Responsibilities
- Responsible for the overall credit processing aspects of Central Region and Branch teams.
- Lead, manage, supervise, coach and guide credit processing teams to achieve the target for financing approvals.
- Lead the Conduct thorough checking, verification and assessment on the documents and information furnished by the Applicant.
- Prepare Credit Paper/Appraisal Report (AR) based on the approved MIDF formats and guidelines stipulated in the Operational Procedures for Lending Operations.
- May conduct a site visit if necessary, as to clarify on any issues arising from the assessment or analysis of the documents/information furnished.
- Table and present the completed AR to the Credit Committee for decision.
- Record the observations of the Credit Committee and address all observations and obtain the relevant approvals.
- To check and verify the information in the Credit Papers/Appraisal Reports of their direct reports.
Requirements
- Minimum a Bachelor degree in Business/Finance/Accounts or related field.
- At least 12 years’ experience, preferably in banking or development finance and related field at a similar capacity of leading a team.
- Strong report writing and analytical thinking.
- Preferably Professional Credit Certification (PCC) certified.
