Company Summary

Company Overviews

Our team’s mission is a bold one – to create technology that can run the world’s banks according to the best designs and software practices of the modern age. In doing so, we will properly and permanently rid the world’s banks of the problems generated by poor technology running on legacy infrastructure.

Our solution to this is Vault Core: a complete core banking platform that is capable of being configured easily to suit the needs of any bank. We have built Vault Core from the ground up as a cloud-native, microservices and API-based platform. Thought Machine has a deep culture of engineering excellence, and our approach has engendered a seismic shift in the banking industry.

Thought Machine is looking for highly talented individuals to help grow the company and achieve our ambitious goal. We pride ourselves on having an excellent internal culture, where we strive hard to create the best possible working environment; a healthy mix of great technical work, fast pace, a supportive atmosphere, and of course our irreverent sense of fun.

Rating Reviews

Rating is calculated based on 22 reviews and is evolving.

Featured Reviews

Senior Software Engineer (Infrastructure)
4.3
5 July 2026
Excellent compensation for complex FinTech infrastructure work
Pros: As a Senior Software Engineer focusing on infrastructure at Thought Machine in London, I've found the compensation package, especially the salary and benefits, to be highly competitive within the FinTech industry. They really do invest in attracting and retaining top engineering talent, which is a major plus. Beyond just the pay, working with cutting-edge cloud infrastructure and building robust core banking platforms offers immense learning opportunities. The technical challenges are
Cons: While the pace is exhilarating, it can sometimes lead to an intense workload, especially during critical project phases. Communication could be a bit more streamlined between larger teams as the company continues to scale. Sometimes, the rapid growth means process documentation for certain infrastructure components isn't always as exhaustive as it could be, requiring a bit more detective work.
Advice to Management: Continue to invest in clear internal communication strategies and process documentation as the company scales. Prioritizing structured career pathways for senior technical roles will also greatly benefit talent retention and development.
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Senior Back End Engineer
4.1
2 June 2026
Excellent Platform for Engineering Career Growth
Pros: As a Senior Back End Engineer at Thought Machine, I've had incredible opportunities to work on complex cloud-native systems. The engineering teams are incredibly talented, fostering a strong culture of learning and technical excellence. I've gained valuable experience with cutting-edge FinTech technologies and practices. The company genuinely invests in career growth, offering pathways for technical leadership and skill development. It's a vibrant London-based tech hub.
Cons: Given the rapid growth in the FinTech space, sometimes the processes can feel a bit fluid, especially for a Senior Back End Engineer. Project priorities occasionally shift quickly, which can impact planning and workload during peak times. While communication is generally good, enhancing cross-team visibility on certain initiatives could help streamline things further across our London offices.
Advice to Management: Continue to refine and standardize development processes as the company scales. Investing more in dedicated technical mentors or specific leadership training paths for senior engineers could further enhance career progression. Clearer long-term project roadmaps would also be beneficial for engineering teams.
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Software Engineer
4.0
1 September 2026
Solid Fintech Engineering Role with Room for Growth
Pros: Working at Thought Machine in their London office has been a really positive experience. The company culture is collaborative, and the focus on modern tech stacks and robust engineering practices is excellent. As a Software Engineer, I've had exposure to complex distributed systems and cloud-native development, which is great for career growth. The team is smart, and there's a genuine sense of shared mission in the fintech space.
Cons: While the work is engaging, the compensation and benefits package, particularly for junior and mid-level roles, could be more aligned with other top tech firms in London. Work-life balance can sometimes be challenging during critical release cycles, although flexibility is generally respected. Some processes could be streamlined, but this is common in a growing SaaS business.
Advice to Management: Consider reviewing compensation bands and benefits to stay competitive with the London tech market. Investing more in employee perks could boost morale and retention.
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