Asst. Manager/Manager - Credit Planning
1 day ago
Job Description:Conduct in-depth analysis of credit portfolios to assess performance, identify trends, and evaluate risk exposure. Utilize data insights to make informed decisions and recommend adjustments to credit strategie...
Job Description:
- Conduct in-depth analysis of credit portfolios to assess performance, identify trends, and evaluate risk exposure.
- Utilize data insights to make informed decisions and recommend adjustments to credit strategies as needed.
- Oversee the development, maintenance, and enforcement of credit policies and procedures. Ensure compliance with regulatory requirements and industry best practices.
- Collaborate with cross-functional teams to drive credit planning initiatives and ensure alignment with organizational goals.
- Provide analytical support and insights to credit decision-making processes, including underwriting, pricing, and portfolio management.
- Utilize quantitative models and tools to assess creditworthiness and recommend appropriate actions.
Job Requirement:
- Bachelor’s degree in finance, Economics, Business Administration, or related field. Master's degree preferred.
- Minimum 5 years experience with credit policy development and analytics from banking / financial institutions, preferably with experience in maintaining Decision Engines is an added advantage.
- Strong in business and credit risk analytical skills.
- Ability to manage multiple priorities and dealing effectively with demanding business partners
- Good written and verbal communication skills
. - Good and balanced business acumen.
- Applicants should be Malaysian citizens or hold relevant residence status.
- Proficiency in data analysis and business management software.
- Excellent Leadership characteristic and interpersonal skills
- Exceptional analytical and problem-solving abilities.
- Ability to collaborate with a variety of stakeholders.
- Successful candidate will be base at Subang Jaya office. Please take note that we are expecting to relocate our office location to Cheras Maluri area tentatively by early next year 2025.
Perks & Benefits
- Nearby public transport
- Central location
- Casual dress code
- Medical insurance
- Personal leave
Overview
AEON Credit Service is a leading consumer financing provider with business operations in Japan, Malaysia, Hong Kong, Thailand, Taiwan and China. The Company has established a strong presence in Malaysia since 1996 to provide easy payment schemes for purchase of consumer goods and a personal financing scheme based on Syariah principles.
Our business philosophy is based on "Customer Satisfaction" and we strive to make a positive contribution to our customer's lifestyles. AEON Credit has more than 10 branches in East and West Malaysia. In line with our rapid business expansion, we are extending our service network to new locations to better serve our customers.
Why Join AEON Credit?
At AEON Credit, we believe in "Customers First". To commit to this, we focus on enhancing our customer's convenience and continually provide them with value-added financial services to help them meet their lifestyle needs.
AEON Credit is an exciting and dynamic place to work. As a fast-growing consumer financing company, we are always looking to recruit exceptional individuals who strive for excellence. We seek visionary individuals that take initiative and are innovative, results-oriented and independent.
Join us in our mission to benefit our customers by providing them with the very best set of consumer financial services to better serve our customers' needs and to continue our contribution to the community.
