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Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide have helped fund a century of growth and enables you to make important credit judgments with confidence.
Department Overview:
Credit Policy strengthens Fitch’s credit analysis, ratings and research by identifying credit risks that require additional focus and feeding that analysis back into the analytical teams, assessing Fitch’s rating performance and assisting groups in implementing policy for the application of ratings criteria and models.
Credit Policy works in partnership with the analytical, operations, legal and compliance groups to ensure Fitch’s ratings are timely, robust and consistent. CPG forms part of Fitch’s second line of defence and is therefore an important function in monitoring and maintaining Fitch’s controls. The group reports ultimately to the Group Chief Risk Officer.
Responsibilities:
The successful applicant will be part of the Group Credit Officer function, as a Senior Director, responsible for covering the international public finance sector in the Asia Pacific (APAC) and Europe, Middle East, and Africa (EMEA) regions and the infrastructure sector in the Asia Pacific Region (APAC). The position reports to Global Group Credit Officer for public finance and infrastructure.
In particular, the role will involve:
- Identify immediate and developing risks that deserve additional analytical focus,
- Challenge the credit thinking of Fitch’s analytical groups with alternative viewpoints,
- Assess Fitch’s rating performance,
- Attend committees and monitor the application of criteria and variations,
- Participate in the criteria development process, and
- Create a strong credit culture by being a role model for Fitch’s values of transparency, independence, timeliness, rigour & integrity and diversity & inclusion.
Effective Risk Management
- Assist product groups in implementing policy for the broad application of ratings criteria and models,
- Work in partnership with the analytical, operations, legal and compliance groups to improve the rigour of the analytical system, and
Communication
- Communicate with the analytical group on the most important credit topics facing the rated portfolio,
- Discussion of ratings and risks with key market participants to exchange views and gather information regarding credit matters,
- Facilitate communication across regions to ensure a consistent approach to similar credit issues, including periodic organization and provision of training on credit matters,
- Lead and contribute to research on important credit themes, and
- Work closely with Group Credit Officers covering other asset classes and Regional Credit Officers in order to identify, discuss and address credit matters and economic issues that may impact multiple sectors.
Qualifications and experience:
- Extensive experience in a senior analytical credit role. Familiarity with public finance and infrastructure credit analysis is a plus.
- Prior criteria development skills are desirable.
- Excellent verbal and written communication skills in English is a must. Fluency in Mandarin is a strong plus.
- Evidence of ability to engage stakeholders in alternative viewpoints in a constructive manner is essential.
- Ability to demonstrate independence of thought.
Location:
This role is expected to be based either in Singapore or Hong Kong.
