NETS

Pros: They do offer a hybrid model, which is nice if you don't want to be in the Singapore office five days a week. As a Product Manager, I've found some autonomy to manage my own schedule for focused work. It's a solid option for those needing some WFH time each week.
Cons: But the hybrid model isn't super flexible. You still have set days required in office, which limits true work flexibility. Work-life balance can get tough; sometimes you're just expected to be available even during WFH days. Can't just fully remote for most roles, even though the tech for payment processing allows it.
Advice to Management: Really look at what 'flexibility' means and empower teams to decide what works best for their role. A more adaptable WFH policy could boost morale and productivity across the organization.

Pros: You'll learn a lot about the payments industry here. The job security is strong, and compensation for a Software Engineer in the Singapore office is quite competitive. We also have a decent hybrid model which helps with flexibility.
Cons: The company culture is really hierarchical and slow-moving. It's tough to get new ideas approved, and there's a lot of red tape, especially for modern fintech initiatives. Cross-team collaboration could be way better.
Advice to Management: Really listen to feedback from the tech teams. Embrace modern practices and cut down on bureaucracy to improve morale and foster innovation in the payments sector. A more open culture would help a lot with retention.

Pros: The team here in the Singapore office is generally supportive, which helps when things get hectic. We do get some flexibility with a hybrid work setup, so I'm not stuck in the office five days a week. It's a stable company in the fintech industry.
Cons: Work-life balance here isn't always great, especially with project deadlines for payment processing updates. Expect to put in longer hours during crunch times, which can really eat into personal time. The pressure for quick turnarounds is pretty constant.
Advice to Management: Management should look at staffing levels to reduce individual workload, especially for critical payment systems projects. Better project planning could also help avoid constant crunch periods.