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Japanese Speaking Credit Analyst GF-0794041

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IBM was established in Malaysia in June 1961 as a wholly-owned subsidiary of IBM World  Trade Corporation, one of the world’s largest and leading IT companies worldwide. IBM operates in 170 countries and employs 400,000 highly-skilled professionals.

Over the years, IBM has undergone major transformation. From a hardware company, it is today a solutions-based company and providing various services. It has also moved out of the commodity business and expanded its role to becoming a Globally Integrated Enterprise. IBM Malaysia celebrated its 50th anniversary in 2011. This was a significant milestone, marking half a century of innovation and information technology expertise contribution to Malaysia. IBM’s focus on innovation and R&D have resulted in the company’s ability to deliver value and address some of the most challenging societal, economic and technology
challenges via its smarter planet initiatives.

Smarter Planet is all about progress. IBM stands for progress. Over the years, IBM has steadfastly upheld its mission of delivering progress, undergirding it with its timeless core values -- dedication to every client’s success, innovation that matters – for our company and for the world, and trust and personal responsibility in all relationships.

IBM is committed to play a major role in cultivating the use and development of IT in Malaysia, a mission that mirrors the Government’s objective of making the country a regional and global hub of knowledge-based industries. In Malaysia, IBM has set up 19 Centers of Excellence that support global and regional operations of IBM.

The company is also heavily involved in developing local capabilities through a string of alliances. Its Business Partners represent IBM in almost all the country's industry segments. Together, IBM and its Business Partners deliver open, integrated, end-to-end solutions that help clients innovate for competitive advantage.

In an increasingly “flat” world, Malaysian companies will need a trusted business and IT partner which offers innovative solutions and services which are interconnected, instrumented and intelligent to build a smarter Malaysia. IBM is that partner.

Job description
The analyst will perform financial and non financial analysis on IBM's customer set. Through that analysis and knowledge of the industry, the analyst will be expected to make a firm, informed recommendation. Increasingly, recommendations are not simply a yes / no equation, with the analyst expected to provide input into creating the right structure to enhance IBM's credit position but enable IBM to win the bid.
This will largely involve working with senior credit analysts. The analyst will work with Regional Credit teams.
The analyst must be able to utilize and have knowledge of all information sources available to them. This will include credit agencies and other internet based products.
The analyst is also expected to take a leading role in an industry sector or a certain credit function. Applicants will be proactive in managing credit risk in that sector/function and providing guidance to IBM regarding the IBM customer set in that sector/function.

    Bachelor's Degree
    At least 3 years experience in Performing credit analysis/review
    At least 3 years experience in Applying knowledge of credit policies and process
    English: Fluent
    Japanese: Fluent

IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

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