Total 46 Director/C-Level credit controller job vacancies in The United States of America

1. Credit Director (was to be Investment manager)

About MARS Growth Capital

MARS Growth Capital is a joint venture established in 2021 between Mitsubishi UFJ Financial Group (MUFG) and Liquidity Group.

MARS Growth Capital is the largest Venture Debt Fund in Southeast Asia, providing Non Dilutive growth capital to fast-growing startup companies.

The fund has a clear mission – to deliver the best solution for tech companies’ toughest financial challenges.

About the Role

We are looking for Credit Directors who are ready to build the next generation of machine-learning-powered growth funding in Singapore. You're competitive and excited to have artificial intelligence on your side, seeing and structuring dozens of venture debt deals a month, like you never have before. You love taking a deal from the initial analysis through to the funding process including negotiating directly with the company, drawing up investment memos, and presenting them at the investment committee. Your competitive advantage will be speed - working with flexible financing solutions that close large-ticket deals quickly. Once your companies are funded, you'll continue to monitor your portfolio as we continue deploying more than $1 billion/year across global markets.

Today, while many companies are struggling to raise capital, you’ll be allowing tech companies to fulfill their growth potential.

You will:

● Collect and analyze tech companies’ financial and operational data

● Perform due diligence procedures using an in-house AI-based underwriting platform allowing for fast-paced analysis

● Developed strong relationships with high value clients

● Structure deals and negotiate for potential transactions

● Craft investment reports and present to investment committees

● Monitor portfolio companies on an ongoing basis

Do you have:

● Proven experience in financial due diligence (required) and executing a range of complex debt transactions in the tech ecosystem

● A solid experience of 5 years in credit firms, venture debt funds (preferred)

● Profound analytical skills focused on financial reports and large data sets and financial modelling

● CPA or CFA certification

● B.A in Accounting (preferable), Economics, Finance, or MBA

● High proficiency in Microsoft Excel and PowerPoint

You are:

● Driven, ambitious, and able to perform in a fast-paced, results-driven environment

● Enthusiastic and passionate with immaculate communication and interpersonal skills

● A confident team player, with the ability to work independently

● Interested in and have an understanding of the growth-stage tech landscape

• Leading international bank – Covering project / structured finance transactions
• Permanent headcount based in Singapore
• Sector agnostic, APAC regional coverage

Responsibilities:

• Support the front office origination team in non-recourse debt financing transactions across various industries eg. renewable energy, power, oil and gas, infrastructure, utilities etc
• Execution, credit and portfolio management of structured finance transactions
• Undertake risk responsibility/risk management/portfolio management of loan portfolios booked
• Support structuring of complex financing transactions as part of the deal management process including reviewing terms and conditions, analysis, content of credit application and proposed risk mitigants while recognising and respecting the difference in responsibilities between first and second lines of defence
• Recommend decisions and provide valuable input for business segment on credit exposures in line with assigned credit authorities, portfolio strategies, financing principles
• Review loan documentation and terms sheet to ensure credit approved terms are as per documented
• Manage assigned loan portfolios through regular monitoring/risk evaluation, ensuring targets for timely completion of reviews are met
• Communicate with external customers, banks, advisors, internal colleagues etc

Profile of Ideal Candidate:

• Bachelor’s degree in any discipline
• At least 6-8 (VP) | 10-15 (Director) years of relevant experience in a banking, credit, portfolio management, Structured or Project finance middle office function. Open to PF / SF originators who want to move to a middle office function too.
• Possess strong credit skills with structured finance experience. Expsosure to leveraged finance, Aviation/ Shipping/ RE financing, fund financing and/or securitisation would be an advantage.
• Hybrid mid/front office role – Good communication, interpersonal skills necessary to be able to liaise with clients when needed
• Team player, family culture
• Strong work ethics and excellent learning / work attitude, independent and can perform without much supervision
• Able to work independently, be proactive, able to prioritize and operate under tight deadlines
• Knowledge and passion for project financing and development of large-scale renewable energy, social, digital and/or sustainable transportation infrastructure projects
• Good understanding of debt financing structures and knowledge of key financing and project document terms

If you are keen to have a preliminary chat, please send me your CV directly to cherrie@ethosbc.com quoting reference number CL/BH-162197/FB
Data collected is strictly used for recruitment purposes only and will be treated with strictest confidence. Your profile will also only be sent out after seeking your consent.

EA Personnel No. R1548449
BeathChapman Pte Ltd
EA Licence: 16S8112

Key Responsibilities

• Lead and manage the global finance organization, including financial planning & analysis (FP&A), accounting, tax, treasury, and risk management
• Develop and implement the company's financial strategy, including debt management.
• Manage annual operating strategy including budgeting, forecasting, and capital allocation.
• Oversee the preparation of accurate and timely financial statements in accordance with International Financial Reporting Standards (IFRS).
• Manage relationships with external auditors, Lenders, and international financial institutions
• Analyze trends, ratios and other data derived from the balance sheet to assess the company’s financial health
• Develop and implement balance sheet management strategies: this could involve working capital management and asset management strategies.
• Partner with the CEO, COO and other members of the executive team to develop and implement the company’s overall strategic plan, balancing global opportunities and risks
• Build and maintain strong relationships with key stakeholders, including investors, analysts and lenders.
• Lead the communication of the company’s financial story to investors and analysts, emphasizing the value proposition for shareholders.
• Identify and mitigate financial risks associated with going public and operating as a public company.
• Foster a culture of strong financial discipline and performance accountability within the organization.

Qualifications

• Bachelor's degree in Accounting, Finance, or a related field (MBA preferred).
• CPA or similar professional accounting designation (required).
• Minimum of 10 years of experience in a senior financial leadership role, preferably in food and beverage company.
• Proven track record in financial reporting, budgeting, forecasting, and risk management.
• Strong understanding of International Financial Reporting Standards (IFRS) if applicable.
• Excellent analytical and problem-solving skills.
• Strong communication, interpersonal, and leadership skills.
• Experience working in a global environment with a multicultural team.

Well-established IT & Telcom Organization with investment interest across Asia seeks dynamic and driven individual to join the team as Chief Financial Controller!

Job Description

Responsible for overseeing all financial aspects of the organization, ensuring financial stability, and contributing to the overall strategic direction of the company.

Key Responsibilities:

• Develop and implement financial strategies, policies, and plans aligned with the organization's goals.
• Provide financial insights and recommendations to the executive team for decision-making.
• Lead the budgeting and forecasting processes.
• Oversee the preparation and analysis of financial reports, ensuring accuracy and compliance with local regulations.
• Present financial reports to the board of directors, executive team, and other stakeholders.
• Identify and manage financial risks, proposing strategies to mitigate potential threats.
• Implement effective internal controls and compliance measures.
• Manage cash flow, liquidity, and investments to optimize the organization's financial position.
• Monitor banking relationships and negotiate financing agreements.
• Ensure compliance with all local and international financial regulations and tax laws.
• Work closely with external auditors and regulatory bodies as needed.
• Assess the financial feasibility of mergers, acquisitions, and other strategic initiatives.
• Lead financial due diligence processes.
• Build and lead a high-performing finance team.
• Provide mentorship and guidance to team members.
• Collaborate with internal and external stakeholders, including investors, to communicate financial performance and strategy.

Qualifications:

• Minimum of a Bachelor's degree in Finance, Accounting, or related field; a Master's degree or professional qualification (e.g., CA, CPA, CFA) is preferred.
• Proven experience as a CFO or in a senior finance role, preferably in Telcom industry.
• Strong knowledge of financial regulations, accounting principles, and financial management.
• Experience in managing complex financial situations, including mergers and acquisitions.
• Able to commit to high traveling frequency.

Interested applicant, kindly submit full-detailed resume to admin@clarist.com.sg

We thank all applicants for writing in. Only shortlisted candidates will be notified

For candidate who applied for the advertised position is deemed to have consented to us that we may collect, use or disclose your personal information for purpose in connection with the services provided by us.

Job Responsibilities:

• To monitor and handle all credit-related matters for portfolio of accounts assigned including annual reviews, other adhoc reviews, waiver/amendment requests and on-going portfolio monitoring including financial accounts, covenants, collaterals etc.
• To be fully conversant with the Bank's credit procedures to ensure obligor gradings are accurate and appropriate
• Undertake portfolio sensitivity analysis from time to time
• Distill complex issues, analyse cashflows and financial models and translate to meaningful, indepth credit analysis and recommendations
• Review loan documentation and terms sheet to ensure credit approved terms are as per documented
• Interface with front office/marketing teams, credit department and internal/external auditors
• Support the ongoing KYC periodic reviews for portfolio of accounts

Job Requirements:

• Tertiary qualifications in a finance-related field
• Min. of 10 years' credit risk experience with Structured Finance, Corporate Banking or Credit Risk environment within a Bank or Financial Institution
• Strong understanding and ability to interpret financial statements
• Good working knowlege of loan and security documentation
• Advance skills in Excel and financial modelling
• Excellent time management and organisational skills, with a strong ability to manage multiple tasks at the same time
• Team player and flexibility in work hours
• Self motivated

• Well-backed Family Office - gearing up for expansion into Singapore
• Excellent runway for professional growth

I'm currently partnering with a Family Office who is looking for a Financial Controller to join their team in Singapore. As the Financial Controller, you will play a crucial role in establishing and overseeing the financial management of the family office operations. You will be responsible for developing financial strategies, implementing internal controls, and ensuring compliance with regulatory requirements. As you will be the first Finance hire for the team, you will manage day to day financial operations, budgeting, forecasting, cash flow management, financial reporting and provide strategic financial advice and guidance to senior management and stakeholders.

Qualifications:

• Bachelor's degree in Finance, Accounting, or related field; CPA or CFA certification preferred.
• Proven experience of at least 10 years in financial management, preferably in a family office or similar setting.

If you believe you fit the requirements for the role, please click "Apply" or send in your resume to sindhu.udayakumar@ambition.com.sg

Short listed candidates will be notified.
Data provided is for recruitment purposes only.

Business Registration Number: 200611680D.
Licence Number: 10C5117 EA Registration Number: R1981753

Chief Information Security Officer for ISS Singapore

Reporting functionally to the Global CISO - Head of ISS in CACIB Paris, and hierarchically to the Head of ISAP, he/she is:

- CISO of Singapore Branch

- Head of APAC/ME ISS filière, that coordinates Information Security on the APAC/ME region.

He/She is in charge of assessing the Information System Security risks, and piloting necessary actions to remediate or reduce the risk, relying of local staff when it comes to ensuring local regulations are taken into account.

He /She plays a role in alerting and counseling and contributes, along with other actors, to ensure the global security of the IS in coordination with Head Office.

The Singapore CISO:

- Manages hierarchically the Singapore ITSO (IT security Officers), ISAP CLSi (part time), and “ISS Singapore filière” staff

- Manages functionally the ITSOs in APAC/ME countries

- Manages functionally the CISOs in APAC/ME countries when the function exists

- Manages functionally and coordinates the CLSi (Local Information Security Coordinator) in APAC/ME. Note that the global CLSi network is overseen by the CISO Deputy in ISS Paris, to ensure a global coordination and communication is done for all regional areas, and to set the common yearly roadmap.

His/Her main missions are:

- Contribute to the definition of the ISS strategy for the company and foster the implementation of this strategy on his perimeter

- Evaluate and manage risks to ensure the company is protected at an adequate level, and alert if need be

- Enforce IT security standards

- Contribute to the management of security incidents and vulnerabilities

- Monitor action plans

- Monitor employee and IT developers’ awareness program about information system security issues

- Coordinate the watch for his perimeter

- Review permanent controls level 2.1 for his domain of responsibility, and follow the reporting of these results to the Risk departments and ISS France

The ISS ASIA/ME filière:

- Participates to the ISS governance set by ISS France and CA group and organizes the governance the regional perimeter to take into account possible local regulations, and discuss their impact with ISS France

- Coordinates at a regional scale with other country CISO, ITSO and CLSi

- Builds and follow up security indicators for the region, aggregates all security cost for the ISS, and ensures a reporting is in place for executive management and ISS France

- Aggregates permanent controls level 2.1 for the region to have a consolidated view to share with ISS France

Responsibilities

• Responsible for the supervision and resource planning of the Credit Review Group(CRG).
• Provide guidance and further enhance the overall capability of CRG.
• Management reporting on CRG’s activities in a timely manner.
• Support Co-Heads of IADAP on the reporting of CRG’s activities to internal and external stakeholders.
• Collaborate with the planning group and other relevant groups to enhance the efficiency and quality of the internal processes.
• Support various requests from IAD Tokyo.
• Make audit plans annually for the credit reviews in accordance to the risk assessment in APAC region.
• Cascade the credit review plans to CRG members and ensure deliverables are completed according to planned timeline.
• Supervise CRG members to follow-up on open issues identified and conduct validation review on remediation actions taken by auditee in accordance with CRG recommendations and address BUs’ concerns accordingly.
• Travel within APAC region is required.

Requirements

• Bachelor’s degree in Finance/Accountancy/Banking, Business Studies/Administration/Management or equivalent.
• 10-15 years’ experience in the areas of credit risk analysis, credit approval and/or credit review function. Audit experience in a leadership capacity would be an added advantage.
• Excellent and extensive knowledge in credit risk analysis, financial analysis/projections and credit rating models across Large Corporates, Structured Real Estate finance, Project Finance, Securitization, LBO and/or Banks/Non-Banks Financial Institutions.
• General knowledge in Retail and Islamic Finance would be an added advantage.
• Strong ability and confidence to lead the group members effectively with demonstrated problem-solving skills.
• Strong interpersonal and stakeholder management skills.
• Good writing and communication skills. Proficiency in both English and Japanese is highly preferred to present and communicate with senior stakeholders at Japan Head Office.
• Experience in Microsoft Excel, Word, Access, and Powerpoint. Added advantage for knowledge/experience in programming applications e.g. Power BI, Python.

Summary of the position:

This role is a key member of the HR team and reports directly to the Head of HR. The candidate should have proven end-to-end HR experience, ideally in Financial Services industry.

Main responsibilities:

• Work in partnership with stakeholder to deliver professional HR advisories, provide seamless HR support to its business as required and drive the implementation of HR practices and initiatives.
• Be a strategic advisor to the business on talent development matters including the identifying and grooming of hi-potential talent, talent succession, performance management and coaching managers through performance management conversations.
• Identify gaps in the existing processes proactively and drive continuous improvements to HR processes.
• Consult and advise management in the business planning process and provide input on organizational capability and the HR implications of business objectives so as to ensure HR strategies are aligned with business goals.
• HR operational responsibilities including developing HR policies in line with local regulations, enforcing procedures, managing processes and systems as well as ensuring compliance on day-to-day handling of HR matters.
• Manage the entire employee lifecycle including on/off-boarding briefing, compensation and benefits, employee relations, exit management, etc.
• Manage employee relations and provide solutions to enhance staff engagement and company culture
• Responsible for any other duties as assigned.

Legal and Regulatory Responsibilities:

• Comply with all applicable legal, regulatory and internal Compliance requirements, including, but not limited to, the Singapore Compliance manual and Compliance policies and procedures as issued from time to time; Financial Security requirements, including, but not limited to, the prevention of Financial Crime and Fraud including reporting obligations to the Money Laundering Reporting Officer.
• Maintain appropriate knowledge to ensure to be fully qualified to undertake the role. Complete all mandatory training as required to attain and maintain competence

Knowledge & Experience:

• Bachelor’s degree in Business Administration, Human Resources or related discipline.
• At least 12 years of HR Generalist/ Business Partnering of HR Advisory experience.
• Ability to work in a fast paced environment, multi-task and deliver within tight deadlines
• Strong knowledge of local employment law and compliance requirements.
• Possess good interpersonal skills, confidence and maturity to interact effectively with stakeholders and all levels of staff
• Expertise in HR operations, policy development, HR communication
• Willing to collaborate, go the extra mile and demonstrate high level of integrity with ability to handle highly confidential information appropriately.
• Highly motivated and resourceful
• Prior experience in supporting the Financial Services firm would be highly advantageous
• Proficient in Microsoft Office Applications e.g. excel, powerpoint, etc.

Financial Controller Role

Reporting to the CEO & managing Financial Departments

1. Financial Strategy and Planning

- Develop and implement financial policies, procedures, and controls that align with company vision, mission, and values

- Assess current accounting operations, offer recommendations for improvement, and implement new processes.

2. Financial Reporting and Analysis

- Prepare and present accurate and timely financial statements, reports, and forecasts to the management, board, and investors

- Analyze financial data and performance indicators, and provide insights and recommendations to support decision making and strategic planning.

3. Financial & Risk Management

- Manage cash flow, working capital, and capital expenditure, and ensure optimal allocation of resources.

- Negotiate and manage contracts and agreements with suppliers, customers, and other parties.

- Monitor and evaluate the financial performance and risks of company existing markets and services.

Compliance and Governance Role

- Work closely with fund administrators to review documents for investors onboarding

- To provide advice and guidance on compliance policies and procedures relevant to the applicable rules and regulations of the company

- Review and maintain regulatory compliance and risk management policies and practices.

- Ensure timely and accurate filings of regulatory returns, responses to queries from regulators and authorities.

- Work with internal and external stakeholders on regulatory requirements.

- Oversee annual compliance declaration, including MAS reporting, FATCA, CRS

- Other ad-hoc compliance-related duties.

Account Executive/ Accounting Associate Role

- Book-keeping, Bank Account Opening, Daily account transaction update, AP & AR Update

- Timely update of customer accounts.

- Monitor and follow up with customers on overdue accounts and arrange for debt collection

- Keep track of expenses reporting and GST application & submission of GST returns

- Liaise with external auditors, corporate secretaries, bankers as and when necessary.

Make banking a Fifth Third better®

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

JOB DETAILS:           Lead the credit risk line of business decision to evaluate and report risk and profitability, loss forecasts, loan origination strategies, and pricing strategies. Work with mathematical and statistical modeling techniques in various programs, SQL programming, SAS and SPSS software packages and VBA for Access. Coordinate with quantitative analysts to develop risk-based pricing models and loan models involving logistic regression and other statistical techniques.

REQUIREMENTS:     Bachelor’s degree in Data Science, Computer Science, Electrical Engineering or related field. Mastered preferred. 7-years of mathematical and statistical modeling technique in various programs with at least 3 years of SQL programming, SAS and SPSS software packages and VBA for Access.

Director, Credit Risk

LOCATION -- Chicago, Illinois 60611

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Opportunity to join a leading financial services organisation in a senior credit risk role within project finance. This leading financial services organisation is currently recruiting a Director or Associate Director their Sydney team. The role will be responsible for structuring and analysing corporate / institutional project finance deals as well as leading and developing a team. The successful candidate must have experience analysing and structuring complex, large scale loans and presenting to credit committees.

Responsibilities

Manage exposures for a portfolio of institutional and corporate clients in a proactive manner;
Provide risk assessment perspectives on new transactions as well as existing clients and industries.
Keep track of market and industry trends, as well as their implications for clients.
Assist with monitoring of projects and identifying risks
Interact with key stakeholders, such as clients and origination team.
Assist the team with ad hoc initiatives and workstreams that arise on a regular basis.

Requirements

10 years + experience in corporate / institutional Credit, ideally within Project Finance
Proven ability to build, develop and maintain client relationships
Strong understanding of project / structured finance
Excellent communication skills, and stakeholder relationship skills
Strong financial acumen and understanding of financial statements for credit assessment
Tertiary qualifications in a related field (finance, accounting, commerce, banking or similar)

A competitive salary package will be negotiated for the successful candidate. Aboriginal and Torres Strait Islander Peoples are encouraged to apply. To apply please click apply or call John Meehan on 02 8289 3138 for a confidential discussion.

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

As a Senior Director, Commercial Credit, you will manage a major segment of risk rated credits from Commercial Banking in Western Canada. By exercising good credit judgment and providing leadership to a group of risk managers, you will ensure that effective credit policies and strategies are in place and are adhered to in order to sustain portfolio quality and support effective portfolio growth. You will invest in relationships with visits to locations and some travel will be required to meet partners and clients or to work with the wider team.   

At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.

How You’ll Succeed

• Risk Management Leadership – You will manage and develop a team of Credit Risk professionals, sharing knowledge, growing skill, supporting productivity as well as employee engagement objectives. You will represent or lead as required in projects/initiatives that have  both Regional and National scope. You will interface with Leadership in our Business Partners, aligning objectives, activities and resources, and support the growth of credit capability and relationship trust with Commercial Bankers.

• Transactional Adjudication Expertise – You will ensure sound credit judgment is applied to credit requests, shaping credit solutions to align with our Risk Appetite. You will support evolution of and effective execution of approved risk rating methodologies, develop and maintain industry expertise within your team for the assigned industry sectors covered, and ensure credit applications and credit policies and processes are effectively managed, documented and adhered to.

• Portfolio Management – Measure, monitor and control credit risks, actively engaging your team to identify and assess challenges in accounts, industries, and shape action plans to effectively minimize capital and resource costs and loan losses. You will manage and review reporting processes to ensure that credit irregularities are identified and resolved on a timely basis and ensure performance of portfolio for trends; non-performing and problem accounts; assessing revenue and loss experience ratios; identification of under-performing units. Overall, you will assess effectiveness of current credit policies and procedures, develop action plans outlining corrective actions to be taken to resolve credit problems; and monitor such corrective plans for resolution and effectiveness.

Who You Are

• You can demonstrate experience. Extensive experience and knowledge of commercial business and credit practices in order to assess different customer requirements, and effectively sort and prioritize relevant risk factors.

• You have a degree/diploma. In Business/Finance/Accounting, MBA or equivalent. Proficiency in Fundamental Financial Skills for Commercial Lending.

• You’re goal oriented. You’re motivated by accomplishing your goals and delivering your best to make a difference.

• You give meaning to data. You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way.

• You're passionate about people. You find meaning in relationships and surround yourself with a diverse network of partners. You connect with others through respect and authenticity.

• Your influence makes a difference. You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise.

• You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.

• You are a caring and accountable leader. You have experience developing and implementing strategic team goals. You have experience coaching employees and inspiring successful team performance.

• Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

Job Location

Vancouver-400 Burrard St, 6th

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytical Thinking, Business Credit, Business Development, Credit Policies, Credit Risk Management, Financial Analysis, Group Problem Solving, Long Term Planning, People Management, Portfolio Management

End Date

Monday 25 March 2024

Salary Range

£77,301 - £85,890

We support agile working – click here for more information on agile working options.

Agile Working Options

Hybrid Working

Job Description Summary

As below

Job Description

JOB TITLE: Associate Director - Credit Analytics (Business and SME Banking)

SALARY: £78,849 - £87,610

LOCATIONS: Edinburgh or Bristol 

HOURS: Full time

WORKING PATTERN: Hybrid, 40% (or two days) in an office site.

Here at Lloyds Banking Group we’re building the bank of the future, and we want your help to ensure we do that. With over 26 million customers, we’re the UK’s largest Retail and Digital Bank, and with 100,000 colleagues, the scale of services, customers, and colleagues you can help protect is EPIC.

We encourage our employees to challenge the status quo and to come up with new and innovative ideas. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Sounds an exciting prospect, right?

You’ll form part of our Portfolio Analytics & Insights team with a primary focus on enhancing value creation for Business and Commercial Banking (BCB) through active credit risk and Return on Tangible Equity (RoTE) management, whilst also supporting its digitisation and innovation agenda. Key analytical services related to pricing, capital / return on equity management, and customer insights incl. sustainability are also delivered to CIB.

This role provides the opportunity to work flexibly, develop personally and professionally, and work collaboratively with a team with multifaceted strengths to build our business.

The day to day:

You will play a key role in supporting the team in the development and leverage of our data and analytical capabilities to drive and generate value for BCB. Our team focuses on:

• Drive value for BcB through identifying opportunities to optimise RoTE.
• Working with the wider Portfolio Analytics & Insights team to develop and maintain BcB’s Pricing framework.
• Analyse data and provide valuable insight into the BcB portfolio shape and return on equity, and draft committee papers relating to Pricing and Returns.
• Work with key stakeholders across Finance, GCT and Products teams to ensure our pricing framework, models, and approach are aligned with BcB’s 4YOP objectives.

We’d like you to possess (essential):

• Strong stakeholder management skills and the ability to present complex information simply.
• A good knowledge of the products and pricing approach used in BcB, and the drivers of capital and return on equity.
• Financial analysis skills. Ideally, you’ll be comfortable analysing data using Excel and SQL (or prepared to learn) and making recommendations based on your analysis.
• Able to manage and prioritise multiple deliverables in a timely and effective manner.
• A strategic mindset with the ability to think laterally, be innovative and find creative solutions.
• A great teammate willing and able to take the broader view for the benefit of the wider team.

About us

If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.
 

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it’s why we especially welcome applications from under-represented groups.

We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM’s Counterparty Credit Risk’s objective is to provide integrated “end-to-end” credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise.  Within ICM, the  Underwriting function provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking, Capital Markets, and Advisory (BCMA), Global Structured Products, Financings, and Securitizations (GSP-F&S), Treasury & Trade Services (TTS), Markets, and Securities Services (MSS).

The ICM Hedge Fund (HF) Portfolio Senior Officer II is a senior-level position responsible for managing Citi’s credit risk to a portfolio of the firm’s most complex and large Hedge Fund relationships. Primary activities include credit due diligence, credit reviews, credit approvals and monitoring of the portfolio within the risk appetite of the overall business strategy.

Responsibilities:

• Work closely with Citi’s business lines (1st LoD) across all products, with a particular focus on Prime Brokerage, as well as Risk Management (2nd LoD)

• Lead extensive client-interface through the due diligence meetings, negotiation of credit structures and documentation, including ISDA’s, Derivatives Clearing, FCM and Repo documents

• Establish credit limits and margin rates through a formal Credit Approval Memo (CAM) and in-depth credit analysis

• Review and approve CAM, credit facilities, specific transactions and exceptions within delegated credit authority

• Resolve issues and communicating with the sale force and stakeholders across the organization

• Manage the regional Hedge Fund on-boarding pipeline in support of Citi’s Client Experience initiative

• Advancing and innovating underwriting processes, addressing FCR, IA and regulatory reviews / questions

• Assists the Team Head in presentations and industry reports given to senior management, and regulatory reporting requirements

• Provide leadership and guidance to more junior staff

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 15+ years of experience in financial services and risk management required

• Experience with covering Hedge Fund sector, portfolio performance monitoring and diagnostics

• Strong knowledge across Capital Markets trading and lending products, particularly in derivatives, structured and other complex products traded by Hedge Funds

• Strong grasp of current technologies including stress testing, exposure metrics and factor sensitivities

• Highly effective communication skills, used to partner with the other groups and present findings and suggestions to management

• Motivated and confident to drive change with a real sense for how to build/support business growth

• Attention to detail unaffected by high pressure situations

• Advanced working knowledge of Microsoft Excel, PowerPoint, Word and Access

Education:

• Bachelor's degree/University degree or equivalent experience

• Master's degree preferred

------------------------------------------------------

Job Family Group:

Risk Management

------------------------------------------------------

Job Family:

Credit Decisions

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Primary Location:

New York New York United States

------------------------------------------------------

Primary Location Full Time Salary Range:

$170,000.00 - $300,000.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

------------------------------------------------------

Anticipated Posting Close Date:

Mar 18, 2024

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting