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The Role Responsibilities
· Support PvB Controls in the areas such as Suitability and Sales Supervision, Cross Border, Dormant A/C Handling, Client Confidentiality, Complaints etc.
· Support and collaborate with front office and support functions to ensure that robust controls are in place & are well deployed while balancing client experience. Where required make adequate escalations to draw necessary management attention.
· Support/oversee key projects related to Suitability and Sales assurance, cross border, dormant a/c handling, etc. matters.
· To maintain an ongoing awareness of new policy and procedure roll outs, especially that related to Investment Suitability, trade execution and cross border activities
Strategy
· Drive efficiency with front office sales suitability
Business
· Private Banking
Processes
· Investment Suitability, Investment order execution, Cross Border, Dormant, Client Confidentiality
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Our Ideal Candidate
· Education: University Degree in Business
· 2+ years in Banking preferably in Private Bank.
· Experience in suitability and Sales Supervision.
· Good Cross Border, Dormant A/C Handling & Complaints.
· Good communication skills, ability to engage senior stakeholders.
· Ability to Support/oversee key projects.
Role Specific Technical Competencies
· Private Bank
· Risk Management
· Excel Capability
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
The Role Responsibilities
Strong hands on engineering lead for Credit Origination Hive in PE. This is #2 priority for the CTA program and a strong engineering talent is required to drive the rebuild of creditmate legacy platform. The skillset requires is to complete overhaul and develop an inhouse solution in latest technology stack
The person will drive the solution design, architecture and execution of developing new creditmate UI aligned with CC wide Unified UI / UX strategy. This is a strategic role to provide overall technical leadership and direction encouraging innovation and improvement in the technology and data systems, processes and ways of working.
Strategy
Business
Processes
People & Talent
Risk Management
Governance
Key stakeholders
Our Ideal Candidate
Standard Job Requirements
Technical Competence
Must Have
Domain: Good to Have
Training, Qualifications and Certifications
Role Specific Technical Competencies
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
The Role Responsibilities
The role is responsible for:
· Responsible for second line oversight for SC Ventures (“SCV”) which includes review, challenge and advice of risk management actions of the Business.
· Responsible for second line oversight, review, challenge and advice on SCV investment related activities
The delegated Subject-Matter-Expert for the following Risk Types for SC Ventures:
· Principal Risk Types: Credit, Traded, Treasury, and Operational and Technology
Strategy
· Provide strategic risk advice for delegated Risk Types across SC Ventures and provide direct guidance to the investment related activities on alignment to framework and policy requirements. Direct the First line on Risk Management requirements for delegated Risk Types.
· Lead strategic risk assessments on the competitor landscape for delegated Principal Risk Types.
· Propose the Risk Appetite for SC Ventures (and underlying Venture entities) for delegated Risk Types.
· Input into the risk, performance management and remuneration processes for relevant staff to encourage the development of an appropriate risk culture and discipline.
Business
· Lead the strategic intent and collective agenda for SCV Risk for the investment related activities for delegated Risk Types.
· Provide Group and external information, guidance, best practice and expertise to inform the approach for SCV Risk management for delegated Risk Types
· Review, challenge and advise on the alignment of SCV’s business strategy to the relevant risk frameworks and parameters.
Processes
· Manage all processes which are owned by the SCV Risk (as delegated) including the effectiveness of the risk control environment.
· Continuously improve the operational efficiency and effectiveness of processes (as delegate) run by SCV Risk.
· Enforce effective management of risks and compliance with applicable internal policies, and external laws and regulations for SCV for delegated Risk Types.
· Regularly review audit reports / business risk reviews / and identify key trends and own uplift / remediate within SCV for delegated Risk Types.
People & Talent
· Reinforce a culture of continuous learning and development within the SCV Risk.
· Support an open environment to stimulate creativity and develop innovative solution to supports Group’s aspiration.
· Lead through example and build the appropriate culture and values.
· Maintain an appropriate tone in collaboration with risk and control partners.
· Review ongoing training and development requirements for SC Ventures for Financial Risk Types and deliver training to support roles as required.
Risk Management
SC Ventures Risk Management
· Oversight, review, challenge and advise on SCV investment related activities including proposed target investments and funds for delegated Risk Types.
Develop and maintain the policies and standards for delegated Risk Types which sets out SCV’s and individual Venture’s approach to risk management and the control framework within which risks are managed.
· Identify material risks (aligned to delegated Risk Types) that SCV / Ventures may be potentially exposed to and direct relevant activities to manage and control these risks within Risk Appetite for delegated Risk Types.
· Validate that First Line and Second Line understand and accept their risk management responsibilities for delegated Risk Types.
· Deliver requirements to support an effectiveness review process for delegated Risk Type Policies and Standards to confirm robust second line oversight and challenge and direct remediation actions for any deficiencies found.
· Deliver second line oversight, review, challenge and advice on delegated Risk Types.
Own and maintain SCV’s (and Ventures’) Risk Appetite for delegated Risk Types.
· Propose Risk Appetite for delegated Risk types for consideration and approval by the SCV Risk Committee.
· Monitor compliance to the SCV Risk Committee approved Risk Appetite for delegated Risk types.
· Support second line oversight, review, challenge and advice on Risk Appetite for delegated Risk Types.
Governance
· Maintain a good understanding of the risk governance requirements of key external and internal stakeholders for delegated Risk Types and ensure that these are well understood internally and reflected in internal procedures.
· Maintain an open and cooperative relationship in dealings with regulators.
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Actively support SCV Risk to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
Internal:
SC Ventures
· Members of the SCV Admin Team
· SCV and Venture Risk Framework Owners and Subject Matter Experts (SMEs)
· Members of the Group and Enterprise Risk Management Teams
· Group Risk Framework Owners
· Head, Internal Audit SCV
External:
· Home and host regulators including Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)
· The Group's external auditors
Other Responsibilities
· Embed Here for good and Group’s brand and values in the SCV Risk and the DA Risk Management teams;
· Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures;
Our Ideal Candidate
· 10+ years of experience in risk management, with specialisation in enterprise risk, operational risk, financial risks and digital assets risk management
Role Specific Technical Competencies
· Risk Management
· Financial Risk
· Manage Change
· Manage Conduct
· Communication and Influencing Skills
About SC Ventures
SC Ventures is Standard Chartered’s innovation, fintech investment and ventures arm. We were established to reinvent banking, as the significant technological disruptions to the industry was impacting its ability to serve clients and customers, in the ways they needed to be served.
We are a unique ecosystem of innovators, banking experts, business builders and partners who are focused on rewiring the DNA in banking and bringing breakthrough ideas to scale, together.
We are building ecosystems around four high conviction themes: Online Economy & Lifestyle, SMEs & World Trade, Digital Assets, and Sustainability & Inclusion.
We are a global team of "Members" (excluding individual ventures), including dedicated colleagues from the Group's support functions, based in Singapore, Hong Kong, London, the United Arab Emirates and Israel.
Official account of Jobstore.
The Role Responsibilities
This role is under Frontline and Business Performance Team which in turn is part of the broader CCIB Business Development Team. The team owns a portfolio of productivity and frontline capability enablement tools, frontline sales processes, management and sales insights engines and recommendation tools as well as coordinate strategic workforce planning.
The incumbent will work closely with the team head on a wide range of initiatives including:
Strategy
Business
Processes
People & Talent
Risk Management
Governance
Regulatory & Business Conduct
Key stakeholders
Our Ideal Candidate
Role Specific Technical Competencies
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
The Role Responsibilities
Supports the Global Head of Corporate Coverage CIB’s office as the Business Planning manager for Corporate Coverage including Global Subsidiaries, and will be responsible globally in driving business performance and results through 1) Business reviews & sales enablement, 2) Client portfolio management and proposition, 3) People agenda and frontline communication, 4) Business strategy execution and project management and 5) supporting discussions and decision-making at various forums / committees
Business Performance (Revenues and Returns)
· Analysis of Revenues and Returns for Corporate Coverage
· Preparation of performance presentations for various stakeholders
· Tracking performance to budget and identifying risks and opportunities to delivering the targeted business performance and improve productivity
· Manage Client Coverage cost budgets and cost centres in close coordination and with the support from HR and Finance.
· Review and track frontline productivity using a standardised approach. Identify areas for improvement.
· Help defining, driving and tracking Sub-Optimal reduction plans, including expected impact on P&L.
Business Strategy & Project Management
· Ensure MT’s & Business Development (where relevant) execution support requirements are met as articulated in the business strategy, objectives and as subsequently identified as priorities in response to changing circumstances
· Execute plans to optimise people, processes and systems
· Ensure frontline awareness of key operational changes impacting clients, RMs and the broader client teams
· Support and execution of specific business-related projects
Sales planning enablement & client portfolio management
· Oversee Account Plan execution within renewal timelines
· Review & track adequate coverage of platinum, gold, silver & portfolio tier clients
· Co-ordinate tail management and run-off tracking
· Work with marketing teams to define, execute and track the marketing & client engagement plans
Continuous improvement initiatives
· Keep abreast of best practices in learning and development to raise the performance
· Optimise current processes to meet customer requirements (internal and external)
People and Talent
· Support in delivering against HR objectives and initiatives
· Work closely with Business Development team on RM scorecards
· Support the annual P3 process (compensation, bonus and promotions)
· Help to develop and manage the Coverage Conduct Plan, ensure all the actions are executed in timely manner
Risk, Control & Governance
· Awareness and understanding of the regulatory framework in which the Group operates and the regulatory requirements and expectations relevant to the role
· Responsible for delivering effective governance in compliance with applicable internal policies and external laws and regulations, overseeing changes in business controls as required
· Review papers for Client Review Committee (CRC), Business Responsibility and Reputational Risk Committee (BRRRC)
· Review papers for submissions to various other Risk forums/ committees and attend when required: GRRRC, CCIBRC, NFRC
· Develop a strong conduct, risk and control environment to minimise operational loss and audit failures and in partnership with MT members / other relevant stakeholders to ensure appropriate focus on issues and resolution
Business Administration
· Co-ordination on headcount management and cost management
· Consolidation review and refinement of information required from various stakeholders
· Maintenance of various administrative elements: Org Charts, Distribution Lists, Trackers, etc.
· Co-ordinate staff training programmes and initiatives
Regulatory & Business Conduct
· Demonstrate an awareness of the sensitivity of some of the information presented with.
· Display exemplary conduct and live by the Group’s Values and Code of Conduct
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct
· Lead the Client Coverage Business management team to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Financial Crime Compliance; The Right Environment
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
Key Stakeholders
· Global Head of Corporate Coverage
· Regional & Country Coverage Heads
· Corporate Coverage and Global Subsidiaries MT
· Regional & Country CEO office
· CIB Business Development team
· Other countries/regional & segments business planning managers
· support functions
· CIB product partners
· Stakeholders across COO
Other Responsibilities
· Embed Here for good and Group’s brand and values in the Client Coverage Business Development team
· Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures
Our Ideal Candidate
· Masters or Bachelor’s degree
· 7 years of experience in business management and risk governance framework
· Comprehensive knowledge of risk governance frameworks & quality framework and processes
· Proactive and positive with the ability to make good / sound decisions and use independent judgement
· Project and Program Management skills to monitor specific projects and take ownership of issues / tasks
· Ability to create effective work relationships across functions & borders
· Interpersonal skills in networking, influencing and decision taking
· Good presentation, time management, negotiation and influencing skills
· Excellent written & oral communication skills
· Can work independently to strict timeframes
· Focused, organised and results-oriented
· Experience of working with senior stakeholders. Ability to influence senior staff and offshore shared services teams and drive change agenda
· Assertive, tenacious and willing to challenge when required
· Knowledge of the Global regulatory environment and the ongoing developments
· Interpersonal skills in networking, influencing and decision taking
Contributes to:
· Effective governance
· Risk escalation and awareness
· Effective Quality
· Effective Training
· Effective Communication
Role Specific Technical Competencies
· Business Markets
· Financial Analysis
· Risk Management
· Planning: tactical, strategic
· Managing Change
· Relationship management
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
The Role Responsibilities
End-to-end Strategy, P&L and product lifecycle management of Working Capital Products
The Working Capital Product Manager is responsible for development, execution, and commercialization of product strategy, while being aligned to clear, simple, and robust product universe governance and product risk lifecycle management.
Strategy
· Articulate the product vision to all stakeholders including CC, TB and broader CIB team both in group and countries.
· Develop a Working Capital commercialization plan which integrates product positioning with client value propositions
· Drive SCB’s profile in the market as a thought leader for Trade and Working Capital
Lead the build and commercialization of Working Capital capabilities across the bank’s global network including
· The launch of sustainable finance offerings
· S2B Loans (digital customer journey)
· Product solutions for the New Economy, B2B Marketplace and Services sector etc.
Business
· Responsible for driving business momentum for working capital suite of products (Short Term Loans, Overdrafts and SRL) across the Bank’s network
· Drive product and process improvements arising from new trends and technology, competitor offerings or regulatory updates
· Maintaining close alignment through regular contact with in-country stakeholders to develop product strategies to drive new client acquisition and utilization from existing clients
· Lead the deep-dives into industry propositions by providing product insights and leveraging client insights from Working Capital metrics
Processes
· Ensure financial performance discipline by performing monthly financial review of metrics. Upon review, engage with stakeholders across product, sales, RMs, Finance to investigate root cause of negative variances to revenue or Return on Risk Weighted Assets (RoRWA) and ensure remediation.
· Leads process design work with Operations, Technology and other function partners with the aim of translating process optimization to bottom line cost control with a high degree of reliability.
· Actively mitigates identified business pain points, by evaluating pragmatic solutions that have wide applicability and have potential for replication for the countries/markets e.g. deliver processing system enhancements to for new product offerings
People & Talent
· Ensure the provision of ongoing training and development of people to ensure that network partners have adequate understanding of Working Capital solutions to drive business momentum while remaining risk-aware.
· Create a training roadmap for Working Capital for TB Sales, RMs, and TB product teams focusing on new deliverables such as Sustainable Finance offerings.
Risk Management
· Identify and mitigate operational, credit, regulatory, legal, fraud and risks in Working Capital product suite through thorough understanding of Compliance, AML. Credit, Operational, Legal, and FCC risk and applies appropriate risk mitigation processes.
· Constant engagement with Risk Framework Owners (RFOs) to improve and implement the product risk parameters end-to-end, including ensuring development and rollout of necessary system enhancements and operational process notes.
· Ensure familiarity with operational risk systems to log and track Material Risk Events, Near-losses etc.
Governance
· Ensure appropriate governance is in place for Working Capital Products and work with relevant stakeholders to ensure the product complies with all process and policy guidelines. This includes being responsible for all product risks within the product management discipline globally for Working Capital products.
· Ensures compliance with relevant policies, processes and regulations and lead discussions with risk owners/ audit counterparts
· Builds deep and comprehensive knowledge of regulations and initiatives that may impact Working Capital product suite to stay ahead of the regulatory change and how it affects the product lifecycle including upcoming Basel IV changes.
· Develop and conduct regular self-reviews of the Working Capital offerings to ensure a “fit for purpose” proposition
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
· Operations
· Technology
· Product Managers
· Sales
· Risk Framework Owners
· Digital Channels and Data Analytics
Other Responsibilities
· Embed Here for good and Group’s brand and values in Transaction Banking. Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);
Our Ideal Candidate
· 10+ years’ experience from banking/consulting industry preferably in Transaction Banking
· Product management, development and commercialization is a must
· Risk Management (Financial and non-financial) good to have
Role Specific Technical Competencies
· Product management, development and commercialization
· Sustainable Finance
· Risk Management (Financial and non-financial)
· Business Process Management
· System Technology and Integration
· Data Analysis and Validation
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
JOB SUMMARY
· Embark on an exciting opportunity to drive innovation and shape the future of managing risk in Standard Chartered. We are seeking a dynamic individual to act as the key Subject Matter Expert on CCIB Credit Risk in an ongoing Risk transformation program focused on improving the management stress capabilities within the bank and especially within Risk. The role holder will work directly with the Executive Director, ERM Delivery, CCIB Credit Officers and Program resources to deliver the strategic state.
RESPONSIBILITIES
Strategy
· Designing analytical tools/models to allow performance of rapid stress testing analysis in the CCIB book with a focus on building tools to allow for detailed financial statement stress and estimating impacts on key risk measures such as RWA and ECL
· Designing the final end state for CCIB Credit Management Stress Testing
· Lead engagement with Vendors for development of analytical tools
Business
· Analysing the output for the management stress tests from GCFO and the Risk Stress testing tools to identify key insights and propose actions
Processes
· Gathering and documenting requirements for Management Stress Testing capabilities for CCIB Credit
· Support in program management activities
· Support in testing of strategic system implementation
People & Talent
· Managing excellent relationship through an established engagement model with all stakeholders with ‘Think Client’ Approach
· Always have an eye for Process Improvements and Innovations with an objective to ‘Simplify’, while still maintaining the value delivered
· Have an attitude to create a Collaborative Team Environment with ‘Human’ element to build the function for the long-term
Risk Management
· The ability to interpret the Group or country CCIB Credit Information, identify key issues based on this information and put in place appropriate controls and measures
· Demonstrate a clear understanding and ability to manage data quality and other data-related risks.
Governance
· Ensure compliance with the Group’s policies and procedures, and the regulatory framework.
· Maintain appropriate documentation and controls for modeling, reporting, and analytics.
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
· CCIB Credit
· CPM
· CCIB Modelling teams
· Risk and CFCC Data Strategy Team
· Risk and CFCC Change teams
· Group Finance
· Country CROs
Our Ideal Candidate
· 8+ years of experience in CIB Credit risk or stress testing
· Experience of working with multiple stakeholders; Managerial Information design and operation.
· Experience of working under pressure to produce high quality reporting in a highly controlled environment
· Experience of supporting Finance/Risk/Regulatory Change initiatives and projects
· Technical – technical aptitude, desktop programming and ability to analyse data and results
· Numeracy/analytical – prepare and analyse financial and regulatory information and report conclusions.
· Intellectual – demonstrate fast learning an understanding of financial and regulatory matters.
· Creative – recommend solutions on financial and regulatory issues.
· Change – adapt to changing reporting requirements and priorities.
· 12 months fixed time contract role
Role Specific Technical Competencies
· SAS, Python, R and Excel skills
· RWA/ECL Knowledge
· Stress Testing knowledge
· CCIB Credit Knowledge
· Experience of working under pressure to produce high quality reporting in a highly controlled environment
· Experience of supporting Finance/Risk/Regulatory Change initiatives and projects
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
· Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
JOB SUMMARY AND RESPONSIBILITIES
· Support the Market Head SEA, PvB in all aspects of his role, including coordinating and leveraging internal resources across the bank, as required. The job holder is expected to have a growth mindset and be able to diagnose efficiency opportunities, develop policies and solutions and able to execute the plan to a desired outcome. The right candidate brings a balance of structured thinking (being able to frame issues with the appropriate strategic analysis), execution focus (proposing and implementing pragmatic, actionable recommendations), and project management discipline (keeping the team and key stakeholders accountable to timelines and deliverables).
General Management
· Be a trusted advisor to the Market Head SEA, PvB and a key conduit between him/her and their direct reports and teams.
· The job holder needs to display exemplary trust and interpersonal skills as well as exceptional attention to detail and ability to prioritise and multi-task.
· The holder must have excellent stakeholder management skills and is expected to partner with various Senior stakeholders.
· Influences Business Division and Business Function leaders as key stakeholders in setting and managing expectations
· Technical expert and known internally and externally as reliable, knowledgeable resource
· Ability to provide guidance/supervise junior members for problem solving; Coach team leads and enable them to lead their teams to build successful partnership with MHs, internal Stakeholders to drive client centricity.
· Leads team within a large part of a Business Division to develop, implement & achieve country/Business Function specific strategy and has influence on the broader Business Function performance in a country of high strategic importance
· Active involvement in crafting our transformation initiatives and ensuring the smooth execution across various teams and locations.
· Actively collaborates with other Business Divisions (eg. COO office, Risk functions and WM) to identify gaps in existing offerings and processes. Be independent and resourceful to resolve issues with minimal guidance
· Support delivery of consistent and high-quality service to Private Banking clients and facilitate a smooth working relationship of Front Office teams with support functions.
· Work with Market Head SEA, PvB, and key stakeholders to deliver the People Agenda, through the team of “Happiness Advocates”. Energize the culture for PvB and improve the happiness factor at work through the 5Cs ( Commitment Conviction, Culture, Commitment & Confidence)
· Manage Front Office related initiatives (this includes new product launch, new platform and digital initiatives) to drive efficiency & improve the capacity of the team through:
o Clear roles & responsibility definition
o Resourcing review
o Empowerment
o Remove limiting rules and unnecessary bureaucracy
· Enable business values through client engagement/ feedback via Front Office and Operations transformation. To play a key role to ensure that voice of clients is translated to effective process in operations.
· Drive Best in class service through analysis of strategies from the results of clients’ surveys findings.
· Ensure appropriate prioritisation of issues around risk, control, investment, people, projects, and change management in collaboration with Business enablement team with PvB.
· Undertake specific business projects.
Client Servicing & Infrastructures Management
· Work with Market Head SEA, PvB and key stakeholders in Private Banking to deliver the client journey and state vision ( best in class client experience) and embed the way of working within Private Banking
· End to end accountability for front-office processes connected with client servicing execution
· Evaluates situations using diverse range of internal and external sources (e.g. operation procedures, practices and standards) and translates strategy into tactics for own area of Business Function and country / region
· Partners with other Business Divisions and / or Business Functions to identify emerging issues and resolve queries with minimal guidance.
· Identifies and resolves problems by applying professional expertise and experience to identify and select creative solutions / process improvements guided by global policy and practice
· Has a clear understanding of the Group's products and segments and the related dependencies and how they fit with the relevant Country/ Business Function portfolio, risk strategy and regulatory implications
· Identify and create areas of competitive advantage in the servicing domain, including executing changes initiated by Group Private Banking,
· Proactive stakeholder management across Group Country Business, T & I, COO, Booking Centre Head, Compliance, Finance & Risk to ensure alignment across the organisation on delivering the end state vision.
· Drive adoption of existing and future process and technology initiatives
· Embed servicing related processes to align to Clients’ requirement while adhering to the bank’s Operational risk framework ( ORF)
· Deliver outcomes on standard metrics/ scorecard for servicing eg Productivity, accuracy, service levels, losses/ lapses, issues, residual risk acceptances and the ORF related to servicing.
People and Talent
· May hold some accountability for setting budgets for their department. This may be within a particular area, such as suppliers. Responsibility will generally focus on tracking costs against given budgets and providing input into budget planning. In consultation with their manager will allocate budget across teams (if required)
· Champion and act as a role model of the Group’s values and culture in the country
· Lead and support a change in mindset, building a culture of client centricity, agility, and accountability through standardised metrics and measurement, ensuring everyone in Operations are drivers and owners of client outcomes.
· Set effective metrics and standards, transparently communicating them to team members, providing feedback and rewarding employees accordingly. Set the appropriate tone and expectations for the wider team.
· Employ, engage, and retain high performance people, to maximise the success of design and delivery with succession planning for critical roles.
· Ensure team structure/capacity is reviewed to enable delivery of client outcomes.
· Ensure the provision of on-going training & development, ensure that direct reports are suitably skilled and qualified for their roles and that they have effective supervision in place to mitigate any risk. Drives learning and development of team members for talent pipelining and succession planning
· Develop a team structure to meet the needs of all stakeholders in line with our growth ambitions
Governance and risk management
· Work closely with risk teams to ensure that the Market Head SEA, PvB is updated on the risk profile of the function including elevated risks.
· Develops and exercises policies and process at the Group-wide or regional level. May also be responsible for various projects at Group-wide or regional level to improve efficiencies.
· Takes the lead to drive change processes within the Bank through strong ability to influence.
· Leads and execute the delivery of a product or process that has a Global Business Function / Group-wide wide impact. Has significant impact to the Group's strategy in a defined area through driving changes in policy and procedures in a specific area.
· Ensure effective management of operational risks in the servicing and transacting journey for PvB clients in compliance with applicable internal policies and external laws and regulations.
· Responsible for embedding of Operational Risk Framework linked to journeys related to servicing and transacting in PvB, ensuring appropriate focus on High risk and Very High-risk issues.
· Responsible to minimise operational loss and audit failures and in conjunction with country and regional COOs, ensure appropriate focus on issues and resolutions in collaboration with business risk management
· Responsible for ensuring that direct reports execute responsibilities as outlined in the Group Operational Risk Framework.
(a) maintaining a strong and appropriate control environment covering PvB businesses
(b) Restricting business if existing infrastructure and processes, capacity or capability are not fit to execute business within operational risk tolerance, regulatory standards or growth aspirations.
· Responsible for review of services in accordance to the service level agreement signed with offshore centres or third-party suppliers for provision of services.
· Responsible for prompt escalation of issues, reporting of breaches etc for early resolution
· Accountable to own regulatory audit / inspections on COO teams in country as well as offshore service centres affecting the country through direct reports.
· Support all governance and remediation related activities and ensure proper compliance
Business Continuity Management
· Accountable to ensure BCM framework adequately supports the business strategy. Where necessary provide executive sponsorship for major BCM initiatives.
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Lead to achieve the outcomes set out in the Bank’s Conduct Principles: Treating Clients fairly/ Fair Outcomes for Clients; Financial Crime Compliance; The Right Environment.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
· Regional/ Country PvB Business Head
· Market Heads
· Group PvB Journey Owners for Centre of Excellence domains
· Regional and Country COOs
· Head, PvB Business Risk management
· Head, Client Enablement and Utilities
· Functional Partners including T&I, Risk, Compliance, HR, Finance, Legal, Audit, etc.
· Country CIO/CTM where appropriate
Other Responsibilities
· Embed here for good and the Group’s brand and values in Private Banking.
· Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
Our Ideal Candidate
· 15 years of Transformation and Front Office Support functions with 7 years in People Leader position
· Exemplary business acumen and interpersonal skills as well as exceptional attention to detail and ability to prioritise.
· Expert communication skills – oral, written and visual.
· Strong inquisitive mind with the ability to structure complex information logically and plainly.
· Ability to see the big picture and appreciate the strategic intent
· A team player with the ability to interact, influence and work with a wide variety of stakeholders
· Strong project management skills with ability to prioritise and handle a stretching, diverse workload
· A self-starter with a hands-on style and determination to make a difference
· Ability to work on broad strategic projects and day-to-day process-oriented tasks
· Flexibility and responsiveness in order to handle changing priorities and urgent requests from management
· The capability to operate independently and with the maturity to run with several business initiatives in parallel
· Strong organisational skills with the ability to operate with minimal guidance and identify priorities
· Demonstrated strategic capability, but also a capability to attend to detail and financial data
· Experienced navigator of the organisation, with a good understanding of the Affluent business, strategy and purpose.
· Interest in and good understanding of macroeconomic, geopolitical and regulatory affairs.
Role Specific Technical Competencies
· Ability to deal with Senior Management across different countries and cultures
· Organizational Communications
· Time Management and Ability to Prioritise
· Knowledge of financial products and services
· Business acumen
· Manage conduct
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
· Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
JOB SUMMARY
· This role is under the Frontline Insights and Analytics team in the broader Frontline Performance, Client Coverage Business Development Team. The Frontline Performance Team owns and executes a portfolio of productivity and frontline capability enablement tools, oversees external client wallet benchmarking, and coordinates strategic workforce planning.
· The incumbent will work closely with the Frontline Insights and Analytics team in executing the commercial objectives of the CCIB business. The role will provide crucial support in executing against multiple pillars of workstream within the team including Frontline Insights, Client Wallets and Frontline Reporting.
· To succeed in this role, the candidate should possess 1-5 years of banking experience, ideally in Frontline and/or project management roles with familiarity in core Frontline sales processes. Additionally, the candidate should be comfortable working in fast paced and growing environment.
RESPONSIBILITIES
Strategy
· Understand CCIB business strategy and the Business Development role in driving the delivery of our client proposition, commercialisation, and frontline effectiveness
Business
· Support the broader Business Development strategy to deliver Insights to the Frontline in a timely manner
· Apply knowledge of banking business, products, systems, processes, sales activities, and best practises in the market to design data driven insights and tools to optimize shareholder value add
· Leverage industry trends, best practices, and leading-edge technology to support new ideas to drive the business
· Ability to work with cross functional teams (e.g., Finance, Client Coverage, Product Partners) to analyse Client Performance data and draw insights from the analysis which better enable accelerated, sustainable business growth and client relationship depth
Processes
· Identify key changes in processes required to enable speed, accuracy, scalability, and effectiveness
· Drive the adoption of Frontline process improvements
Governance
· Ensure awareness and understanding of the regulatory framework in which the Group operates and the regulatory requirements and expectations relevant to the role
· Deliver effective governance in compliance with applicable internal policies and external laws and regulations, overseeing changes in business controls as required
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
· CCIB Business Development Team
· CCIB Business Stakeholders - GAMs, RAMs, FAMs
· Client Coverage BPM
· TB Sales
· TB Sales BPM
· FM Sales
· FM Sales COO
· FM FP&A
· DCDA
Our Ideal Candidate
· Experience in Banking and delivering Frontline strategy
· Track-record of driving demonstrable commercial change within current/previous role or team
· 3 + years of relevant work experience in Frontline and/or Project Management roles
· Product Owner trained and experience in Agile ways of working
· Advanced analytics capability (including modelling skills) with the ability to interpret financial and coverage model data and draw business relevant insights for management discussion and decisioning
· Demonstrated ability to work effectively across multiple markets and navigate geographical and regulatory complexity
· Effective communication with internal Frontline facing stakeholders and external vendors
· Strong presentation skills
· Proactive, self-starter, autonomous and able to independently drive business orientated outcomes
· Desire to understand Frontline processes and SCB value proposition
Role Specific Technical Competencies
· Knowledge of banking processes
· Analytical thinking and strong presentation skills
· Addressing Frontline Needs – Products and Processes
· Proficiency in Excel, PowerPoint
· Knowledge of human centered design (Preferred)
· Direct experience in the frontline (Preferred)
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
· Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
RESPONSIBILITIES
Strategy
As a leader in the Digital Asset CoE the Portfolio Management & Governance will support the Global Head, Digital Assets, and senior leaders across CCIB, SC Ventures and CPBB to ensure the effective management and prioritisation of the group’s Digital Asset initiatives. This leadership role will oversee the portfolio of Digital Asset related initiatives and act as a point of escalation for issues and impediments. This role will lead the development of the portfolio management and reporting infrastructure, in line with group and industry best practice, enabling SC as a Digital Asset organisation. This role will also be responsible for managing the strategic investment in Digital Asset initiatives across the relevant Refinement Forums. This role will also have responsibility for supporting the Asia leadership team in the development and execution of the regional strategy as it pertains to Digital Assets. This is a 9-month fixed term contract.
Business
1. Understand the Digital Asset market opportunities and prioritise initiatives with the highest potential commercial return.
2. Align strategy and investment by working with the Global Head, Digital Assets and the relevant Business heads & COO teams.
3. Work across business lines and functions to coordinate executions and assist in the establishment of the appropriate design for delivery of Digital Asset Capability.
4. Manage the delivery portfolio in the most prudent manner possible.
5. Act as a subject matter expert for Asia in identifying and prioritising the commercial opportunity for Digital Assets for the region.
Processes
· Simplify complicated ideas into actionable, measurable pieces and communicate those ideas to key stakeholders to generate buy-in
· Drive support and collaboration for projects at all levels (senior and junior to you) and bring others to action
· Develop processes in relation to portfolio management and governance and own the following processes: Coin Assessment and Higher Risk Framework.
· Collaborate with Technology and Operations functions to ensure appropriate frameworks and operational infrastructure are in place to support efficiency in the delivery of Digital Asset initiatives.
People and Talent
· Set an example across the group not only with respect to the Group Valued behaviours but also in terms of Digital Asset knowledge and engagement to reinforce a culture of excellence in Digital Assets.
· Support the Global Head, Digital Assets and the relevant business and initiative lead in the acquisition of world class Digital Asset delivery talent.
· Lead through example and build the appropriate culture and values. Set appropriate tone and expectations, work in collaboration with risk and control partners.
· Adherence to code of conduct prescribed by relevant authorities
· Work with the Asia leadership team by advising on the acquisition, retention, and development of talent in the region.
Risk Management
· Develop appropriate reporting and oversight for Digital Asset initiatives including the reporting and escalation of Risks and Issues.
· Support the relevant Risk initiative leads to develop the appropriate methodologies for embedding Digital Assets.
· Adhere to all Group Policies and relevant legislation covering credit, operational, reputational risk among others.
· Commitment to Group Code of Conduct and act as a role model for Conduct
· Timely completion of all mandatory e-learning, attestations, compliance requirements and requests for information.
Governance
· Ensure effective portfolio governance and regular reporting across the portfolio of Digital Asset initiatives.
· Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
· Willingness to ‘speak up’ in the event of any realised or perceived breach of group conduct rules or laws by colleagues
· Willingness to work with any local regulators in an open and cooperative manner.
· Support the Asia team in their engagement with Digital Asset governance structures.
Regulatory & Business Conduct
· Prepare regulatory updates on the Digital Asset portfolio.
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
· Global Head, Digital Assets
· Digital Asset Risk Management Committee (DRC) members
· Asia business leadership teams.
· Business COO and CIO teams
· Relevant Refinement Forums and chairs.
· SC Ventures – Specific Digital Asset related ventures.
· CCIB, CPPB and Ventures Digital Asset leads
· Digital Asset Virtual Centre of Excellence
· Digital Asset SMEs
Our Ideal Candidate
· 8+ years’ experience in the financial services industry
· Demonstrated market knowledge of Digital Assets, Crytpo and Web3. Fintech also considered favourably.
· Demonstrated experience with high growth companies in the execution of business plans and initiatives.
· Demonstrable experience working across large groups of complex stakeholders.
· Excellent Presentation and PowerPoint skills
· Familiar with modern productivity tools, ADO Teams, Slack, Trello, Mural, Jira, Confluence
· Education - University graduate preferred
· Certifications - Relevant technology or crypto/blockchain certifications
· Languages - Excellent spoken and written Business Communication
Role Specific Technical Competencies
· Portfolio Management
· Partnerships & Stakeholder Management
· Risk Management
· Strategy & Business Model
· Market Knowledge
· Products & Processes
· Business Partnering
· Manage Change
· Process Management
· Business Writing & Communication
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
· Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
Role Responsibilities
Strategy
· Collaborate with Treasury, CPBB stakeholders, Countries and Finance to manage and promote the Bank’s capital, liquidity and balance sheet position, with particular focus on CPBB business.
· Forge strong Treasury – CPBB partnerships with increased focus on the importance of external pricing. Other areas of focus include rate sensitivity, passthroughs and margins. Support the business in the growth of quality CPBB CASA deposits, Cost of Funds management and improving returns
· Develop strong Treasury – CPBB partnerships with increased understanding & visibility on the drivers of CPBB’s balance sheet & RWA, specifically how it impacts the Bank’s liquidity & capital requirements on an ongoing and planning basis.
Business
· Work with Treasury, Business and Finance stakeholders to increase focus on price sensitivity, rates and margins
· Collaborate with CPBB business to drive awareness around client dynamics and behavioural patterns across different interest rate cycles and its associated impact on forecasted Balance Sheet shape and income.
· Proactively engage with CPBB business and finance to understand key balance sheet and revenue drivers across markets and propose suitable Treasury-CPBB synergies.
· Drive appropriate MI and analytics to increase the visibility of pricing and margins.
· Conceptualize analytical solutions to increase efficiency and insightfulness of analyses for senior management decision making.
· Educate relevant stakeholders on the types of commercial enablers which Treasury can deploy to drive desired business outcomes and how these should be employed effectively to drive the Bank’s strategic agenda.
· Work with Treasury Liquidity on matters relating to liquidity valuation of CPBB products to ensure pricing mechanisms remain effective in driving business growth.
Processes
· Create appropriate frameworks and processes to help CPBB understand, review and challenge pricing behaviours across various interest rate cycles in key markets.
· Regularly review and refine scenario assumptions alongside business and finance counterparts.
· Formulate relevant thematical analyses and deep dives as and when appropriate.
People & Talent
· Focus on being a key contact for the CPBB business especially on Treasury related matters
· Drive and support treasury's people agenda - including diversity, culture, conduct, people and productivity objectives.
· Lead through example and build appropriate culture, value and expectations across the team and work in collaboration with all stakeholders.
Risk Management
· Manage Treasury, Finance and Business engagements to reinforce the need for a quality and efficient Balance Sheet.
· Actively flag risks in a timely manner and engage relevant stakeholders to create mitigative actions.
· Review and advise business stakeholders accordingly on how certain potentially beneficial business actions may in turn lead to value destroying outcomes for the Bank.
Governance
· Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
· Creation of appropriate MI to monitor Balance Sheet quality and key metrics and indicators to identify returns-destroying behaviour.
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
· Lead the to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *
Key stakeholders
· CPBB Business and Finance stakeholders
· Treasury / Regional Treasurers and teams
· Country Finance teams
Other Responsibilities
· Embed Here for good and Group’s brand and values; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);
Our Ideal Candidate
· 8+ years in the banking or financial services industry.
· Strong academic record at bachelor or master degree level in accountancy, business, economics, finance, financial engineering or related field from a well-recognized institution.
· Proven strategic and analytical skills with a strong appetite for finding facts and offering solutions.
· Good interpersonal skills and strong cross-cultural awareness.
· Proven ability to interact with multiple functions / levels and to coordinate deliverables from various inputs under tight deadlines.
· Strong written and verbal communication skills.
· Enthusiasm, drive and ability to work in a very fast paced high performance team.
· Cultural sensitivity and awareness to work with a range of people from diverse background and geographies.
Role Specific Technical Competencies
· Experience in Balance Sheet Management
· Knowledge in capital & liquidity
· Good Knowledge in FTP and IRRBB
· Experience in Business Analytics
· Knowledge in Data Management
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
RESPONSIBILITIES
Processes
· Responsible for creating all communications and training content for areas within Enterprise Change Management (ECM) team. This covers areas including governance standards, assurance, and tooling, as well as other ad-hoc communications required as directed by the Head of ECM.
· Types of material will include, but not be limited to, training decks, videos, infographics, senior management presentations and emails to different stakeholder groups from senior management to project team members. For each request be able to tailor the content and style of output to meet the needs of the audience.
· Be able to easily grasp communication/training requests from ECM team members, mock up content and present back for feedback. Work with stakeholders to agree timelines for distribution, creating and owning communication project timelines where required.
· Be adept at managing own workloads and delivering high quality training & communications output within aggressive timelines. Be able to re-prioritise workloads to accommodate urgent requests when required.
· Ensure all content meets Bank branding standards and is displayed in a professional and easy to digest format.
· Investigate Bank tools and software to ensure each communication is delivered in a medium appropriate to its end users.
· Support, and where required deliver, training to end users, ensuring that material has been pre-vetted by focus groups to ensure it is accurate and easy to digest.
· Generate forward looking communications calendar for key known events, to ensure that end users receive the right balance of communications.
· Build suite of templates and upskill wider members of the team to utilise them to assist with communications.
· Manage the administration of distribution lists, and Pulse sites where applicable, to ensure messages reach the correct people.
· Leverage best practice to create & maintain a document repository which unlocks the full potential of Confluence, ensuring that end users are quickly able to locate training/documents in minimal clicks.
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
· Head, Enterprise Change Management
· Group Transformation Office Management Team
· Portfolio Heads
· QPR Coordinators
· Second and Third Line Assurance Teams
· Project management community - Clarity end users
Other Responsibilities
· Embed Here for good and Group’s brand and values in Enterprise Change Management; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats)
Our Ideal Candidate
· 5+ years of experience in Change Management / Communications / Training within the financial services industry .
· Be adept at managing own workloads and delivering high quality training & communications output within aggressive timelines. Be able to re-prioritise workloads to accommodate urgent requests when required.
· Be able to easily grasp communication/training requests from ECM team members, mock up content and present back for feedback. Work with stakeholders to agree timelines for distribution, creating and owning communication project timelines where required.
· Confident at managing all aspects of Change Management including, but not limited to, communications and Q&A, training, business readiness activities, stakeholder management, query/defect analysis and resolution.
· Working knowledge of Confluence and clarity is preferred
· Good proficiency in business communication language.
Role Specific Technical Competencies
· Confluence
· Clarity
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
· Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
JOB SUMMARY
· The role holder will be responsible for proactively managing the credit risk (monitoring and analysis) of a complex portfolio of Global Credit Markets (GCM) accounts in close co-ordination with the originating deal team
RESPONSIBILITIES
Strategy
· Ensure forward looking Credit analysis and make recommendations to actively sell down/Credit insure riskier assets in the book.
· Proactive, comprehensive and timely credit analysis through BCA renewals, portfolio monitoring, quarterly performance reporting, waiver and amendment requests and documentation of credit events
· Ability to analyse Risk/Return analysis and optimise profits (own portfolio as well as Directs (as applicable)). Recommendations to be based on forward looking risks (driven by CG downgrades and hence incremental Credit losses, stress tests,etc)
· Ability to support on packaging deals with the distribution / securitisation teams for Funded/Unfunded Risk Participations or synthetic sell downs (eg. CLOs)
· Ability to work closely with Stressed Assets Group and the respective Global credit markets product to ensure that stage 3 ECLs are reasonable and arrived logically with realistic assumptions
· Actively support in managing the GCM loan portfolio returns by minimising ECLs (overall ECL to be within the Budget set for Financing Risk)
· Monitor LGD benefits remains in line with the benefits expected during deal origination
· Support GCM's sustainable initiative including managing manual inputs on CRR5201a
Business
· Proactive, comprehensive and timely credit analysis through BCA renewals, quarterly performance reporting, waiver and amendment requests and documentation of credit events;
· Evaluation and understanding of risks associated with Financing Solutions/Leverage and Acquisition Finance/Project and Export Finance/Structured Finance assets, structural, contractual and external risks;
· Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis;
· Evaluation of security, including parental support;
· Evaluation of project company management and strategy;
Processes
· Monitoring, review and reporting (where required) of covenanted items;
· Quarterly portfolio reporting;
· Portfolio Risk/Return analysis and profit optimisation
· Timely response to portfolio related queries to other areas in the Bank;
· Accurate and timely responses to ad hoc reporting requests;
· Ensure that credit files are complete and maintained to an auditable standard.
· Timeliness and quality of credit analysis;
· Protection of the credit risk profile of the portfolio when making recommendations to credit; and
· Timeliness and accuracy in reporting.
· Active participation in projects which will impact upon the GCM Portfolio
· Compliance with Bank policy and procedures
Governance
· Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
· Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Lead the PAM team to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Financial Crime Compliance; The Right Environment.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
· Credit Risk, GCM Business Partners, Loan Syndications, Audit
Other Responsibilities
· Embed Here for good and Group’s brand and values in PAM team globally;
· Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures
Our Ideal Candidate
· 2 + Years of experience with credit analysis and evaluation and understanding of risks
· Experience in Risk Mitigation & Financial Analysis
· Experience in Financial Modelling
· Written and oral communication skills
Role Specific Technical Competencies
· Ability to undertake credit analysis and evaluation and understanding of risks associated with Global Credit Market deals
· Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis;
· Oral and written communication skills
· Able to analyse excel-based financial models;
· Risk Management and Internal Controls
· Manage Conduct
· Compliance - Governance, Oversight and Control
· Business - Strategy and Model
· Business - Market Knowledge
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
· Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
JOB SUMMARY
· The role holder will be responsible for proactively managing the credit risk (monitoring and analysis) of a complex portfolio of Global Credit Markets (GCM) accounts in close co-ordination with the originating deal team
RESPONSIBILITIES
Strategy
· Ensure forward looking Credit analysis and make recommendations to actively sell down/Credit insure riskier assets in the book.
· Proactive, comprehensive and timely credit analysis through BCA renewals, portfolio monitoring, quarterly performance reporting, waiver and amendment requests and documentation of credit events
· Ability to analyse Risk/Return analysis and optimise profits (own portfolio as well as Directs (as applicable)). Recommendations to be based on forward looking risks (driven by CG downgrades and hence incremental Credit losses, stress tests,etc)
· Ability to support on packaging deals with the distribution / securitisation teams for Funded/Unfunded Risk Participations or synthetic sell downs (eg. CLOs)
· Ability to work closely with Stressed Assets Group and the respective Global credit markets product to ensure that stage 3 ECLs are reasonable and arrived logically with realistic assumptions
· Actively support in managing the GCM loan portfolio returns by minimising ECLs (overall ECL to be within the Budget set for Financing Risk)
· Monitor LGD benefits remains in line with the benefits expected during deal origination
· Support GCM's sustainable initiative including managing manual inputs on CRR5201a
Business
· Proactive, comprehensive and timely credit analysis through BCA renewals, quarterly performance reporting, waiver and amendment requests and documentation of credit events;
· Evaluation and understanding of risks associated with Financing Solutions/Leverage and Acquisition Finance/Project and Export Finance/Structured Finance assets, structural, contractual and external risks;
· Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis;
· Evaluation of security, including parental support;
· Evaluation of project company management and strategy;
Processes
· Monitoring, review and reporting (where required) of covenanted items;
· Quarterly portfolio reporting;
· Portfolio Risk/Return analysis and profit optimisation
· Timely response to portfolio related queries to other areas in the Bank;
· Accurate and timely responses to ad hoc reporting requests;
· Ensure that credit files are complete and maintained to an auditable standard.
· Timeliness and quality of credit analysis;
· Protection of the credit risk profile of the portfolio when making recommendations to credit; and
· Timeliness and accuracy in reporting.
· Active participation in projects which will impact upon the GCM Portfolio
· Compliance with Bank policy and procedures
Governance
· Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
· Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Lead the PAM team to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Financial Crime Compliance; The Right Environment.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
· Credit Risk, GCM Business Partners, Loan Syndications, Audit
Other Responsibilities
· Embed Here for good and Group’s brand and values in PAM team globally;
· Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures
Our Ideal Candidate
· 3 + Years of experience with credit analysis and evaluation and understanding of risks
· Experience in Risk Mitigation & Financial Analysis
· Experience in Financial Modelling
· Written and oral communication skills
Role Specific Technical Competencies
· Ability to undertake credit analysis and evaluation and understanding of risks associated with Global Credit Market deals
· Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis;
· Oral and written communication skills
· Able to analyse excel-based financial models;
· Risk Management and Internal Controls
· Manage Conduct
· Compliance - Governance, Oversight and Control
· Business - Strategy and Model
· Business - Market Knowledge
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
· Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
Role Responsibilities
Job Summary
Assist Regional Head CPM ASA to establish and drive CPM strategy for ASA region.
Responsibilities
· Work as part of the Regional CPM ASA team to establish and drive CPM strategy for ASA region.
· Assist Regional Head of CPM to set and implement the strategy for ASA region in line with Global CPM strategy. Monitor delivery of business performance objectives for ASA Region, ensure adherence to CPM business conduct framework within the region.
· Enabling better and faster decision making by the frontline by providing transparency and global consistency, complementing the current Risk and Finance functions. This includes reinforcing first line ownership of risk
· Providing transparency on the cost and risk of a transaction to the Bank. Reviewing high priority transactions and advise relationship managers where necessary; providing input on frontline KPIs to help the team to ensure that they originate the right kind of business
· Monitoring the portfolio for any potential credit issues and help reduce exposures through secondary distribution and/or hedging - thereby playing a key role in reducing concentration risks and freeing up regulatory capital. Optimising the portfolio while remaining within risk tolerance
· Assist the strategy for CPM as it relates to management of CCIB stressed exposures across ASA region working closely with Stressed Asset Group. Work towards optimisation of RWA and liquidity in the legacy stressed asset portfolio for the ASA region and ensure appropriate data capture/ data management that can feed into and improve CCIB’s data / credit modelling regimes.
Strategy
· Hold the line on key risk and return decisions on GCAF/ RCAF while ensuring compliance with Group Risk Tolerance metrics
· Continue to partner with Compliance to embed the information walls and conflict management process
· Deliver CPM ASA region’s objectives – to be engaged in the developing and delivering of CCIB ASA strategy while ensuring alignment to the wider strategic needs and priorities of SCB.
· Reinforce first line ownership of risk.
Business
· Develop a culture which understands and evaluates the constant trade-off between new business, risk and capital deployment.
· Work closely with the deal teams to facilitate GCAF/ RCAF submissions, commitment tracking and sub optimal tracking.
Processes
· Ensure that there is a framework for effective management of operational risks within the function
· Work with other stakeholders to support the delivery of the CCIB strategy in a safe and well-controlled manner and on an end-to-end basis – incorporating infrastructure requirements and building a business for growth.
· Drive continuous improvement of the operational efficiency and effectiveness of the processes to increase the consistency of global systems and processes. This should enhance the business experience by process simplification and ease of doing business which is not limited to origination, credit and distribution.
People & Talent
· Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from CPM and work in collaboration with risk and control partners.
· Lead and reinforce strategic change and develop organization alignment geared towards the overall strategic direction of the CIB business to enable effective business performance.
· Provide effective leadership to the business, communicate the vision and build commitment and energy to focus on key priorities.
Risk Management
· Ensure there are appropriate frameworks in place so that the CPM business is carried out within the Group’s risk appetite and reputational and credit risks are appropriately managed in conjunction with other stakeholders
· Ensure compliance with the highest standards of regulatory conduct and compliance standards and practices as defined by internal and external requirements. This includes compliance with anti-money laundering regulations and guidelines
· Ensure any audit and compliance issues relating to the CPM business are resolved in a timely manner
· Perform deep dives and deliver strategic action plans to proactively manage the CCIB ASA portfolio to mitigate the potential headwinds, and to also support opportunities that could arise from the circumstances.
· Proactively manage horizon risks, especially on macro country risks that could negatively affect the RWA and RoTE of the CCIB business.
· Monitor the portfolio for any potential credit issues and help reduce exposures through secondary distribution and/or hedging - thereby playing a key role in reducing concentration risks and freeing up regulatory capital. Optimising the portfolio while remaining within risk tolerance
Governance
· Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
· Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and Willingness to work with any local regulators in an open and cooperative manner.
Regulatory & Business Conduct
· Display exemplary conduct and live by the Group’s Values and Code of Conduct.
· Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
· Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
· Relationship Managers, Product partners, Country CCIB Heads, Risk Approvers, FRISK
Other Responsibilities
· Embed Here for good and Group’s brand and values in Singapore / CCIB / Credit Portfolio Management
· Leverage the opportunity provided by Corporate Social Responsibility to enhance the Group’s internal and external reputation and indirectly influence the bottom line
· Promote the Group’s brand with clients, stakeholders and regulators
· Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures
Our Ideal Candidate
· Credit assessment skills; frontline credit analyst, product structuring or second line credit approver experience is preferred
· Business Communication and presentation skills are required
· Graduate qualifications (or conversions): Post-Graduate qualifications such as MBA, CFA, Chartered Accountancy.
· 15+ years of relevant experience in the banking and financial services industry. Experience in credit analysis and risk control functions.
· Ideally such experience should be within a business or Risk reporting role or working very closely with the business
· Experience in asset distribution, credit derivatives and asset securitisation.
· Experience in credit risk management principles and techniques
· Certifications - Credit skills assessment
Role Specific Technical Competencies
· Credit Risk Assessment
· Financial Analysis
· Deal structuring
· Loan Documentation
· Regulatory capital optimization
· Report Writing and Presentation Skills
· Risk mitigation tools
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
· Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
· Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
· Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
· Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
· Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
· Flexible working options based around home and office locations, with flexible working patterns
· Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
· A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
· Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
Official account of Jobstore.
