Total 170 job vacancies by Federal Deposit Insurance Corporation

• Advises senior management concerning all areas assigned to the Cyber Fraud and Financial Crimes Section, including the enforcement of criminal statutes affecting the affairs of insured financial institutions.
• Develops and communicates both Division and Corporation policies, which relate to cyber fraud and financial crimes. Leads the development and communication of guidance to the industry on fraud-related issues. Leads the development and communication of fraud-related examination programs for Division employees.
• Reviews suspicious activity reports prepared by financial institutions for purposes of research and trend analysis. Assesses and analyzes the impact of criminal activity upon banks and the banking industry and compiles statistics and prepares reports of such criminal irregularities.
• Responds to Congressional inquiries and prepares Congressional testimony on matters relating to the Section’s functions and proposed legislation affecting those functions.
• Prepares reports for senior management; responds to inquiries and requests for information, coordinating with other agencies and divisions, as needed. Responds to inquiries from examiners, banks, government agencies, businesses, and members of the public on matters relating to the Section’s functions.
• Answers procedural questions concerning the examination programs administered by the Cyber Fraud and Financial Crimes Section. Assists Regional Office staff and examiners on matters related to the examination process and investigations. Participates in field examinations, and completes Regional Office assignments, as needed.
• Liaison to Department of Justice, the Federal Bureau of Investigations, the Department of the Treasury, the Financial Crimes Enforcement Network, the U.S. Secret Service, the Financial and Banking Information Infrastructure Committee and the Financial Services Sector Coordinating Council, other domestic financial institutions regulatory agencies, and domestic law enforcement and intelligence agencies in regard to bank protection, fraud and embezzlement, investigative and disclosure matters, and matters related to other programs included with the Section’s purview. Coordinates FDIC assistance to federal prosecuting agencies in bank fraud and embezzlement cases.
• Reviews and analyzes international documents relating to fraud issues (e.g., from the Basel Committee, Cross-Border Group, Financial Stability Institute, World Bank, and International Monetary Fund, etc.). Prepares comments, correspondence, presentations and speeches, as needed, regarding international fraud issues.
• Exercises supervisory personnel management authority and performs the full range of performance management duties to include: planning, assigning, and reviewing work products of subordinates; establishing guidelines and performance expectations; and, evaluating work performance and providing feedback to others on their performance. Identifies training and developmental needs for staff and provides regular recognition of staff. Works in collaboration with the appropriate Human Resources and Legal staff to administer disciplinary action. Hears and resolves grievances or other disputes as appropriate. Approves/disapproves requests for leave, telework, travel, training, etc.
• Ensures that Equal Employment Opportunity (EEO), Diversity, Equity, Inclusion, and Accessibility (DEIA), employee development, employee performance, and other personnel plans, processes, and programs are executed equitably consistent with Corporate policy, legal requirements, and the mission of the Division; organizes, coordinates, and manages the work of diverse teams of employees by assigning work, developing employee skills, assessing/monitoring employee performance, and promoting inclusion.

• Serves as advisor to the Regional Director on all substantive matters pertaining to the Region's insured depository institution supervisory functions. Assumes responsibility for the activities and operations of the region, in the absence of the RD.
• Exercises independent authority to lead and direct the overall planning and timely execution of the Region's Risk Management supervision and examination functions for the purpose of strengthening and improving the condition of financial institutions and for minimizing individual and systemic risks to the deposit insurance funds. Recommends, develops and implements formal plans and programs designed to correct deficiencies in the operation of insured depository institutions under the supervision of the Regional Office.
• Initiates and conducts meetings with supervisory authorities and financial institution officials to obtain commitments on corrective actions. Determines extent of compliance with corrective actions and recommends civil money penalties.
• Supervises the review of safety and soundness examination and investigation reports and other correspondence, with delegated signature authority, and apprises the RD as appropriate. As delegated by the RD, exercises signature authority over certain applications and administrative matters.
• Represents the Corporation on assigned matters pertaining to financial institution oversight and serves as an expert spokesperson on FDIC plans, policies, and procedures as they relate to risk management supervision. Participates as a planner and/or speaker in conferences and seminars conducted by the Division, supervisory agencies, banking authorities, and bankers' associations.
• Coordinates bank supervision and other regional regulatory and managerial activities with consumer protection counterparts. Establishes and maintains cooperative relationships across the corporation, and externally with state regulatory agencies, other federal agencies, financial institutions, bank trade associations, and private industry.
• Establishes and maintains cooperative relationships with directors and staff of other Divisions and Offices within the Corporation, officials of other supervisory and regulatory agencies, and representatives of financial institutions and private industry. Represents the Corporation on assigned matters pertaining to financial institution oversight and serves as an expert spokesperson on FDIC plans, policies, and procedures as they relate to risk management supervision.
• Supervises a staff of corporate managers, senior level employees and subject matter experts and other subordinate staff. Ensures that all programs are administered effectively and in accordance with broadly stated objectives and priorities.
• Responsible for the management and effective utilization of personnel; develops subordinate supervisors and promotes leadership and management skills through coaching and mentoring. Independently and through subordinate supervisors performs the full range of supervisory duties, including the following: assigning, managing, developing, training, mentoring, recruiting, and effectively utilizing personnel within the office(s); directing the timely and proper completion of the work assigned; assessing work performance and addressing noted deficiencies through corrective programs; promoting continuing employee development; recommending personnel actions to the RD, including promotions, awards, reprimands, and disciplinary actions; in coordination with the RD, administers Regional Office staffing levels and grade distribution; implementing the FDIC's Performance Management Program, including second-level review of appraisals; leading office meetings; and fulfilling labor relations responsibilities. Oversees and provides guidance on the region's training program to enhance the knowledge base, confidence, and effectiveness of staff.
• Ensures that Equal Employment Opportunity (EEO), Diversity, Equity, Inclusion, and Accessibility (DEIA), employee development, employee performance, and other personnel plans, processes, and programs are executed equitably consistent with Corporate policy, legal requirements, and the mission of the Division; organizes, coordinates, and manages the work of diverse teams of employees by assigning work, developing employee skills, assessing/monitoring employee performance, and promoting inclusion.

At the full performance level, major duties include:

- Serves as liaison for administrative matters regarding Entry-Level Examiner Hiring (ELEH) and onboarding. Assists with ELEH hiring events and orientation sessions.

- Responds to program inquiries and serves as point-of-contact for ELEH stakeholders in resolving problems related to laptop deployment, HR documentation, badging requirements, relocation paperwork, FDIC-issued credit cards, and access to Computer-Based Instruction modules.

- Tracks due dates, completes administrative actions, and notifies appropriate staff when to take administrative actions for ELEH participants.

- Identifies, analyzes, and resolves challenges or provides recommendations to maintain program operations. Independently identifies and resolves conventional problems. Adapts existing plans and techniques to accomplish program goals.

- Develops and implements systems and procedures to facilitate ELEH participant onboarding, collects questions and concerns, and identifies onboarding process improvement. Analyzes program results, findings, and patterns and recommends changes.

- Participates in the development and drafting of summary information related to the review and assessment of related programs, project results, and evaluation of ELEH operations. Drafts communications that may serve as reference materials.

- Responds to inquiries from management, staff, and administrative specialists from the region or headquarters, IT coordinators, and ELEH program participants regarding policies and procedures for various related administrative matters.

• Directs or conducts ongoing and continuous assessment of risk management practices, financial condition, business initiatives and future prospects of assigned portfolio (caseload) of financial organizations and their affiliates to assess potential risk to the deposit insurance fund.
• Initiates and conducts conferences and meetings with other supervisory authorities and bank officials, implements formal plans and programs designed to correct deficiencies in the operation of the financial institutions under his/her supervision; and obtain formal commitments from bank officials where deemed appropriate by the Regional Director.
• Prepares periodic (usually quarterly) detailed written assessment of financial condition, material changes in, and future prospects of, the individual financial institution in assigned portfolio (caseload).
• Monitors corrective action taken by financial institutions to address supervisory concerns and in conjunction with examination staff, determines the adequacy of remediation steps taken by financial institutions in his/her portfolio (case load).

At the full performance level major duties include: 

• Directs and/or conducts bank supervision and examination functions, with a view toward assessing risk, as well as strengthening and improving the condition of the assigned organization, as appropriate.
• Maintains an informed position on the assigned organization and analyzes financial or other information filed or reported in accordance with regulatory requirements or from other sources.
• Conducts ongoing analysis and evaluation of the financial condition, business initiatives, and future prospects of the assigned organization and its affiliates to assess the potential risk to the Deposit Insurance Fund.
• Reviews all developments applicable to insured financial institutions and their affiliates in the assigned organization, including accounting, reporting, and regulatory changes, as well as new activities and products.
• Prepares written reports summarizing the results of analyses, and communicating findings, recommendations, and related supervisory action.
• Communicates with financial institution management, and effectively responds to or resolves their questions, complaints, and inquiries in line with FDIC protocols.
• Initiates, conducts, or acts as lead in conferences or meetings with other supervisory agencies and bank officials.
• Maintains cooperative relationships with the appropriate state, Federal, and international supervisory agencies.

At the full performance level, major duties include:  

- Serves as a paralegal specialist to managers, attorneys, and support staff within the Legal Division in connection with FDIC legal matters such as hearings, appeals, litigation, advisory services, regulations, and/or policy formulation.

- Uses automated legal research tools, public information databases and automated resources to locate copies of legal authorities as requested by higher graded staff.

- Reviews citations to legal authorities and confirms whether the quoted material matches the source of the quotation; conforms basic legal citations to Bluebook system of citation and court rules.

- Prepares drafts of routine correspondence and form documents. Reviews their own and others’ written material for grammatical accuracy and clarity.

- Prepares summaries and chronologies of data and related information, and analyzes and reviews facts from documentary evidence to support arguments.

- Organizes materials for use of attorneys in the preparation of opinions, briefs, and other legal documents reflecting relevant facts, source, legal authorities and citations to draft recommendation of information deemed most appropriate.

- Prepares visual documentation (such as graphs, tables, or basis statistical charts) for use in internal position papers to illustrate results. Creates and revises Table of Contents and Table of Authorities of briefs.

At the full performance level, major duties include:  

- Serves as a paralegal specialist to managers, attorneys, and support staff within the Legal Division in connection with FDIC legal matters such as hearings, appeals, litigation, advisory services, regulations, and/or policy formulation.

- Uses automated legal research tools, public information databases and automated resources to locate copies of legal authorities as requested by higher graded staff.

- Reviews citations to legal authorities and confirms whether the quoted material matches the source of the quotation; conforms basic legal citations to Bluebook system of citation and court rules.

- Prepares drafts of routine correspondence and form documents. Reviews their own and others’ written material for grammatical accuracy and clarity.

- Prepares summaries and chronologies of data and related information, and analyzes and reviews facts from documentary evidence to support arguments.

- Organizes materials for use of attorneys in the preparation of opinions, briefs, and other legal documents reflecting relevant facts, source, legal authorities and citations to draft recommendation of information deemed most appropriate.

- Prepares visual documentation (such as graphs, tables, or basis statistical charts) for use in internal position papers to illustrate results. Creates and revises Table of Contents and Table of Authorities of briefs.

• Monitors risk in large and complex banks by participating in meetings and reviewing reports and analyses.
• Studies and analyzes the competitive nature of the local banking market, and local or regional economic factors to minimize the potential for disruption of vital financial services during the resolution process.
• Monitors large and complex institutions by gathering information, and by analyzing financial information, liquidity, corporate structure, asset mix, capitalization structure, physical and intangible assets, subsidiaries, affiliates, and financial and managerial practices of large and complex financial institutions insured by the FDIC.
• Supports the coordination of pre-closing and post-closing logistical issues between RMS and DRR such as the download request, access to the bank and to RMS examiners by the Information Package and Asset Valuation Review Team, RMS’s participation in information sharing meetings and working with RMS on obtaining needed resolutions and closing staff.
• Organizes, plans, participates in, and/or facilitates meetings with FDIC officials, attorneys, accountants, contractors, representatives of financial institutions or other private sector business management, potential acquirers and/or other federal and state regulatory agency officials.
• Prepares reports and presentations on individual large and complex institutions, resolution risks or issues, and on economic and bank supervision issues for senior management.

- Conducts, supervises, and directs examinations of insured depository institutions.

- Meets with insured depository institution officials and/or boards of directors to discuss the findings of the exam, discuss corrective actions and obtain commitments for correction of deficiencies.

- Prepares reports of examinations including recommendations and documents addressing remedial action. Prepares reports on non-bank subsidiaries and or affiliates.

- Devotes considerable time and effort to training and mentoring of non-commissioned and newly commissioned examiners. Provides feedback to the Field Supervisor, or designee, or other appropriate management official on the performance of personnel assigned to the incumbent at individual examinations.

• Conducts and directs comprehensive examination activities of financial institutions to ensure fair lending and compliance with the Community Reinvestment Act and the full range of civil rights laws and regulations.
• Reviews and evaluates loan files and procedures to determine if there are any violations of the Community Reinvestment Act, fair lending, and/or civil rights laws and regulations.
• Meets with bank management and/or boards of directors to discuss the findings of an examination.
• Prepares reports of examination and other written materials.

- Performs specialized policy-oriented legal work relating to the FDIC's supervisory and regulatory functions, with particular emphasis on 1)  development of regulations, legislation, and FDIC legal/supervisory policy guidance 2) the interpretation and application of the statutes and regulations governing federal deposit insurance, the risk-based assessment system that funds and 3) supports the continued strength of the Deposit Insurance Fund and the reserve ratio, golden parachutes, brokered deposits, swap margin, derivatives, financial technology, consumer financial protection, privacy, supervision, and the activities and operations of financial institutions.

-  Advises the senior management and staff of the Division of Finance (DOF), and other FDIC divisions and offices, on novel legal issues relating to the FDIC's deposit insurance assessment process which support the Deposit Insurance Fund, and other finance and funding matters.

-  Analyzes legal arguments raised in deposit insurance, risk-based assessment, and other litigation brought against the FDIC; confers with trial attorneys, and makes recommendations concerning settlement of assessment and deposit insurance cases.

-  Prepares legal advisory opinions in response to questions and issues raised by insured financial institutions, bankers, financial institution counsel, members of Congress, financial institution depositors and customers, and members of the general public relating to the interpretation of various statutes and regulations governing high profile areas such as federal deposit insurance, the risk-based assessment system which funds the Deposit Insurance Fund and are imposed on all insured depository institutions, golden parachutes, brokered deposits, consumer financial protection, privacy, and the activities and operations of financial institutions.

Financial Institution Interns will be assigned to the Division of Depositor and Consumer Protection (DCP).  Interns will work directly on teams with experienced FDIC employees to evaluate FDIC-insured institutions’ compliance with fair lending and consumer protection laws and regulations.  These teams are responsible for assessing financial institutions to determine whether they are maintaining effective controls and procedures, managing their institutions effectively, and complying with all applicable laws and regulations, including those relating to consumer protection, privacy, community reinvestment, and fair lending. 

Under the direction and supervision of an Examiner-in-Charge or higher grade team member, the incumbent will participate in and/or independently perform the following:

- Assesses the adequacy and determines the strength of the Compliance Management System (senior management oversight; compliance program, including he elements of policies, monitoring, and training; and audit procedures) to ensure ongoing compliance as related to the particular regulation under review. Conducts reviews and assessments of the following:

• Examines initial disclosures, periodic statements, advertisements, and other information to evaluate procedures and reviews for compliance with applicable regulations.
• Examines closed-end non-real estate credit transactions for compliance with applicable regulations.
• Reviews the Home Mortgage Disclosure Act loan application register for accuracy and assesses the bank's overall reporting procedures.
• Reviews adverse action notices for compliance, and to gain a cursory exposure to applicable lending-related regulations.
• Examines a sample of residential, consumer, commercial and agricultural files to determine compliance.
• Reviews applicable regulations and examination manual to become informed about the CRA.

- Participates in discussing the overall examination process including evaluating the bank's Compliance Management System (senior management oversight; compliance program, including the elements of polices, monitoring, and training; and audit procedures). Ask questions to gain clarification and understanding of examination policies and procedures.

- Observes the interaction between the FDIC and Bank personnel.

- Responds to questions from other examiners regarding his/her section of the Report of Examination.

- Reviews the CRA of an institution and participates in discussions for assigning its rating.

- Prepares a summary of each performance factor describing why rating was assigned.

- With the assistance of an experienced examiner, participates in meetings as appropriate.

- After the meeting, asks questions and discusses exam findings with examiner-in charge or higher graded team member.

• Adheres to accounting policies, practices, and procedures of the Section, including system descriptions, accounting manuals, and various rules and regulations of the Corporation and other government agencies, including liquidation and receivership accounting practices.
• Assists management with resolving problems that arise in order for journal entries posted to the General Ledger.
• Assists management on adjusting differences with data integrity within prescribed General Ledger systems, automating manual processes, and coordinating and communicating system changes.  Systems include, but are not limited to the general ledger and accounting, asset management, asset servicing, liability and liquidation.
• Maintains good working relationships with staff members in government and accounting profession conducive to sound accounting practices and procedures.
• Provides technical advice and recommendations on accounting issues.
• Prepares accounting reports and provides supporting written documentation.

• Confers with, and acts in an advisory capacity to the Section Chief, Senior Counsel, Associate/Assistant General Counsel, Deputy General Counsel, the General Counsel, DRR, CISR, the Division of Finance (DOF), other divisions and offices, as assigned, and members of the Board of Directors on legal questions relating to matters involving the planning, effecting, and administration of the resolution of failed Insured Depository Institutions (IDI)s, and the FDIC's roles or potential role as receiver, conservator, liquidator, or corporate liquidator of a failed IDI.
• Responsible for providing legal advice and guidance on matters relating to commercial and financial products or transactions as they arise in the exercise of FDIC's resolution and receivership responsibilities.
• Serves as a recognized subject matter expert and resource within the FDIC Legal Division in one or more of the following subject matters or practice areas (or such other areas in which attorneys in the Section may need to be proficient): (i) securities law; (ii) law governing the formation, governance and dissolution of corporations, partnerships, trusts and limited liability companies (including subsidiary entities, joint ventures, and securitizations); (iii) real estate law and law relating to the acquisition, finance and sale of real property; (iv) banking law and regulations, and the resolution of failed or failing IDIs (and FDIC policies and procedures in that regard); (v) commercial and secured lending law; (vi) general contract law; or (vii) Fannie Mae, Freddie Mac and Ginnie Mae mortgage origination and servicing.
• Provides legal and policy advice concerning matters associated with failed bank operations, as well as operations of a bridge institution or an institution in conservatorship.
• Serves as lead transactional attorney and recognized subject matter expert and resource within the Legal Division in connection with, and analyzing, structuring, drafting and negotiating documentation for, corporate transactions.

• The Chief, Consumer Financial Education oversees conference planning, contract oversight, key strategic relationship, and develops and maintains management reporting systems to track results of divisional and corporate projects and initiatives.
• Serves as the Division's expert, advising on financial education, and consumer outreach, providing expert guidance on all aspects of administrative operations for the Section. Directs research supporting the Chairman's Advisory Committee for Economic Inclusion, the Money Smart Alliance effort, the Money Smart Financial Education programs, Consumer and Money Smart monthly newsletters, and other consumer outreach and financial education programs.
• Leads and develops strategies for the corporate Money Smart Financial Education program enhancements, including the website, promotional materials, outreach and educational materials needed for these initiatives.
• Prepares and analyzes studies, reports, and proposals regarding consumer affairs and financial education, and related matters, as prepared by Branch specialists, divisional staff, other Federal agencies, and entities from outside the government. Prepares various complex written documents for the use of senior executives in the corporation and the public.
• Prepares strategic plans establishing short term and long-term objectives to meet program and Division goals: Evaluates the desirability and cost of existing and proposed plans, organization, and program objectives through studies approved by executive leadership.
• Coordinates and manages integrated projects involving other functional areas within the Division, as well as other regulatory agencies, and presents recommended alternatives and solutions to specific issues. Assigns projects and monitors progress of projects.
• Researches complex topics and prepares Congressional testimony and speeches. Provides leadership and direction in managing projects which cross-organizational and Jurisdictional lines and in matters pertaining to intra-agency and interagency consumer protection and financial literacy development policy issues affecting the public.
• Collaborates with the Associate Director and other senior Division management in the development of long- range planning development of consumer outreach and financial education programs, and coordination of operating policies and procedures related to the section's mission.
• Exercises supervisory personnel management authority and performs the full range of performance management duties to include: planning, assigning, and reviewing work products of subordinates; establishing guidelines and performance expectations; and, evaluating work performance and providing feedback to others on their performance. Identifies training and developmental needs for staff and provides regular recognition of staff. Approves/disapproves requests for leave, telework, travel, training, etc.
• Ensures that Equal Employment Opportunity (EEO), Diversity, Equity, Inclusion, and Accessibility (DEIA), employee development, employee performance, and other personnel plans, processes, and programs are executed equitably consistent with Corporate policy, legal requirements, and the mission of the Division; organizes, coordinates, and manages the work of diverse teams of employees by assigning work, developing employee skills, assessing/monitoring employee performance, and promoting inclusion.