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Location: Penang, Seberang Perai
(1) Job descriptions
· Market and grow SME Plus loans and process cases via EOS.
· Attend to customer requests and appeals on credit related matters within the SLA, and provide basic advise and services to meet customers’ needs.
· Process credit proposals and ad-hoc requests received from customers (existing and new) within SLA’s standard of service; i.e. to ensure Bank’s risk parameters and guidelines are adhered to, and to aware of common shortcomings highlighted by GCRM and Risk Management to maintain high credit standards.
· Monitor all WLs, SMAs and keep Newly Impaired Loans low; i.e. to keep abreast of market developments and early warning signals, to take preventive action to avoid SMAs from turning Impaired.
· Market and sell the Bank's loan products to new and existing customers. This also includes cross-selling of other Bank's products and services.
· Building closer rapport with existing customers to boost utilization and share of business / wallet
(2) Requirements
· Minimum 3 years’ experience in sales and knowledgeable in SME+ Business is added advantages.
· Strong marketing and business acumen with good interpersonal/relationship skills and able to interact with people at all levels.
· Results-driven, self-motivated and enthusiastic to build a good sales career
· High self-confident, energetic, and capable to work under sales pressure
(3) Salary package
· Up to RM10K, salary is negotiable to obtain a win-win situation.
- Employee benefits are truly top-notch.
Jobify (Jobify.my) is a dedicated system designed to serve Malaysia based clients & job seekers.
Jobify is a marketplace that matches sought after tech talent with the most innovative companies. Jobify combines intelligent job matching with unbiased career counseling to help people to find a job they love.
Through Jobify, job candidates and companies have transparency into salary offers, competing opportunities and job details. This level of insight is unmatched and unprecedented, making the recruiting process quicker and more efficient than ever before.
地點:檳城、威省
(一)職位描述
· 透過 EOS 行銷和發展 SME Plus 貸款並處理案件。
· 處理客戶對 SLA 內信用相關事宜的請求和申訴,並提供基本建議和服務以滿足客戶的需求。
· 在 SLA 的服務標準範圍內處理從客戶(現有的和新的)收到的信貸建議和臨時請求;即確保遵守銀行的風險參數和指導方針,並了解 GCRM 和風險管理所強調的共同缺點,以維持高信用標準。
· 監控所有 WL、SMA 並維持新減損貸款處於較低水準;即隨時了解市場動態和預警訊號,採取預防措施,避免 SMA 受損。
· 向新舊客戶行銷和銷售銀行的貸款產品。這也包括其他銀行產品和服務的交叉銷售。
· 與現有客戶建立更緊密的關係,以提高業務/錢包的利用率和份額
(二)要求
· 至少 3 年銷售經驗以及對中小企業+業務的了解是額外的優勢。
· 較強的行銷與商業頭腦,具有良好的人際關係/關係技巧,能夠與各個層級的人互動。
· 以結果為導向,自我激勵,熱衷於建立良好的銷售生涯
· 自信強,精力充沛,能承受銷售壓力
(三)薪資待遇
· 薪資高達RM10K,薪資可面議,以獲得雙贏。
- 員工福利確實是一流的。
Jobify (Jobify.my) is a dedicated system designed to serve Malaysia based clients & job seekers.
Jobify is a marketplace that matches sought after tech talent with the most innovative companies. Jobify combines intelligent job matching with unbiased career counseling to help people to find a job they love.
Through Jobify, job candidates and companies have transparency into salary offers, competing opportunities and job details. This level of insight is unmatched and unprecedented, making the recruiting process quicker and more efficient than ever before.
This position will oversee the Credit & Collections function of TD Malaysia Operations. You will lead credit management and analysis, the cash collections process, and ensure teams deliver timely reporting in accordance with corporate guidance and timelines.
This position shall report to Regional Credit Director and work closely with Finance leaders and team members in Malaysia.
Responsibilities:
Manage Credit & Collections activities.
Plan for AFC/Forecast (Credit Cost & DSO) and measure department performance with appropriate metrics.
Manage relations with factoring and 3rd party financing companies, credit reporting and collections agencies, credit and other insurance providers, resellers and external vendors, as well as sales, marketing and other (internal) customers.
Maintain the corporate credit policy and recommend changes to senior management.
Create and maintain risk reduction programs such as rating-tools, as well cont. develops on fraud detection processes.
Manage periodic customer credit files and Country portfolio risk reviews!
Perform credit assessment, evaluate, approved, mitigate risk & proposed credit limit for management’s approval.
Manage the collection system, perform periodic customers review & do the necessary to ensure collection.
Work closely with sales & management team to assess customer’s needs for “complicated deals”, mitigate risk & suggest solutions to management.
Resolve escalations & disputes with customers.
Identify and execute other transformation efforts relating to Credit & Collections
Understand Credit Insurance’s requirement & ensure compliance.
Drive & meeting KPIs set by management.
Lead, coach, motivates and develop the Credit & Collections team.
Build the team’s capability and ensure alignment of resources and skills to meet business needs.
Coach mentor and empower staff with the goal of skills development and retention.
Actively manage the team’s development goals.
Alignment with key stakeholders and APJ Finance leadership; escalate risks when necessary.
Master’s / Postgraduate degree with business / finance field of study preferred.
10 years of relevant working experience in CREDIT & COLLECTIONS, ideally in IT multinational environment with 5-8 of experience directly managing colleagues
Good analytical skills including but not limited to experience developing and shaping key business performance indicators. Experience in Planning and forecasting, is an added advantage
Experience with data analytics tools such as Power BI, data mining, and building dashboards that drive decision making.
Able to understand, identify & resolved the Commercial & Credit Risk faced. Balanced between reducing risk & business opportunities
Comfortable to handle big accounts with Credit Limit of > RM10million per accounts & high numbers of accounts
Strong Customer Service orientation. Sensitive to business needs, drives efficiency and best practice.
Proven ability to work independently and effectively in an matrix reporting organization.
Ability to multitask, work under pressure to meet deadlines, and handle long hours during month-end and quarter-end closing periods
Willingness to acquire new skills / product knowledge.
Is committed to delivering and exceeding expectations.
What’s In It For You?
Don’t meet every single requirement? Apply anyway.
At Tec D, a TD SYNNEX Company, we’re proud to be recognized as a great place to work and a leader in the promotion and practice of diversity, equity and inclusion. If you’re excited about working for our company and believe you’re a good fit for this role, we encourage you to apply. You may be exactly the person we’re looking for!
Official account of Jobstore.
Flex is the diversified manufacturing partner of choice that helps market-leading brands design, build and deliver innovative products that improve the world.
We believe in the power of diversity and inclusion and cultivate a workplace culture of belonging that views uniqueness as a competitive edge and builds a community that enables our people to push the limits of innovation to make great products that create value and improve people's lives.
A career at Flex offers the opportunity to make a difference and invest in your growth in a respectful, inclusive, and collaborative environment. If you are excited about a role but don't meet every bullet point, we encourage you to apply and join us to create the extraordinary.
To support our extraordinary teams who build great products and contribute to our growth, we’re looking to add a Finance Manager to be based in Perai, Penang.
Here is a glimpse of what you'll do:
The experience we’re looking to add to our team:
KR40
Required Skills:
Optional Skills:
Flex is an Equal Opportunity Employer and employment selection decisions are based on merit, qualifications, and abilities. We celebrate diversity and do not discriminate based on: age, race, religion, color, sex, national origin, marital status, sexual orientation, gender identity, veteran status, disability, pregnancy status, or any other status protected by law. We're happy to provide reasonable accommodations to those with a disability for assistance in the application process. Please email accessibility@flex.com and we'll discuss your specific situation and next steps (NOTE: this email does not accept or consider resumes or applications. This is only for disability assistance. To be considered for a position at Flex, you must complete the application process first).
Official account of Jobstore.
Flex is the diversified manufacturing partner of choice that helps market-leading brands design, build and deliver innovative products that improve the world.
We believe in the power of diversity and inclusion and cultivate a workplace culture of belonging that views uniqueness as a competitive edge and builds a community that enables our people to push the limits of innovation to make great products that create value and improve people's lives.
A career at Flex offers the opportunity to make a difference and invest in your growth in a respectful, inclusive, and collaborative environment. If you are excited about a role but don't meet every bullet point, we encourage you to apply and join us to create the extraordinary.
To support our extraordinary teams who build great products and contribute to our growth, we’re looking to add a Cost Accounting Manager to be in Bukit Minyak, Penang.
Here is a glimpse of what you'll do:
The experience we’re looking to add to our team:
Here are a few examples of what you’ll get for the great work you provide:
KR40
Required Skills:
Optional Skills:
Flex is an Equal Opportunity Employer and employment selection decisions are based on merit, qualifications, and abilities. We celebrate diversity and do not discriminate based on: age, race, religion, color, sex, national origin, marital status, sexual orientation, gender identity, veteran status, disability, pregnancy status, or any other status protected by law. We're happy to provide reasonable accommodations to those with a disability for assistance in the application process. Please email accessibility@flex.com and we'll discuss your specific situation and next steps (NOTE: this email does not accept or consider resumes or applications. This is only for disability assistance. To be considered for a position at Flex, you must complete the application process first).
Official account of Jobstore.