Overview:

The Senior Compliance Testing Analyst is responsible for the leading and execution of compliance testing engagements utilizing a risk-based approach in line with department standards to ensure the Bank’s compliance with applicable laws, rules & regulations aligned to M&T’s lending business including   Commercial, Business and Private Banking. These responsibilities include leading and planning the execution of testing and reporting, as well as, the oversight and coaching of team members to deliver a quality product in line with department standards. 

Position Responsibilities:

• Interface with all layers of the organization predominantly independently to obtain information related to processes and controls.
• Perform compliance testing in accordance with department and professional standards.
• Specific compliance testing responsibilities include the planning and execution of control and substantive testing, assistance in the review of testing, and evaluating results to determine if control weaknesses or testing exceptions exist.
• Organize and complete work within established timeframes predominantly independently, periodically providing updates of completion status to management.
• Draft substantive testing findings and control execution weaknesses under the direction of a Manager.
• Lead collaborative testing team discussions with all levels of management where judgment and opinions are effectively challenged.
• Review test findings with testing management and other compliance officers to confirm validity of issues; make recommendations to Compliance Testing Manager regarding the appropriate tier rating of identified issues.
• Work with business units and compliance groups to ensure consistent understanding of requirements.
• Responsibilities may also include system administrative duties such as maintenance, validation, and/or updating in the compliance data management system (Archer).
• Review work papers of team members and provide related feedback, coaching, and mentoring.
• Build a working relationship with line-level Internal Audit, Business Units, and Corporate Compliance Portfolio Managers.
• Encourage integrated testing approaches with the data & systems team, and make suggestions on testing approaches to improve the efficiency and effectiveness of testing procedures.
• Serve as knowledge resource for team members.
• Maintain a strong working knowledge of regulatory requirements to perform and ensure an appropriate level of testing.
• Assess business unit process and controls under minimal direction or independently, and provide risk focused input on effectiveness and efficiency of testing approach.
• Independently document and assess all levels of test scripts.
• Participate in special projects and department wide initiatives, as necessary.
• Multitask assignments and meet established deadlines.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Identify risk-related findings needing escalation to a Manager.
• Promote an environment that supports diversity and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned

Nature and Scope:

The position works under the direction of the Compliance Testing Manager and is required to exercise independent judgment and discretion utilizing a risk based approach. 

The position collaborates extensively with (a) Corporate Compliance subject matter deputies to gain an appropriate understanding of applicable regulatory requirements, (b) business unit staff and PCMs to understand work flows and processes, and (c) Internal Audit as a resource for review and coordination of testing plans and methods.

The position may interact with external contacts including Bank Supervisors/Examiners and peers at other institutions.

Supervisory Responsibilities:

None.

Education/Experience Required:

• Bachelor’s degree in a business related curriculum and a minimum of 4 years' relevant work experience (Compliance, Audit, Business, Finance, Technology, Computer Science, or Risk Management), OR, in lieu of a degree a combined minimum of 8 years’ higher education and/or work experience including 4 years' relevant work experience.
• Demonstrated coaching experience.
• Ability to read and understand laws, regulations, and common law applicable to subject matter.
• Ability to exercise judgment and sound discretion, and understand when Corporate Compliance Management guidance is needed.
• Ability to thrive in a collaborative, team-oriented environment.
• Strong interpersonal skills, having the ability to effectively communicate both orally and in writing to line level management.
• Strong organizational and analytical skills.
• Strong proficiency with personal computers as well as pertinent software packages.

Education/Experience Preferred:

• Related certifications (CPA, CIA, CISA, CAMS, CRCM or similar certification)
• Experience in regulations that apply to Commercial and/or Business Banking.
• Internal system knowledge preferred but not required, i.e. nCino
• Strong leadership and team building skills
• MBA or Master's Degree in an appropriate field.
• Comprehensive understanding of financial services functions

Location

Clanton, Alabama, United States of America

Overview:  

Monitors and/or completes audits of activities of a more basic nature within an assigned area of the Bank to ensure adherence to internal policies, processes and external regulations.  Communicates findings to appropriate parties to mitigate recurring issues of the same nature.  

Primary Responsibilities:

• Monitor and/or complete audits of activities of a more basic nature within an assigned area of the Bank to ensure adherence to established internal policies and processes and external regulations.
• Identify issues of non-compliance and communicate to appropriate parties as well as the individual employee as warranted to prevent future recurrence.
• Maintain records of discovered deficiencies to support reporting and trend analyses of activities.
• Develop and maintain a current knowledge of the policies, processes and regulations affecting monitoring and/or auditing activities to ensure validity of analyses and findings.
• Identify potential areas for process or procedural improvements.
• Participate in more complex monitoring and/or audit of activities as requested.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Identify risk-related issues needing escalation to management.
• Promote an environment that supports diversity and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities:

This role monitors and/or completes audits of activities of a more basic nature, often focusing on call monitoring.

Supervisory/Managerial Responsibilities:

Education and Experience Required:

Associates' degree and a minimum of 1 years' work experience in the area supported, or in lieu of a degree a combined minimum of 3 years' higher education and/or work experience, including a minimum of 1 years' work experience in the area supported

Proven analytical skills

Proven verbal and written communication skills

Prior experience with pertinent spreadsheet, word processing, database and presentation software

Detail-oriented

Education and Experience Preferred:

Bachelor's degree

Prior experience providing written or verbal feedback

Physical Requirements:

N/A

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Getzville, New York, United States of America

Overview:  

Monitors and/or completes audits of activities of a more basic nature within an assigned area of the Bank to ensure adherence to internal policies, processes and external regulations.  Communicates findings to appropriate parties to mitigate recurring issues of the same nature.  

Primary Responsibilities:

• Monitor and/or complete audits of activities of a more basic nature within an assigned area of the Bank to ensure adherence to established internal policies and processes and external regulations.
• Identify issues of non-compliance and communicate to appropriate parties as well as the individual employee as warranted to prevent future recurrence.
• Maintain records of discovered deficiencies to support reporting and trend analyses of activities.
• Develop and maintain a current knowledge of the policies, processes and regulations affecting monitoring and/or auditing activities to ensure validity of analyses and findings.
• Identify potential areas for process or procedural improvements.
• Participate in more complex monitoring and/or audit of activities as requested.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Identify risk-related issues needing escalation to management.
• Promote an environment that supports diversity and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities:

This role monitors and/or completes audits of activities of a more basic nature, often focusing on call monitoring.

Supervisory/Managerial Responsibilities:

Education and Experience Required:

Associates' degree and a minimum of 1 years' work experience in the area supported, or in lieu of a degree a combined minimum of 3 years' higher education and/or work experience, including a minimum of 1 years' work experience in the area supported

Proven analytical skills

Proven verbal and written communication skills

Prior experience with pertinent spreadsheet, word processing, database and presentation software

Detail-oriented

Education and Experience Preferred:

Bachelor's degree

Prior experience providing written or verbal feedback

Physical Requirements:

N/A

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Getzville, New York, United States of America