Affin Bank Berhad (AFFINBANK) is a wholly-owned subsidiary of AFFIN Holdings Berhad which is listed on the Bursa Malaysia. It was incorporated initially as Perwira Habib Bank on 23 October 1975, and subsequently renamed as Perwira Affin Bank Berhad (PAB) in 1994 when AFFIN has 100% shareholding of PAB. The Bank merged its business operations with BSN Commercial (M) Berhad and changed to its present name in the year 2000. In June 2005, AFFINBANK merged with the former Affin-ACF Finance Berhad. As at 31 May 2015, it has a network of 106 branches nationwide in Malaysia. AFFINBANK provides a suite of financial products and services that is catered to both retail and corporate customers. The target business segments are categorized by the portfolio of customers under key business units such as Business Banking, Consumer Banking and Treasury. Business Banking offers services in corporate banking, contract financing and trade finance to corporations, institutional clients and SMEs. Consumer Banking provides credit cards, personal loans, mortgages, savings/current and deposit taking services as well as hire purchase loans to individuals. Our tagline of “Banking Without Barriers” signifies the removal of boundaries within the processes of the Bank as well as in its attitude in servicing its customers. The latter means reaching out to the customers, improving relationships with them, making each one of them feel privileged and enhancing services to them. Simply put, AFFINBANK is embracing a new approach to banking and changing the face of conventional banking. AFFINBANK's Islamic banking subsidiary Affin Islamic Bank Berhad (AFFIN ISLAMIC) commenced operations on 1st April 2006. As a full-fledged Islamic bank, AFFIN ISLAMIC has 9 branches on its own and offers a complete range of Islamic Banking products and services encompassing the areas of Business and Consumer Banking in compliance with Shariah principles and laws.