Senior Manager - Credit Score Modelling & Management (Credit Control Group)
3 weeks ago
Job Responsibilities:
Develop and implement an effective credit score model or scheme for customers and maximize the company’s profitability and value in the market.
Evaluate, implement, and monitor internal and external cr...
Job Responsibilities:
- Develop and implement an effective credit score model or scheme for customers and maximize the company’s profitability and value in the market.
- Evaluate, implement, and monitor internal and external credit scoring models and/or financial forecasting models using both traditional and other advanced predictive technologies, segmentation, and optimization tools in strategy development.
- Develop and maintain user requirements, parameters, and configurations of rating system for different customer segments.
- Research and implementation of effective use of AI solutions.
- Identify data trends via deep data analytics and summarize key findings for Score Card Improvement.
- Research and study, introduce and verify new function of next generation innovative operation.
- Monitor, evaluate, and improve Score card and rule engine management from profitability point of view.
- Manage and monitor overall profitability by customer and merchant level.
Job Requirement:
- Minimum 10 years relevant working experience preferably in banking / financial institutions with at least 5 years management exposure.
- Result-oriented with an ability to develop and grow the department through intensive monitoring and mentoring.
- Strong analytical skills in credit risk assessment and credit score modeling.
- Proficient in SQL, Python/R, Data Mining (Feature engineering), MLOPS (Model Deployment & Maintenance), understanding on ML algorithm, AWS Cloud services (preferred but experience on other cloud services is acceptable).
- Good written and communication skills, analytical minded with a sense of accuracy.
- Applicants should be Malaysian citizens or hold relevant residence status.
- Proficiency in data analysis and business management software.
- Excellent Leadership characteristic and interpersonal skills
- Exceptional analytical and problem-solving abilities.
- Excellent organizational and time-management skills.
Perks & Benefits
- Nearby public transport
- Central location
- Casual dress code
- Medical insurance
- Personal leave
Overview
AEON Credit Service is a leading consumer financing provider with business operations in Japan, Malaysia, Hong Kong, Thailand, Taiwan and China. The Company has established a strong presence in Malaysia since 1996 to provide easy payment schemes for purchase of consumer goods and a personal financing scheme based on Syariah principles.
Our business philosophy is based on "Customer Satisfaction" and we strive to make a positive contribution to our customer's lifestyles. AEON Credit has more than 10 branches in East and West Malaysia. In line with our rapid business expansion, we are extending our service network to new locations to better serve our customers.
Why Join AEON Credit?
At AEON Credit, we believe in "Customers First". To commit to this, we focus on enhancing our customer's convenience and continually provide them with value-added financial services to help them meet their lifestyle needs.
AEON Credit is an exciting and dynamic place to work. As a fast-growing consumer financing company, we are always looking to recruit exceptional individuals who strive for excellence. We seek visionary individuals that take initiative and are innovative, results-oriented and independent.
Join us in our mission to benefit our customers by providing them with the very best set of consumer financial services to better serve our customers' needs and to continue our contribution to the community.
