relation to Lending

• Deep understanding of operational processes supporting Wholesale lending

• Focus on achieving/exceeding key operating standards within a KPI/metrics driven culture

• Ability to work in an environment where priorities are frequently changing

Education:

• Bachelor's/University degree or equivalent experience

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Job Family Group:

Operations - Transaction Services

------------------------------------------------------

Job Family:

Transaction Capture Services

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Time Type:

Full time

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Primary Location:

Irving Texas United States

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Primary Location Full Time Salary Range:

$69,130.00 - $96,470.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

------------------------------------------------------

Anticipated Posting Close Date:

Mar 18, 2024

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Operational Risk Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized authority for an area within the business. Possesses Risk Management awareness. Developed communication (written and verbal) and diplomacy skills are required in order to guide, influence and convince others, in particular, colleagues in other functional areas and across Businesses. Significant impact on the area through complex deliverables. Provides advice and counsel related to the operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.

Responsibilities:

• Establishes and oversees the application of operational risk and compliance related policies, technology and tools, and governance processes to create lasting solutions for minimizing losses from failed internal processes, inadequate controls, and emerging risks.
• Independently assess risks and drive actions to address the root causes that persistently lead to operational risk losses by challenging both historical and proposed practices.
• Governance and oversight may include (not limited to) operational, compliance and strategic risk.
• Serves as a subject matter expert for Escalations, including Concerns and Events; able to develop and execute Strategic direction across multiple functions and businesses.
• Partners with Issues Management teams and understands their processes to build a clear path for tracking, metrics, and reporting to impact early Escalation and clear Escalation resolution.
• Analyzes data in an attempt to mitigate exposure (risk/financial/regulatory)
• Monitors goals are met through performance, risk and relationship oversight
• Collaborates to resolve issues
• Develops and maintains relationships across the business users and all Lines of Defense to better understand and deliver requirements by responding to changes in the internal and external business environment
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Acts as SME to senior stakeholders and /or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, data, and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, understanding sensitivity, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 6-10 years experience navigating and networking across a complex, highly matrixed organization.
• Proven Leader with In depth knowledge of Financial Services and Risk Management processes
• Detail Oriented, able to multi task and juggle multiple, competing priorities
• Adept at synthesizing large volumes of data and conveying succinct summaries at an executive level
• Excellent Communication skills, both written and verbal
• Proficiency in Microsoft Office, SharePoint Designer, InfoPath, and Visio

Education:

• Bachelor’s / University degree or equivalent experience

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Job Family Group:

Risk Management

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Job Family:

Operational Risk

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Time Type:

Full time

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Primary Location:

Irving Texas United States

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Primary Location Full Time Salary Range:

$114,720.00 - $172,080.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

------------------------------------------------------

Anticipated Posting Close Date:

Mar 15, 2024

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Community Mortgage Lending Officer is an entry level position responsible for driving mortgage sales and client relationships through engagement with community clients, diverse real estate agents, and affordable housing non-profit partners in coordination with the Consumer Product Sales team. The role is directly responsible for the sale of a specific product or product set directly to clients. 

Responsibilities:

• Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals.
• Collect and analyze information about the customer's financial situation, financial and personal goals, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history.
• Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution.
• Make recommendations to customers about which lending solutions would best meet the customers' financial and personal objectives
• Advise customers about the consequences, risks, and benefits of alternative lending solutions.
• Promote Citi's brand, and promote Citi as the provider for lending and other financial solutions. This includes promoting Citi and its financial services to real estate agencies, builders, other referral sources, and customers.
• Visit customers outside of Citi's offices, with such visits to vary based on clientele, geography, market conditions, and other factors.
• Work as a team with all internal partners to support and grow our customers.
• Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals.
• Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional information needed by the Processors and/or Underwriters.
• Work with Processors/Closers and customers to ensure the timely closing of the customer's loan.
• Go outside to key referral relationships (Realtors, CPA's, Builders, etc). to drive mortgage business into the bank.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
• Introduce clients to segment partners when appropriate (including but not limited to Bank, Wealth Management, Small Business, Cards, etc.   
• Keep abreast of trends and developments in local marketplace, as well as changing rules and regulations across the industry, and expand internal and external network to better serve clients and industry professionals
• Attend a minimum of 2 – 3 Diverse Realtor and/or affordable housing nonprofit events per month.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years relevant experience
• Residential Mortgage experience required
• 3+ years previous mortgage sales experience required
• Established relationships with diverse realtor organizations and affordable lending nonprofits in origination territory
• Experience with community loan products inclusive of specialized LMI mortgage solutions, lender paid assistance programs and 3rd party assistance programs.
• Established book of business
• FHA/VA & conventional loan experience is preferred
• The ability to comprehend and explain financial calculations and pricing alternatives.
• The ability to communicate with customers about the proper documents and information needed to obtain a particular loan.
• Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA.
• Demonstrated customer service skills
• Self-motivated and able to work independently
• Strong relationship development and management skills
• Expertise of general lending products and overall mortgage industry.
• This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing
• System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities.
• Originate minimum of 3 loans per month with a minimum mix of 50% being either CRA eligible or within minority tracts.

Education:

• Bachelor's/University degree or equivalent experience

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Job Family Group:

Consumer Sales

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Job Family:

Consumer Product Sales

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

Bronx New York United States

------------------------------------------------------

Primary Location Salary Range:

$90,000.00 - $90,000.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Community Mortgage Lending Officer is an experienced professional responsible for driving mortgage sales and client relationships through engagement with community clients, diverse real estate agents, and affordable housing non-profit partners in coordination with the Consumer Product Sales team. The role is directly responsible for the sale of a specific product or product set directly to clients. 

Responsibilities:

• Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals.
• Collect and analyze information about the customer's financial situation, financial and personal goals, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history.
• Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution.
• Make recommendations to customers about which lending solutions would best meet the customers' financial and personal objectives
• Advise customers about the consequences, risks, and benefits of alternative lending solutions.
• Promote Citi's brand, and promote Citi as the provider for lending and other financial solutions. This includes promoting Citi and its financial services to real estate agencies, builders, other referral sources, and customers.
• Visit customers outside of Citi's offices, with such visits to vary based on clientele, geography, market conditions, and other factors.
• Work as a team with all internal partners to support and grow our customers.
• Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals.
• Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional information needed by the Processors and/or Underwriters.
• Work with Processors/Closers and customers to ensure the timely closing of the customer's loan.
• Go outside to key referral relationships (Realtors, CPA's, Builders, etc). to drive mortgage business into the bank.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
• Introduce clients to segment partners when appropriate (including but not limited to Bank, Wealth Management, Small Business, Cards, etc.   
• Keep abreast of trends and developments in local marketplace, as well as changing rules and regulations across the industry, and expand internal and external network to better serve clients and industry professionals
• Attend a minimum of 2 – 3 Diverse Realtor and/or affordable housing nonprofit events per month.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years relevant experience
• Residential Mortgage experience required
• 3+ years previous mortgage sales experience required
• Established relationships with diverse realtor organizations and affordable lending nonprofits in origination territory
• Experience with community loan products inclusive of specialized LMI mortgage solutions, lender paid assistance programs and 3rd party assistance programs.
• Established book of business
• FHA/VA & conventional loan experience is preferred
• The ability to comprehend and explain financial calculations and pricing alternatives.
• The ability to communicate with customers about the proper documents and information needed to obtain a particular loan.
• Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA.
• Demonstrated customer service skills
• Self-motivated and able to work independently
• Strong relationship development and management skills
• Expertise of general lending products and overall mortgage industry.
• This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing
• System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities.
• Originate minimum of 3 loans per month with a minimum mix of 50% being either CRA eligible or within minority tracts.

Education:

• Bachelor's/University degree or equivalent experience

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Job Family Group:

Consumer Sales

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Job Family:

Consumer Product Sales

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

Los Angeles California United States

------------------------------------------------------

Primary Location Salary Range:

$90,000.00 - $90,000.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Community Mortgage Lending Officer is an entry level position responsible for driving mortgage sales and client relationships through engagement with community clients, diverse real estate agents, and affordable housing non-profit partners in coordination with the Consumer Product Sales team. The role is directly responsible for the sale of a specific product or product set directly to clients. 

Responsibilities:

• Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals.
• Collect and analyze information about the customer's financial situation, financial and personal goals, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history.
• Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution.
• Make recommendations to customers about which lending solutions would best meet the customers' financial and personal objectives
• Advise customers about the consequences, risks, and benefits of alternative lending solutions.
• Promote Citi's brand, and promote Citi as the provider for lending and other financial solutions. This includes promoting Citi and its financial services to real estate agencies, builders, other referral sources, and customers.
• Visit customers outside of Citi's offices, with such visits to vary based on clientele, geography, market conditions, and other factors.
• Work as a team with all internal partners to support and grow our customers.
• Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals.
• Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional information needed by the Processors and/or Underwriters.
• Work with Processors/Closers and customers to ensure the timely closing of the customer's loan.
• Go outside to key referral relationships (Realtors, CPA's, Builders, etc). to drive mortgage business into the bank.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
• Introduce clients to segment partners when appropriate (including but not limited to Bank, Wealth Management, Small Business, Cards, etc.   
• Keep abreast of trends and developments in local marketplace, as well as changing rules and regulations across the industry, and expand internal and external network to better serve clients and industry professionals
• Attend a minimum of 2 – 3 Diverse Realtor and/or affordable housing nonprofit events per month.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years relevant experience
• Residential Mortgage experience required
• 3+ years previous mortgage sales experience required
• Established relationships with diverse realtor organizations and affordable lending nonprofits in origination territory
• Experience with community loan products inclusive of specialized LMI mortgage solutions, lender paid assistance programs and 3rd party assistance programs.
• Established book of business
• FHA/VA & conventional loan experience is preferred
• The ability to comprehend and explain financial calculations and pricing alternatives.
• The ability to communicate with customers about the proper documents and information needed to obtain a particular loan.
• Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA.
• Demonstrated customer service skills
• Self-motivated and able to work independently
• Strong relationship development and management skills
• Expertise of general lending products and overall mortgage industry.
• This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing
• System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities.
• Originate minimum of 3 loans per month with a minimum mix of 50% being either CRA eligible or within minority tracts.

Education:

• Bachelor's/University degree or equivalent experience

-------------------------------------------------

Job Family Group:

Consumer Sales

-------------------------------------------------

Job Family:

Consumer Product Sales

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

Brooklyn New York United States

------------------------------------------------------

Primary Location Salary Range:

$90,000.00 - $90,000.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Citi Community Capital (CCC) Business within Citi’s Institutional Credit Management (ICM) Division, is seeking to hire a Multifamily Underwriting Analyst.  

Citi Community Capital (CCC) provides a suite of financial products to help affordable housing developers construct, rehabilitate, refinance, and acquire affordable multifamily housing across the country. Committed to the communities we serve, CCC finances both straightforward and highly structured transactions for non-profit and for-profit affordable housing developers, Community Development Financial Institutions, and state and local government agencies.

It is the mission of CCC to be the preferred financial partner for affordable housing developers, non-profits and governmental entities that focus on community development. We provide our clients with a distinctive, remarkable experience based on world class responsiveness, customer service, creativity, and superior execution. This mission will be accomplished while delivering superior financial performance for Citi, consistent and impactful CRA results, and an inclusive and rewarding experience for our employees. The overall objective is to finance new construction and the preservation of affordable and workforce rental housing, as well as office, retail, warehouse/industrial, multifamily, hotel, and self-storage properties for Citigroup.

The Underwriter – C11 is an intermediate level role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and workflow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities:

• Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards.

• Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision.

• Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information.

• Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements.

• Perform industry and geographical research and other due diligence as needed.

• Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization.

• Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors.

• Other duties as required to support business unit and company goals.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years relevant experience

• Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.

• Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.

• Ability to apply credit and risk principles toward business goals.

• Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.

• Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective.

• Interpersonal, organizational and analytic skills.

Education:

• Bachelor's/University degree or equivalent experience

Additional Job Responsibilities:

• Provide analytical and transactional support to the construction asset management team

• Assist Asset Managers in reviewing and processing credit actions during construction, such as loan extensions, classified credit reviews and material events requiring lender consent and approval

• Work with Asset Managers to conduct annual reviews of client relationships

• Participate in credit approval process, assembling credit packages for Citi’s risk management review, drafting credit memos and obtaining the necessary credit approval documentation for credit actions on extensions, consents, loan modifications and relationship annual reviews

• Assist Asset Managers in managing the pipeline of active credit actions during construction, following up on action dates and required deliverables

• Support Asset Managers with monthly reporting responsibilities, including updates on the status of lease up and upcoming loan maturities

• Participate in internal and external deal team calls, actively participating in discussion of the deal specific issues with other members of the deal team including bankers, underwriters, loan servicing, credit risk and construction management

• Assist Asset Managers with ongoing relationship duties including issues that arise during construction, lease up, loan modifications, loan extensions and permanent loan conversions

• Externally interact with borrowers, agencies, syndicators, legal counsel, and other transaction parties

-------------------------------------------------

Job Family Group:

Risk Management

-------------------------------------------------

Job Family:

Credit Decisions

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

New York New York United States

------------------------------------------------------

Primary Location Salary Range:

$86,330.00 - $120,470.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Citi Community Capital (CCC) Business within Citi’s Institutional Credit Management (ICM) Division, is seeking to hire a Multifamily Underwriting Analyst.  

Citi Community Capital (CCC) provides a suite of financial products to help affordable housing developers construct, rehabilitate, refinance, and acquire affordable multifamily housing across the country. Committed to the communities we serve, CCC finances both straightforward and highly structured transactions for non-profit and for-profit affordable housing developers, Community Development Financial Institutions, and state and local government agencies.

It is the mission of CCC to be the preferred financial partner for affordable housing developers, non-profits and governmental entities that focus on community development. We provide our clients with a distinctive, remarkable experience based on world class responsiveness, customer service, creativity, and superior execution. This mission will be accomplished while delivering superior financial performance for Citi, consistent and impactful CRA results, and an inclusive and rewarding experience for our employees. The overall objective is to finance new construction and the preservation of affordable and workforce rental housing, as well as office, retail, warehouse/industrial, multifamily, hotel, and self-storage properties for Citigroup.

The Underwriter – C11 is an intermediate level role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and workflow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities:

• Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards.

• Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision.

• Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information.

• Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements.

• Perform industry and geographical research and other due diligence as needed.

• Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization.

• Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors.

• Other duties as required to support business unit and company goals.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years relevant experience

• Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.

• Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.

• Ability to apply credit and risk principles toward business goals.

• Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.

• Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective.

• Interpersonal, organizational and analytic skills.

Education:

• Bachelor's/University degree or equivalent experience

Additional Job Responsibilities:

• Provide analytical and transactional support to the construction asset management team

• Assist Asset Managers in reviewing and processing credit actions during construction, such as loan extensions, classified credit reviews and material events requiring lender consent and approval

• Work with Asset Managers to conduct annual reviews of client relationships

• Participate in credit approval process, assembling credit packages for Citi’s risk management review, drafting credit memos and obtaining the necessary credit approval documentation for credit actions on extensions, consents, loan modifications and relationship annual reviews

• Assist Asset Managers in managing the pipeline of active credit actions during construction, following up on action dates and required deliverables

• Support Asset Managers with monthly reporting responsibilities, including updates on the status of lease up and upcoming loan maturities

• Participate in internal and external deal team calls, actively participating in discussion of the deal specific issues with other members of the deal team including bankers, underwriters, loan servicing, credit risk and construction management

• Assist Asset Managers with ongoing relationship duties including issues that arise during construction, lease up, loan modifications, loan extensions and permanent loan conversions

• Externally interact with borrowers, agencies, syndicators, legal counsel, and other transaction parties

-------------------------------------------------

Job Family Group:

Risk Management

-------------------------------------------------

Job Family:

Credit Decisions

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

Tampa Florida United States

------------------------------------------------------

Primary Location Salary Range:

$69,050.00 - $96,350.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

The Client organisation was established to drive enterprise-wide approaches to client coverage, identifying and filling in gaps or reducing duplication to ensure consistency throughout the firm. Additionally, it plays a leading role coordinating the allocation of capital and other financial, technology and human resources towards the client segments with the best returns potential. Finally, it is responsible for managing wholesale credit and counterparty risk for the organisation.

This role will report into the In-Business Central Controls & Enhancements, Monitoring and Reporting Lead in the Client organisation and will focus on performing dashboards and reporting for control monitoring and independent control testing. 

This is an exciting opportunity for a practically minded professional with a solid understanding of credit risk controls and a keen interest to make a difference in a fast-paced environment. The role will is an excellent opportunity to learn the foundation of Client organisation and provide an introduction to other attributes for growth within the organization.   

The Business Risk Senior Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information.

Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities:

• Builds and administers regular and time sensitive dashboards and reports needed to achieve the team’s goals; including communication and delivery strategy
• Develops and maintains executive level reports with key metrics
• Works with a geographically dispersed team of resources to perform / create reports
• Ensures appropriate remedial actions are in place where deficiencies are identified within reporting; performs root cause analysis
• Provides timely responses to ad-hoc queries that might require detailed investigation
• Diligent review of key policies in scope of MIS and control monitoring reporting
• Investigation and implementation of MCA monitoring for Enterprise Controls and subsequent reporting
• Build and develop partnerships with potential initiators/ change owners, channel leads and stakeholders by:
• Develop analytics and reporting to track effectiveness of process and identify potential process improvements
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Acts as SME to senior stakeholders and /or other team members.

Qualifications:

• 5-8 years Project Management experience in financial services, control compliance or legal disciplines
• Experience with work-flow systems
• Excellent project management and organizational skills.
• Outstanding relationship building and relationship management skills
• Consistently demonstrates clear and concise written and verbal communication skills
• Proficient in Microsoft Office with an emphasis on MS Excel
• Self-motivated and detail oriented
• Proven experience in independently handling reporting objectives and interacting with teams across all lines of defense globally
• Proven ability to work in high-pressure, time-sensitive environment
• A proactive and “no surprises” approach in communicating issues
• Experience with working with large amounts of data and creating dashboards
• Tableau, PowerBi, Power Pivot experience would be an advantage
• SQL/Database analysis experience would be a plus

Education:

• Bachelor’s/University degree or equivalent experience

-------------------------------------------------

Job Family Group:

Risk Management

-------------------------------------------------

Job Family:

Business Risk & Control

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

Tampa Florida United States

------------------------------------------------------

Primary Location Salary Range:

$87,280.00 - $130,920.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

About Citi:

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.

As a bank with a brain and a soul, Citi creates economic value that is systemically responsible and in our clients’ best interests. As a financial institution that touches every region of the world and every sector that shapes your daily life, our Enterprise Operations & Technology teams are charged with a mission that rivals any large tech company. Our technology solutions are the foundations of everything we do from keeping the bank safe, managing global resources, and providing the technical tools our workers need to be successful to designing our digital architecture and ensuring our platforms provide a first-class customer experience. We reimagine client and partner experiences to deliver excellence through secure, reliable, and efficient services.

Our commitment to diversity includes a workforce that represents the clients we serve from all walks of life, backgrounds, and origins. We foster an environment where the best people want to work. We value and demand respect for others, promote individuals based on merit, and ensure opportunities for personal development are widely available to all. Ideal candidates are innovators with well-rounded backgrounds who bring their authentic selves to work and complement our culture of delivering results with pride. If you are a problem solver who seeks passion in your work, come join us. We’ll enable growth and progress together.

The Info Security Prof Senior Mgr is a senior management level position responsible for accomplishing results through the management of a team or department to prevent, monitor and respond to information/data breaches and cyber-attacks. The overall objective of this role is to ensure the execution of Information Security directives and activities in alignment with Citi's data security policy. This global support role will primarily support regulatory and external audit requests for the Citi Chief Information Security Office (CISO). 

This role will be required to work with SMEs of Internal and external Audits; collect and share evidences, organize and share audit walkthrough calls; drive compliance of processes, Infrastructure, and applications with Citi Policies; ensure the teams follow the issue management standards and contribute to an Effective Management Control Assessment. 

Responsibilities:

• Drive Risk and Controls agenda in terms of disseminating relevant policies and assessing the impact on supported technology platform. This includes performing process reviews, risk/control-identification including respective KRI assignment, controls assurance. Document, enhance and develop processes to improve efficiency and strengthen the control environment.
• Identify and assign key metrics (e.g. KRI/KPIs) to support effective monitoring and management of operational risk including controls assurance and ensure issues identified and corrective actions are raised to address gaps.
• Provide strong oversight of CAP (Corrective Action Plan) remediation activities both for audit and control issues including quality completion of Risk Exception documentation and annual renewals. Support the assigned technology platform re ensuring the remediation of corrective actions relating to both self-identified and audit issues are completed on time and with the appropriate level of quality and adherence to IBAM.
• Support assigned technology platform during internal and external audits. Assist in all interactions with audit including deliverables management, audit fieldwork, business monitoring and meetings.
• Support the risk assessment program within Citi including governance, oversight and reporting of Management Control Assessments (MCA).
• Support Risk and Controls in governance and processes around laws and regulations including Cross-border, Data Privacy and SOX programs. 
• Support other Risk & Controls staff including regional and global clients in performing ad hoc control assessment activities upon request.
• Business-partner with relevant operational, embedded, IS and other relevant parties.
• Ensure provided service achieve Customer satisfaction.
• Additional ad hoc risk and compliance work.
• Complete all tasks in connection with the organization’s activity but not detailed in the current job description, assigned by the direct manager, supervisor, or the functional head.
• Travel may be required as part of risk and control activities.
• Establish and manage security solutions for a functional area.
• Develop Corrective Action Plans for all IS gaps and monitor discovered issues to completion
• Facilitate the implementation of approved IS tools and identify and propose new or improved security solutions or emerging technologies.
• Ensure IS compliance and seek opportunities to enhance the efficiency of IS policies and procedures.
• Identify significant IS threats and vulnerabilities, and define appropriate controls for discovered threats, documenting the business response.
• Communicate and discuss changes to IS regulations and standards with Business and Program owners.
• Manage project deadlines, deliverables, planning, budgeting and policy formulation for the team, including short-term resource planning.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 6 + years of relevant experience
• Database knowledge preferred
• Additional technical certifications preferred
• Consistently demonstrates clear and concise written and verbal communication
• Certified Information Systems Security Professional (CISSP), Certified in Risk and Information Systems Control (CRISC), Certified Information Systems Auditor (CISA), Certified Information Systems Manager (CISM)
• Proven influencing and relationship management skills
• Proven analytical skills

Education:

• Bachelor’s degree/University degree or equivalent experience
• Master’s degree preferred

-------------------------------------------------

Job Family Group:

Technology

-------------------------------------------------

Job Family:

Information Security

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

San Antonio Texas United States

------------------------------------------------------

Primary Location Salary Range:

$125,760.00 - $188,640.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Citibank, N.A. seeks a Model/Analysis/Validation Officer for its Long Island City, New York location.

Duties: Evaluate model performance for Loss Forecasting Models. Assess compliance with Model Risk Management Policies for regulatory reporting for CCAR (Comprehensive Capital Analysis and Review), IFRS (International Financial Reporting Standard) 9, CECL (Current Expected Credit Losses), ICAAP (International Capital Adequacy Assessment Process), and for internal planning. Use Statistical Analysis Software (SAS), and R to validate, maintain, and test risk models used in North America Consumer unsecured portfolios. Develop and enhance Model Risk Management (MRM) policy and guidance provided to stakeholders. Hold authority to approve or decline models used for retail loss forecasting purposes in the U.S. to recommend changes to the methodology used to forecast losses.  Advise MRM managers on policy exceptions requests and responses to concerns and challenges raised by U.S. regulatory bodies.  Validate loss forecasting models used in regulatory reporting for CCAR, CECL. Assess and quantify model risk due to model limitations to inform stakeholders of their risk profile and development of compensating controls. Assess compensating control suggested by model sponsor against the limitations raised to ensure the timely and appropriate remediation of the issues and gaps identified in models. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Requires a Master’s degree, or foreign equivalent, in Business Administration, Finance, Business Management, Statistics or related field and 5 years of experience as a Model Developer, Risk Modeling Associate, Business Analyst, or related position involving Model development, Model validation, and Risk management for financial industry.  5 years of experience must include: Modeling techniques in financial forecasting; Statistical regression techniques; Model testing; Data analysis; Excel, and SharePoint. At least 3 years of experience must include: Model risk management framework; SAS; and CCAR. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #24722830. EO Employer.

Wage Range:               $164,136.17 to $182,000

Job Family Group:      Risk Management

Job Family:                  Risk Analytics, Modeling, and Validation

-------------------------------------------------

Job Family Group:

-------------------------------------------------

Job Family:

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

Long Island City New York United States

------------------------------------------------------

Primary Location Salary Range:

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Serves as a Senior Risk Testing Officer for the Finance Chief Risk Office (FINCRO) BCBS 239 Testing Team responsible for assessing compliance with BCBS 239 Principles by performing independent validation through evaluation of risks and controls implemented.

Key Activities include:

• Executing defined testing programs in accordance with the FINCRO BCBS 239 Testing Team’s annual testing plan.
• Participating in the planning, executing, and reporting of  BCBS 239 testing reviews and issue validation activities to assess compliance with BCBS 239 requirements.
• Analyzing and documenting report findings and having preliminary discussions with corresponding control/process owners.
• Utilizing innovative testing solutions including Data Analytics to evaluate data accuracy and completeness of the in-scope reports.
• Able to work in a fast-paced environment and quickly adapt to change.
• Developing effective relationships within function and with other stakeholders including Business process owners and Internal Audit function.
• Ability to work independently and have the initiative to lead regional and global projects/reviews.
• Enjoys working collaboratively as part of a maturing team.
• Identifying industry best practices and share insight with the other teams on a regular basis.
• Informing management of significant compliance matters that require their attention or action.
• Identifying training resources and tools available centrally to support country/business compliance programs training and research needs.
• Additional duties as assigned.

KNOWLEDGE, SKILLS and EXPERIENCE

Education level and/or relevant experience(s) Required:

• Bachelor’s degree; experience in compliance, internal controls testing, or other control-related function in a financial services firm, regulatory organization, or legal/consulting firm, or a combination thereof.
• Experience with data analysis and/or data mining, knowledge of SAS, SQL, MicroStrategy, Big Data or other analytics tools like R, Python, Tableau, Power BI.

Knowledge and skills (general and technical) Required:

• Experience in planning, executing, and reporting on testing reviews and regulatory issue validation activities.
• Knowledge and extensive experience with testing/auditing principles, particularly in the understanding of risk and controls, develop/execute testing strategy/approach, perform controls design and effectiveness testing and undertaking data transaction testing.
• Understanding of rules, laws, regulatory requirements and ability to develop/execute tests to assess for compliance with the requirements.
• Prior experience in undertaking test against regulatory requirements (such as BCBS 239 or similar).
• Strong interpersonal skills for building relationships with stakeholders, engaging teams and ability to work collaboratively with people at all levels of the organization.
• Effectiveness in working within a large scale and complex matrix organization is essential - ability to navigate a complex organization.
• Effective negotiation skills, a proactive and “no surprises” approach in communicating issues, and strength in sustaining independent views.
• Excellent problem-solving skills; is able to grasp complex issues and provide analytical insights and solution.
• Excellent oral communication and writing skills in interacting with non-executives and executive management and across a number of business lines and control functions.
• Must be a self-starter, able to work independently, flexible, innovative and adaptive.
• Excellent project management, organizational skills and capability to multi-task to manage multiple projects/reviews at one time.
• Proficient in MS Office applications (Excel, Word, PowerPoint)
• Advanced analytical skills – Experience with data analysis and/or data mining, knowledge of SAS, SQL, MicroStrategy, Big Data or other analytics tools like R, Python, Tableau, Power BI

Preferred:

• Knowledge and experience with testing/auditing principles, particularly in the understanding of risk and controls, to assess for compliance with regulatory requirements such as BCBS 239.

Other:

• Certified Information Systems Auditor (CISA)
• Certified Risk Analyst (CRA)
• Certified Public Accountant (CPA)
• Certified Internal Auditor (CIA)
• Certification in Risk Management Assurance (CRMA)
• Qualification in Internal Audit Leadership (QIAL)

-------------------------------------------------

Job Family Group:

Compliance and Control

-------------------------------------------------

Job Family:

Testing

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

Tampa Florida United States

------------------------------------------------------

Primary Location Salary Range:

$103,920.00 - $155,880.00

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

Citibank, N.A. seeks a Regulatory Risk Officer for its New York, NY location.

Duties: Contribute to the analysis and preparation of reports for Internal Management, Regulators, Auditors, etc. that detail risks inherent in Credit, Market, Operational or other Risk Portfolios. Manage reporting including but not limited to- portfolio concentrations, limit exceptions, stress testing, loss reserves or high-risk exposures. Work with key partners to support and advance projects being developed. Provide risk strategic analytics and information management across Citibank products. Facilitate data-quality and controls for other teams and managers. Provide regulatory risk project management support (business requirements, analysis and testing) for delivery of regulatory solutions. Perform data analysis to monitor and track data quality and completeness of data. Provide Project Management of various deliverables for Portfolio Risk Review chapter. Involved in rationalization of EUCs (End User Computing) used for Portfolio Risk Reviews. Remote work may be permitted within a commutable distance from the worksite, in accordance with Citi policy.

Requirements: Bachelor’s degree, or foreign equivalent, in Statistics, Mathematics, or a related field, and five (5) years of experience in the job offered, as a Financial Risk Specialist, or in a related occupation. Five (5) years of experience must include: Working with risk management with special focus on statistical models and methodologies used for loss forecasting to drive analytics related to forecast components including P&L and balance sheet and enhancing understanding of risk drivers to inform decision-making; Preparing regulatory and senior management reports that support effective review and challenge of Global CCAR 14A Stress testing methodology and CECL framework; Performing deep dive data analyses on large complex datasets to understand key drivers of risk and highlight trends; Using statistical and business intelligence tools including R, Tableau, Datameer, Arcadia, SQL, and Python to aggregate and visualize data; Validating and driving consensus on data definitions, mapping, and data rules to ensure a high standard of data quality and compliance with regulatory and audit data requirements; and Evaluating project delivery process, including managing risks by highlighting critical dependencies, providing oversight for appropriate controls implementation, and ensuring issues are resolved. In the alternative, employer will accept Master’s degree plus three (3) years of experience. 40 hrs./wk. Applicants submit resumes at https://jobs.citi.com/ or by email to Citigroup Recruiting Dept. at NAMobilityRecruitment@citi.com. Please reference Job ID# 24718885. EO Employer.

Wage Range:              $183,290.00 to $186,000.00

Job Family Group:      Risk Management

Job Family:                 Regulatory Risk

-------------------------------------------------

Job Family Group:

-------------------------------------------------

Job Family:

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

New York New York United States

------------------------------------------------------

Primary Location Salary Range:

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

• Job Description

Overview

The Finance Chief Risk Officer organization provides risk management oversight of the Global Finance function, including effective risk challenge and mitigation of risk for capital, liquidity, interest rate risk and Treasury investments, and ensures compliance with all risk-related regulatory requirements. In addition, the team oversees the key risk management methodologies and calculations, including CECL and IFRS9 for credit reserves, and Basel Advanced RWA.

The Non-Trading Market Risk Management team is a newly formed group as part of the Finance CRO organization, is responsible for independent risk management of non-trading market risk, including interest rate risk in the banking book as well as market risk management of Treasury Investments. It identifies, measures, and monitors non-trading market risks and it provides independent review and challenge to the first-line activities.

Responsibilities

• Analyze global business specific interest rate risk exposure. Analysis will include the effects of interest rates on both Net Interest Revenue and Capital for the Interest Rate Risk Banking Book balance sheet. 
• Validation of cash flows to explain risk drivers.  Analysis of deposit modeling behavior, investment securities, derivatives and loans including mortgages. 
• Engage with members of Treasury, FP&A and Finance to explain drivers of variances in interest rate risk measures.
• Identify potential process improvements and capabilities to increase consistency, transparency, and reliability of accrual interest rate risk reporting and analysis.
• Ensuring correct product risk modeling, data accuracy, and balance sheet forecasting to establish precise factor calculation for Interest Rate Risk Management.
• Provide ad-hoc support and analysis.
• Participates in efforts to ensure the Risk Organization complies with the Citigroup Data Management Policy
• Ensure delivery of Regulatory tracked Monthly Interest Rate Risk Metrics to Senior Management by T+30
• Design and implement effective control processes to ensure accurate and timely reporting of metrics
• Ensure compliance with BCBS 239

Qualifications:

• Bachelor's Degree plus 5+ years related experience or a master’s degree plus relative experience in the financial services industry.
• Experience with Interest Rate Risk and Banking Book products (deposits, loans, debt, investments, derivatives, etc.) a plus.
• Industry qualifications such as CFA, FRM will be a plus
• Highly motivated, proficient Excel/Data analysis and the ability to multi-task.
• Good communication skills

Education:

• Bachelor’s/University degree, Masters degree preferred.

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Job Family Group:

Risk Management

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Job Family:

Treasury Risk

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Time Type:

Full time

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Primary Location:

Getzville New York United States

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Primary Location Salary Range:

$100,800.00 - $151,200.00

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