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Overview:
As a Loan Manager, you will be responsible for overseeing the loan process from application to closing. You will ensure that all loan applications are processed efficiently and accurately, while adhering to company policies and regulatory requirements.

Responsibilities:
1. Loan Processing: Manage the loan application process, including reviewing applications, verifying documentation, and ensuring compliance with lending policies and regulations.
2. Customer Service: Provide excellent customer service to borrowers by addressing inquiries, resolving issues, and guiding them through the loan process.
3. Risk Assessment: Assess the creditworthiness of loan applicants by analyzing financial information, credit reports, and other relevant factors.
4. Collaboration: Work closely with underwriters, loan officers, and other team members to facilitate timely loan approvals and closings.
5. Documentation: Maintain accurate records of loan transactions and documentation, ensuring completeness and compliance with internal and external requirements.
6. Training and Development: Stay updated on industry trends, regulations, and best practices, and provide training to staff as needed.
7. Performance Monitoring: Monitor key performance indicators (KPIs) related to loan processing efficiency, quality, and customer satisfaction, and implement improvements as necessary.
8. Reporting: Prepare regular reports on loan activity, pipeline status, and performance metrics for management review.
9. Compliance: Ensure adherence to all relevant laws, regulations, and company policies governing lending activities.

Qualifications:
1.   Bachelor's degree in finance, business administration, or related field (preferred).
2.   Previous experience in loan processing, underwriting, or related roles.
3.   Strong understanding of lending practices, regulations, and compliance requirements.
4.   Excellent communication and interpersonal skills.
5.   Detail-oriented with strong analytical and problem-solving abilities.
6.   Proficiency in relevant software applications (e.g., loan origination systems, Microsoft Office suite).
7. Able to speak and write Chinese.

*Additional Requirements (if applicable):
1.   Certification in mortgage lending or related field (e.g., Certified Mortgage Banker, Certified Loan Officer).
2.   Familiarity with specific loan products or markets (e.g., residential mortgages, commercial loans).

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Seamaster Paint (Malaysia) Sdn. Bhd.

Account Manager

Full-time

Johor Bahru, Johor

Accounting / Auditing

3 days ago

Job Description :-

Chart of Accounts.
~ Set up the chart of account and structure the necessary reports.
Fixed Asset.
~Ensure the assets capitalization and depreciation method are in line with company policy.
~Ensure all the disposals are associated with proper authorization.
~Propose to Management to write off spoilt assets.
Bank Balance.
~Verity the monthly Bank Reconciliation to ensure all the receipts and payments are correctly entered.
Petty Cash / Cash Sales
~Ensure all the transaction are authorized.
~Sport check on physical cash against ledger balance.
Journals.
~Verify payment voucher (transport/utility bills and JB petty cash claims) against supporting document before submit to General Manager.
Receipts Voucher.
~Ensure all receipts are through cheques, except Cash Sales.
~Verify Receipts Voucher against photocopy cheques and bank in-slip.
Credit Note Requisition Form
~Verify the Credit Note Requisition Form
Supervise Account Staff
~Trouble shooting all the accounting problems
~Coordinating with accounting software supplier
Analyses Account Record
~Highlight to Management on abnormal transactions / trends
~Coordinating with accounting software supplier
Debtors.
~Tighten credit limit, as well as credit terms.
~Monitoring Sales Personnel on long overdue accounts.
~Issue letters to debtor on long overdue account when necessary.
~Lilies with Sales Personnel on debtor accounts and rectify the discrepancy (if any).
~Ensure all debtors chopped, signed and return to us our circular confirming that they are aware that we do not.
~Recognize physical cash and third party cheque for payment to the account.
~Ensure form our debtor and third party cheques (if unavoidable) are supported by authorization letter from our debtor and third party concerned which must be in their letter head ( for limited liability companies), endorsed and signed by authorized personal.
~Ensure limit granted more than RM 20,000
Creditors.
~Assist Purchaser to negotiate our credit limit when necessary.
To assist the Executive Director, General Manager and check the debtor accounts together in the Sales & Marketing Department. To take full responsibility on the debtor aging control over Sales and Marketing Dept.
Budgetary Control.
~Monitoring the Variance Report.
~Highlight the current position against reality of budget.
Verify monthly payroll entries.
Assist General Manager on legal matter.
Liaise with External Auditor on accounting policies, annual audit, stock take , etc.
Liaise with Tax Agent on tax saving, tax planning, etc
Degree or Professional accounting on qualification
Minimum 3 years of working knowledge and experience in the Manufacturing Industry
Good interpersonal and communication skills.