Total 123 job vacancies by CIMB

Financial Responsibilities  :

• Meyakinkan kelancaran dan keamanan arus transaksi tunai dan non tunai sesuai ketentuan dan prosedur yang berlaku serta memperhatikan prinsip kehati-hatian dan aspek kewajaran transaksinya melalui proses verifikasi dan pemberian approval transaksi nasabah dalam wewenang yang telah diberikan.

Operational Responsibilities :

• Bertanggung jawab atas Transaksi Tunai & Non Tunai, Setoran Tunai, Tarikan Tunai, Pemindah Bukuan, Kliring, Deposito, Pajak, Mass Fund Transfer System (MFTS), Remittance, Cash Management  & Transaksi ATM. 
• Menjaga performance ATM Cabang dengan menjaga ketersediaan Cash pada ATM. Termasuk Monitoring Sub Ledger (SL) Kas ATM/CDM dan Kas Besar beserta proses rekonsiliasinya.
• Menjaga kerahasiaan password, pengelolaan User ID dan limit Teller serta aktivitas kontrol lainnya.
• Menjalankan mitigasi risiko atas seluruh proses transaksi agar berjalan secara lancar dan prudent.
• Menggunakan seluruh sistem dan pelaporan terkait transaksi Teller antara lain Cashy Online, DHN,  PinPad dan Q-matic.

Service Responsibilities :

• Memberikan layanan terbaik sesuai standard dan nilai layanan yang ditetapkan perusahaan, serta mencapai target pengukuran kualitas layanan baik eksternal ataupun internal.

Financial Responsibilities  :

• Meyakinkan kelancaran dan keamanan arus transaksi tunai dan non tunai sesuai ketentuan dan prosedur yang berlaku serta memperhatikan prinsip kehati-hatian dan aspek kewajaran transaksinya melalui proses verifikasi dan pemberian approval transaksi nasabah dalam wewenang yang telah diberikan.

Operational Responsibilities :

• Bertanggung jawab atas Transaksi Tunai & Non Tunai, Setoran Tunai, Tarikan Tunai, Pemindah Bukuan, Kliring, Deposito, Pajak, Mass Fund Transfer System (MFTS), Remittance, Cash Management  & Transaksi ATM. 
• Menjaga performance ATM Cabang dengan menjaga ketersediaan Cash pada ATM. Termasuk Monitoring Sub Ledger (SL) Kas ATM/CDM dan Kas Besar beserta proses rekonsiliasinya.
• Menjaga kerahasiaan password, pengelolaan User ID dan limit Teller serta aktivitas kontrol lainnya.
• Menjalankan mitigasi risiko atas seluruh proses transaksi agar berjalan secara lancar dan prudent.
• Menggunakan seluruh sistem dan pelaporan terkait transaksi Teller antara lain Cashy Online, DHN,  PinPad dan Q-matic.

Service Responsibilities :

• Memberikan layanan terbaik sesuai standard dan nilai layanan yang ditetapkan perusahaan, serta mencapai target pengukuran kualitas layanan baik eksternal ataupun internal.

Financial Responsibilities  :

• Meyakinkan kelancaran dan keamanan arus transaksi tunai dan non tunai sesuai ketentuan dan prosedur yang berlaku serta memperhatikan prinsip kehati-hatian dan aspek kewajaran transaksinya melalui proses verifikasi dan pemberian approval transaksi nasabah dalam wewenang yang telah diberikan.

Operational Responsibilities :

• Bertanggung jawab atas Transaksi Tunai & Non Tunai, Setoran Tunai, Tarikan Tunai, Pemindah Bukuan, Kliring, Deposito, Pajak, Mass Fund Transfer System (MFTS), Remittance, Cash Management  & Transaksi ATM. 
• Menjaga performance ATM Cabang dengan menjaga ketersediaan Cash pada ATM. Termasuk Monitoring Sub Ledger (SL) Kas ATM/CDM dan Kas Besar beserta proses rekonsiliasinya.
• Menjaga kerahasiaan password, pengelolaan User ID dan limit Teller serta aktivitas kontrol lainnya.
• Menjalankan mitigasi risiko atas seluruh proses transaksi agar berjalan secara lancar dan prudent.
• Menggunakan seluruh sistem dan pelaporan terkait transaksi Teller antara lain Cashy Online, DHN,  PinPad dan Q-matic.

Service Responsibilities :

• Memberikan layanan terbaik sesuai standard dan nilai layanan yang ditetapkan perusahaan, serta mencapai target pengukuran kualitas layanan baik eksternal ataupun internal.

JOB RESPONSIBILITIES

Enhance Shareholders' Value (Financial):

• Support Singapore CRO/Credit Head and to work closely with Singapore Finance in complying with Group and regulatory credit standards as well as Basel and FRS requirements.
• Support Singapore CRO/Credit Head in credit provision management for Corporate and Commercial business in a forward-looking manner.
• Support Singapore Credit Head in managing loan portfolio quality to minimize GIL ratios.
• Ensures optimal allocation of capital in line with regulatory requirements and the bank’s risk appetite.
• Early identification potential problem cases with well-placed strategies to protect bank’s interests.

Internal Business Process:

• Incorporate development, implementation and maintenance of risk management frameworks and policies in line with the retail business environment and products.
• Develop and review risk appetite models to implement managed business growth in line with Group risk appetite.
• Establish, monitor and manage portfolio risk activities through the application of Analytics, Risk Infrastructure and MIS.
• Support Singapore CRO in local Country Risk reporting to local regulator.
• Ensuring compliance and business writing standard in business segments and Singapore Risk Appetite Statements and dashboards.
• Initiate and provide ad-hoc analysis of portfolio/segment reviews based on trend analysis, macro-economic and industry trends, current events and regulatory changes or policy/strategy changes, to support business in mitigating risks.
• Effective implementation of Risk strategy and Risk Governance framework and processes aligned to regulatory and Group policy requirement.
• Potential problem cases/risks are identified early with well placed strategies to protect bank’s interests. Effective processes and tools in place to measure and maintain risk-return balance.

Customer:

• Ensure close coordination with Group/Country counterpart relationships are strategically forward looking, highly collaborative and productive.
• Work in collaboration and consultation with key country and regional stakeholders to implement stress testing/back testing on credit portfolio.
• Ensure timely resolution of key risks to effectively mitigate the financial and reputation risks to the business.
• Work in collaboration with relationship managers to enable a sound and sensible credit decision be made with effective alignment of business strategy and credit appetite.
• Increase awareness with all BUs on the key risks and responsibilities.
• Promote Risk as an active role in supporting CIMB Singapore’s strategic initiatives.
• Streamline and simplify Risk requirements to enable easy understanding and align with business strategy.
• Align with business strategy and develop a customer focused and responsive approach.
• Reliever and backup to any team member absence.

Employee Engagement & Development:

• Support Singapore CRO & Credit Risk team to promote an environment that fosters mutual understanding of CIMB risk culture, risk responsibility, and business practices. Ensure team and individual performance is managed in an open and honest manner.
• Assist in providing training of risk policy and procedures to other risk team members and BUs to raise quality of credit applications, management, and control.
• Promote knowledge-sharing of ideas about what works and to assist others to focus on identifying ways to do things differently to promote better outcomes for customers and the business.
• Improves Risk & Business Stakeholders’ risk capability through training and coaching.
• Constructive contribution at forums and committees.
• Leadership: Role model collaboration and constructiveness that empowers and motivates the team.

Credit Portfolio Management

• Further develop and improve the structure and requirements of the Corporate & Commercial Risk datamarts and data infrastructure.
• Prepare artefacts in accordance to Group Risk’s / Singapore Consumer’s project lifecycle framework and documents.
• Track project status, especially tasks to ensure delivery is on track. Provide regular project update to stakeholders and management.
• Prepare project initiation documents e.g. internal memo, budget application.
• Define relevant project scope, formulate detail project plan and seek stakeholder’s agreement for sign off.
• Document portfolio reviews and deep-dive analysis and providing insights and recommendation to senior management.
• Highlight and escalate risk issues to relevant parties in a timely manner.
• Enhance Retail Risk Monitoring to ensure that all the key portfolio performance indicators and triggers are monitored regularly.
• Enhance Portfolio management frameworks by introducing applicable metrics that drive business decisions in the overall credit risk process/strategies.
• Support preparation information requests from internal/external auditor and regulator/s.
• Support regional/country risk projects that may require ad hoc queries relevant to the portfolio being managed.

REQUIREMENTS

• Min. Bachelor's Degree with relevant discipline
• Minimum 5 years in Corporate Banking risk and portfolio management.
• Familiarity with Risk Infrastructure supporting Corporate and Commercial banking businesses.
• Familiar with Corporate and Commercial banking in Asia region.
• Experience on decision making: Endorsement/Approval on credit matters.

Technical/Functional skills

• In-depth knowledge of Retail products and services, including the rules and regulations in the domestic and international landscapes.
• Strong presentation and influencing skills, required in guiding and assisting teams in putting forward proposals whenever necessary
• Leverages best practice in portfolio management and data-driven analysis.
• Effective, commercial experience in running a business unit/s

Soft Competencies

• Strong presentation and communication skills, required in guiding and assisting teams in executing projects and tasks whenever necessary
• Strong presentation and influencing skills, required in guiding and assisting teams in putting forward proposals whenever necessary
• Good reputation and business network in the Corporate and Commercial Banking community
• Proven track record of achieving business targets, risk management and project management.
• Execution
• Self-starter, Results-driven & Customer-oriented.

About the role

CGS-CIMB Securities (CGS-CIMB) is a leading integrated financial services provider in Asia. It is a joint venture between China Galaxy International Financial Holdings Limited, a wholly owned subsidiary of China Galaxy Securities Co. Ltd., and CIMB Group Sdn Bhd.

Through a network of local offices, branches, and strategic partners, we have a direct global presence in 15 countries and territories, providing a truly Asian perspective. We are well-positioned as Asia’s leading financial gateway with a core focus on deep-dive research and in-depth analysis on equities and financial products.

The Group CEO’s Office supports both the Group CEO and the Deputy Group CEO.

Group CEO’s Office personnel will assist the Group CEO and the Deputy Group CEO to project manage and ensure execution of the Group’s strategic initiatives in all markets to support the Group’s long-term strategy and achievement of goals to meet key stakeholders’ needs.

Job Responsibilities

The incumbent will be responsible for:

Strategy, Planning and Performance Tracking

· Support strategy development and execution.

· Support annual business planning and budget exercise.

· Support group-wide performance management via target setting/ KPIs.

· Conduct research and assess market landscape, opportunities and threats.

· Facilitate performance tracking to drive KPIs.

Strategic Projects/ PMO/ Governance

· Support key projects (high impact and high complexity) for the organization.

· Setting up efficient tracking and monitoring mechanisms for effective project management leading to results.

· Support implementation of strategies, policies and procedures for the Company to ensure achievement of the Group’s objectives.

· Help to review and drive effective governance of the Group e.g. review of group approving committees in line with strategic goals to strengthen governance.

Management Reporting

· Provide management with reports and information to track and monitor business performance, initiatives and projects.

· Prepare reports for various parties (eg. shareholders, regulators) as and when required

Job Requirements

1. Bachelor's Degree or Professional Qualification in the relevant discipline (Accounting/Finance/Business/Economics/Financial Engineering)

2. Knowledge in Investment Banking / Financial Services preferred

3. Excellent written and oral communication and interpersonal skills - ability to navigate and manage cross functional groups and business units

4. Fluent in both English and Mandarin to liaise with our stakeholders based in China

5. Strong analytical and problem solving skills

6. Problem-solving aptitude

7. Attention to detail

8. Results-oriented

Financial Responsibilities  :

• Menjalankan rencana aktivitas penjualan berdasarkan target mortgage booking volume yang ditetapkan.
• Mempertahanan & menjaga relasi baik dengan Business partners, Networks & Client Base.

Operational Responsibilities :

• Memastikan, mengidentifikasi dan mencegah terjadinya operation loss, potensial fraud di cabang serta memastikan tercapainya hasil penilaian Audit yang memuaskan.
• Menjalankan prosedur sejalan dengan SOP yang berlaku dan memastikan kepatuhan atas standar perusahaan serta peraturan Bank Indonesia dan OJK

Service Responsibilities :

• Memastikan pelaksanaan pelayanan kepada nasabah untuk memastikan kepatuhan terhadap standar perusahaan dalam meningkatkan kualitas kepuasan nasabah.
• Menjalankan sales service sehingga pelayanan yang diberikan kepada nasabah sesuai dengan standard layanan CIMB Niaga.
• Memastikan seluruh keluhan/complaint nasabah terselesaikan dengan baik, serta memastikan penyelesaiannya dilakukan tepat waktu dan memenuhi kebutuhan nasabah dengan tetap memperhatikan ketentuan yang berlaku di CIMB Niaga.

Financial Responsibilities  :

• Membuat rencana aktivitas penjualan berdasarkan target yang ditetapkan, menentukan prioritas yang harus dicapai dalam jangka pendek maupun jangka panjang sehingga rencana kerja tersosialisasi dengan baik.
• Memastikan penguasaan dan pemahaman mendalam atas produk-produk yang dikeluarkan perusahaan, maupun produk-produk investasi dan relevansinya dengan kebutuhan pasar 

Operational Responsibilities :

• Mematuhi prosedur dan peraturan internal maupun eksternal dalam hal : KYC, Compliance, Certification, Audit.

Service Responsibilities :

• Memastikan pelaksanaan  pelayanan kepada nasabah untuk memastikan kepatuhan terhadap standar perusahaan dalam meningkatkan kualitas kepuasan nasabah
• Memastikan tingkat kepuasan nasabah atas layanan finansial yang diberikan, demi membangun hubungan baik dengan nasabah preferred existing maupun baru

Memastikan seluruh keluhan/complaint nasabah terselesaikan dengan baik, serta memastikan penyelesaian dilakukan tepat waktu dan memenuhi kebutuhan nasabah dengan tetap memperhatikan ketentuan yang berlaku di CIMB Niaga.

Financial Responsibilities  :

• Membuat rencana aktivitas penjualan berdasarkan target yang ditetapkan, menentukan prioritas yang harus dicapai dalam jangka pendek maupun jangka panjang sehingga rencana kerja tersosialisasi dengan baik.
• Memastikan penguasaan dan pemahaman mendalam atas produk-produk yang dikeluarkan perusahaan, maupun produk-produk investasi dan relevansinya dengan kebutuhan pasar 

Operational Responsibilities :

• Mematuhi prosedur dan peraturan internal maupun eksternal dalam hal : KYC, Compliance, Certification, Audit.

Service Responsibilities :

• Memastikan pelaksanaan  pelayanan kepada nasabah untuk memastikan kepatuhan terhadap standar perusahaan dalam meningkatkan kualitas kepuasan nasabah
• Memastikan tingkat kepuasan nasabah atas layanan finansial yang diberikan, demi membangun hubungan baik dengan nasabah preferred existing maupun baru

Memastikan seluruh keluhan/complaint nasabah terselesaikan dengan baik, serta memastikan penyelesaian dilakukan tepat waktu dan memenuhi kebutuhan nasabah dengan tetap memperhatikan ketentuan yang berlaku di CIMB Niaga.

Strategi dan Perencanaan (Strategy & Planning)

Strategi menjaga NIM melalui penurunan cost of money.

Kinerja Bisnis dan Manajemen (Business Performance and Management)

1. Melakukan analisa NIM, NII (Bankwide dan EXCO FTP)
2. Monitoring pergerakan deposit dan kredit
3. Mengelola risiko tingkat suku bunga banking book (IRRBB dan NII at Risk)

Pengelolaan Sumber Daya Manusia (People Management)

1. Retensi high performers
2. Succession planning

Kepatuhan (Regulatory Compliance)

Bersama Treasury dan Risk Management, mengelola risiko tingkat bunga 

1. Pencapaian target bisnis haji
2. Pencapaian target referral new to savings (NTS)
3. fulfilment MPP sales under supervisi

Financial Responsibilities  :

• Membuat rencana aktivitas penjualan berdasarkan target yang ditetapkan, menentukan prioritas yang harus dicapai dalam jangka pendek maupun jangka panjang sehingga rencana kerja tersosialisasi dengan baik.
• Memastikan penguasaan dan pemahaman mendalam atas produk-produk yang dikeluarkan perusahaan, maupun produk-produk investasi dan relevansinya dengan kebutuhan pasar 

Operational Responsibilities :

• Mematuhi prosedur dan peraturan internal maupun eksternal dalam hal : KYC, Compliance, Certification, Audit.

Service Responsibilities :

• Memastikan pelaksanaan  pelayanan kepada nasabah untuk memastikan kepatuhan terhadap standar perusahaan dalam meningkatkan kualitas kepuasan nasabah
• Memastikan tingkat kepuasan nasabah atas layanan finansial yang diberikan, demi membangun hubungan baik dengan nasabah preferred existing maupun baru

Memastikan seluruh keluhan/complaint nasabah terselesaikan dengan baik, serta memastikan penyelesaian dilakukan tepat waktu dan memenuhi kebutuhan nasabah dengan tetap memperhatikan ketentuan yang berlaku di CIMB Niaga.